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How Have The QLD Floods Really Effected Port Stephens Real Estate

“How are the Old Floods going to effect house prices” is a question I am getting asked very regularly at the moment, and at the risk of looking like dodging the question, the real focus should be on decision making and in hindsight, the title of this post, “Decision Making, How To Make Good Decisions Better” .

This post may polarize people and I know is far removed from the Port Stephens Real Estate world, but as I sit in my Nelson Bay office today, I have reflected on an email sent to me. You may have heard the saying, you make a living by what you do and a Life by what you give” but have you heard the term “making good decisions better”.

Real Estate success is all about making good decisions better and so is success and well being in other areas of life. Especially financial decisions around uncertainty like buying or selling a house at the moment and asking your self “Is the Real Estate market going to increase or decrease because of the floods?”. My short answer to your personal question would be: ” Today is a very good time to be buying AND selling Real estate in Port Stephens.”

Let me explain.

Who controls your life?

You do. Know one else.

In fact, do you realize you are training people in how to treat you. I’ll go into that more another day. The point is, we all know how to make good decisions, but the real fruit comes from making good decisions better. Did you give to the QLD flood appeal? I know most people did. But how do you make that decision better?

So how do you do that you may be asking? Firstly, knowledge, secondly, reflection, thirdly, action. All great leaders and inspirational influences practice this principle. Let me explain my point with a story I have heard and repeated before from the book, “7 Habits Of Highly Effective People”

It goes like this: “A man was sitting in a subway car in New York. This is his thoughts: People were sitting quietly-some reading newspapers, some lost in thought, some resting with their eyes closed. It was a calm, peaceful scene.
Then suddenly, a man and his children entered the subway car. The children were so loud and rambunctious that instantly the whole climate changed.
The man sat down next to me and closed his eyes, apparently oblivious to the situation. The children were yelling back and forth, throwing things, even grabbing peoples papers. It was very disturbing. And yet, the man sitting next to me did nothing.
It was difficult not to feel irritated. I could not believe that he could be so insensitive as to let his children run wild like that and do nothing about it, taking no responsibility at all. It was easy to see that everyone else on the the subway felt irritated, too. So finally, with what I felt was unusual patience and restraint, I turned to him and said, “Sir, your children are really disturbing a lot of people. I wonder if you could control them a little more.”
The man lifted his glaze as if to come to a consciousness of the situation for the first time and said softly, “Oh, you’re right. I guess I should do something about it. We just came out from hospital where their mother died about an hour ago. I don’t know what to think, and I guess they don’t know how to handle it either.”
Can you imagine what I felt at that moment? My paradigm shifted. Suddenly I saw things differently, and because I saw things differently, I felt differently, I behaved differently. My irritation vanished. I didn’t have the to worry about controlling my attitude or behavior; my heart was filled with the man’s pain. Feelings of sympathy and compassion flowed freely. “Your wife just died? Oh, I’m so sorry! Can you tell me about it? What can I do to help?” Every thing changed in an instant. New information, reflection, and then action. His paradigm changed!

You see we all make good decisions, but making good decisions better comes from constantly searching for new knowledge, resting regularly in contemplation and reflection(meditation or prayer if you want it to sound spiritual) then taking action with that change of paradigm. I have practiced this and seen tremendous success for clients; I have coached clients to practice it and seen them have tremendous success when making decisions in selling their homes. I have also applied it to my personal life to have more fruitful and enjoyable relationships with friends. And you can too! Selling or buying Real Estate now with uncertainty may not be the real question to ask. Because you are buying and selling in the same market, it’s all relative. That is sell for more in 6 months, buy for more in 6 months and vice versa. So making that good decision to sell better should be more focused on how is it going to feel in that new lifestyle. A separate accommodation for the children, low maintenance surroundings, better school, pool, beach, extra bedroom etc you get the picture.

Now at the risk of retribution I’m going to pass on some political information that was passed onto me to consolidate my point. It changed my thoughts on a few social issues, but helped me realize the power of influence we have in a democratic country in making good decisions better.

Many people gave to the floods, nearly all voted for whom they thought would run the country and steward our hard earned money the wisest.  This is the email that was sent to me. I am not taking political sides, but read and make up your own mind. This is just so unbelievable it may even be  true !

THE TOP 8 RECIPIENTS OF THE AUSTRALIAN GOVERNMENT’S AID DOLLARS IN 2010-2011

Indonesia – $ 458.7 million

Papua New Guinea – $ 457.2 million

Solomon Islands – $ 225.7 million

Afghanistan – $ 123.1 million

Vietnam – $ 119.8 million

Philippines – $ 118.1 million

East Timor – $ 102.7 million

Cambodia – $ 64.2 million

TOTAL =US $ 1,669 million -to be given away in 52 weeks

..But wait, there’s more… !!!!!!!

• Australia provides approximately 150,000 tonnes of food aid every year—about $65 million—to

Bangladesh, Indonesia, Sri Lanka, Sudan and Chad.

• In 2010-2011 the Australian Government plans to spend almost $4.4 billion on development
assistance to under developed countries.

SO….. Ask your local Member how come 2011 Queensland flood victims get “$17 million so far”?

When insurers, such as Allianz and CGU, provide cover for storm damage but EXCLUDE FLOOD from
their home and contents policies.

SUGGEST, we EXCLUDE them from our Shopping Lists ????

And now Gillard will give nearly $500 million for Indonesia’s Islamic schools which are largely moderate
in outlook but there have been pockets of radicalism that have produced terrorists in Indonesia, most
notably the cleric Abu Bakar Bashir’s school in Ngruki, central Java, where some of the Bali bombers studied

STOP THE OVERSEAS AID NOW AND DIVERT THOSE FUNDS TO QUEENSLAND.

WHEN QUEENSLAND HAS BEEN REBUILT AND BACK ON ITS FEET,

THEN WE CAN HELP TO BUILD MORE ISLAMIC SCHOOLS

OVERSEAS. AND HERE’S AN IDEA:

MAYBE WE CAN ALSO TEACH ABU BAKIR’S DISCIPLES TO SING:-

“KOOKABURRA SITS ON THE OLD GUM TREE”,

“GUMBAYAH”,

“WALTZING MATILDA”

AND

“I STILL CALL AUSTRALIA HOME”!!

Conclusion: We can make a good decision to buy that right property at the right price or sell our home in the right market or give some of our hard earned money to the people in need in the QLD floods or else where. We can though make these good decisions can be made better by changing your paradigms i.e. get new information, process new information, act on new information. i.e. the information I shared about where the money you gave is Really Going. It is at the decision making level that all fruits in life worth pursuing exist and many people feel they are too small or insignificant to make a difference. The decisions you make really do make a difference, and you can make those good decisions better by 1) finding new information, 2) processing that information 3) Taking action. The good Samaritan in the Good Book wouldn’t have been so influential if he just had good intentions. He acted on those good intentions.

Make you next good decision better today by following this simple but effective 3 step process and feel the difference. I hope I have helped a little in what ever decision you are ready to make next whether Real Estate, Political, Social or Personal. Until next time, have a great day and I’ll end with a little humor and a photo about making good decisions better. While this chap may have made a good decision to have relaxing ale at the end of the day, he didn’t make a good decision better by having an exit strategy. This is Chris Hasson, over and out!

About the Author

Chris Hasson is <a href=”http://www.portstephens-realestate.com.au/”>Port Stephens No 1 Real Estate Agent</a> and with upwards of $50 million dollars worth of annual property sales is the areas leading expert. He is based in Nelson Bay.

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Selection of Risks for Life Insurance, Health Insurance, Accident Insurance $37.48 General Books publication date: 2009 Original publication date: 1935 Original Publisher: The National underwriter co. Subjects: Insurance, Life Insurance, Health Insurance, Accident Pathology Life insurance Health insurance Accident insurance Business

The Law and Practice of Marine Insurance: Deduced from a Critical Examination of the Adjudged Cases, the Nature and Analogies of t $40.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: INTRODUCTORY DISCOURSE. CONTENTS. Definition of Marine Insurance?Not merely a branch of municipal law?Con- ridered by the French jurist and by Blaclutone a part of the law of nations? In what sense this assertion is true?How far the laws and usages of other nations are to be received as authority?Remarks on a passage in the preliminary discourse of Mr. Marshall?Inquiry whether Marine Insurance was known to the Ancients?Silence of the Roman law not conclusive?Reply to the argument of Mr. Park relative to the limited extent of ancient commerce, and the paucity of the risks to which it was exposed?Presumption arising from the prevalence of Bottomry?Passages cited by Eraerigon from Livy and Suetonius as historical proof that Insurance was not unknown?His interpretation of these passages vindicated? Conclusion that the Roman government in the cases mentioned was the insurer in the strict sense of the term?Weakness of the objection that no premium was paid? Explanation of the silence of the Roman law?Insurance probably not a branch of general law, but merely a local usage?As such not meant to be superseded? Reasons why the contract of Bottomry regulated by the Digest and Insurance omitted?The Digest not meant to embrace a complete code of maritime law? Many important subjects in respect to which there must have been existing regulations omitted?Reasons that led to the omission may equally apply to Marine Insurance?Probable solution of the difficulty, that subjects omitted were embraced in the Rhodian laws, which were then in force?These laws not eitant? Collection published under that name spurious?Conclusion?The reasonable presumption that Insurance was known to the Romans has not hitherto been refuted. Marine Insurance is, in few words, a contract of indemnity against the per…

Handbook of Insurance $211.48 In the 1970′s, the research agenda in insurance was dominated by optimal insurance coverage, security design, and equilibrium under conditions of imperfect information. The 1980′s saw a growth of theoretical developments including non-expected utility, price volatility, retention capacity, the pricing and design of insurance contracts in the presence of multiple risks, and the liability insurance crisis. The empirical study of information problems, financial derivatives, and large losses due to catastrophic events dominated the research agenda in the 1990′s. The Handbook of Insurance provides a single reference source on insurance for professors, researchers, graduate students, regulators, consultants, and practitioners, that reviews the research developments in insurance and its related fields that have occurred over the last thirty years. The book starts with the history and foundations of insurance theory and moves on to review asymmetric information, risk management and insurance pricing, and the industrial organization of insurance markets. The book ends with life insurance, pensions, and economic security. Each chapter has been written by a leading authority in insurance, all contributions have been peer reviewed, and each chapter can be read independently of the others.

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Insurance as Governance $63.48 Insurance as Governance is the first major sociological study of the hidden world of the insurance industry. It examines how the industry governs our institutions and daily lives in ways that are largely invisible, and how it thereby functions as a form of government beyond the state. The text provides a sophisticated integration of empirical data and theoretical issues about insurance, risk, governance, and security. Drawing on extensive ethnographic research on industry practices, the author team penetrates the complexities of the insurance industry and demonstrates why insurance is such a powerful and pervasive institution. Together Ericson, Doyle, and Barry advance the concept of moral risk as they consider how insurance companies partner with governments and corporations in the negotiation of political economy. In effect, Insurance as Governance documents liberal theory at work. It offers a major case study of liberal governance beyond the state and explores such larger issues as how insurance is increasingly liberal rather than welfarist in orientation, and how insurance is the vanguard of liberalization in governance throughout post-industrial societies. Impressive in scope and original in approach, this text is a pivotal piece of sociological research.

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Genes and Insurance $34 The genetic information that is available to insurance companies has often been regulated to avoid certain ethical difficulties. But regulation may not be the solution, argue the authors, and suggest instead the resurrection of collectively funded public insurances. This will interest academic researchers and professionals involved with genetics and insurance.

Law Of Marine Insurance $62.5 This work covers the full ramifications of marine insurance law.

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CONTENTS ARE: THROUGH YOU $16.72 The Contents Are: Dave Neumann (guitar, vocals); Paul Staack (drums, vocals); Larry Smith (bass, vocals); and Craig Hute (lead guitar, vocals) from Iowa. The Contents Are were one of many ’60s bands from the Quad City’s fertile garage music scene. With la

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Post-Construction Liability and Insurance $112.5 An essential reference for lawyers and insurance companies, especially in construction law and insurance. Required reading for construction professionals involved in international work.

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The Contents of Visual Experience $85.48 What do we see? We are visually conscious of colors and shapes, but are we also visually conscious of complex properties such as being John Malkovich? In this book, Susanna Siegel develops a framework for understanding the contents of visual experience, and argues that these contents involve all sorts of complex properties. Siegel starts by analyzing the notion of the contents of experience, and by arguing that theorists of all stripes should accept that experiences have contents. She then introduces a method for discovering the contents of experience: the method of phenomenal contrast. This method relies only minimally on introspection, and allows rigorous support for claims about experience. She then applies the method to make the case that we are conscious of many kinds of properties, of all sorts of causal properties, and of many other complex properties. She goes on to use the method to help analyze difficult questions about our consciousness of objects and their role in the contents of experience, and to reconceptualize the distinction between perception and sensation. Siegel’s results are important for many areas of philosophy, including the philosophy of mind, epistemology, and the philosophy of science. They are also important for the psychology and cognitive neuroscience of vision.

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Property Insurance, Comprising Fire and Marine Insurance, Automobile Insurance, Fidelity and Surety Bonding, Title Insurance, Cred $46.48 Title: Property Insurance, Comprising Fire and Marine Insurance, Automobile Insurance, Fidelity and Surety Bonding, Title Insurance, Credit Insurance, and Miscellaneous Forms of Property Insurance Publisher: New York, London, D. Appleton and Company Publication date: 1922 Subjects: Insurance Insurance, Fire Insurance, Marine Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there.

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Property Insurance, Marine and Fire $40.48 General Books publication date: 2009 Original publication date: 1914 Original Publisher: Yale University Press Subjects: Insurance, Fire Insurance, Marine Insurance, Boiler Business

Essentials of Risk Management and Insurance $3.98 This text is designed to use in an undergraduate or MBA level course in insurance and risk management. As an introduction to the subject, it is intended for students who have little or no prior education in insurance. The text is consumer-oriented with an emphasis on the insurance product.

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Sources, Subjects and Contents, 1 $252 Deals with international crimes. This work contains several contributions on the theoretical and doctrinal aspects of ICL which precede the five chapters addressing some of the major categories of international crimes. It also addresses the sources and subjects of ICL and its substantive contents.

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The Insurance Statutes of the United States and Canada $90.98 General Books publication date: 2009 Original publication date: 1876 Original Publisher: Insurance Monitor Subjects: Insurance law Insurance Business

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The Admissible Contents of Experience $39.48 Which objects and properties are represented in perceptual experience, and how are we able to determine this? The papers in this collection address these questions together with other fundamental questions about the nature of perceptual content. The book draws together papers by leading international philosophers of mind, including Alex Byrne (MIT), Alva Noe (University of California, Berkeley), Tim Bayne (St Catherine’s College, Oxford), Michael Tye (University of Texas, Austin), Richard Price (All Souls College, Oxford) and Susanna Siegel (Harvard University) Essays address the central questions surrounding the content of perceptual experience Investigates how are we able to determine the admissible contents of experience Published in association with the journal "Philosophical Quarterly"

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The Science and Art of Writing Life Insurance $25.98 Publisher: New York insurance school Publication date: 1910 Subjects: Life insurance agents Business