Do checks ever expire?
My sister just went on exchange to Australia, and a couple checks from the Insurance Company for dental and prescriptions just came back today. she’ll be gone for about 6 months. Would these checks go bad? They are not personal checks.
can i deposit the checks to my sisters account for her?
generally 6 motnhs expiry in north america
Design Your Life Insurance | Guardian Insurance Australia
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VSL #3 CAPS (BOTTLE) Size: 60 $49.50 VSL #3 CAPS (BOTTLE) Size: 60… |
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Philips HeartStart Home Defibrillator (AED) $1,125.00 Please Note: There will be a $150 re-stocking fee on all returns of this item… |
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Money and Outpatient Psychiatry: Practice Guidelines from Accounting to Ethics $31.76 Billing, accounting, and business management practices are not covered in graduate school, yet all practitioners need to master these money issues at some point in their careers. In order to address this need, Cecilia Mikalac has translated her popular course on money management for psychiatrists into a practical yet comprehensive book on all aspects of money management.Designed for psychiatric cl… |
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Personal injury and professional malpractice litigation: Common law trends and insurance implications … |
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Conpensation for Incapacity: A Study of Law and Social Change in New Zealand and Australia $69.00 … |
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Insurance Statistics Yearbook 1995-2004 $168 The insurance industry is a key component of the economy by virtue of the amount of premiums it collects, the scale of its investment and, more fundamentally, the essential social and economic role it plays in covering personal and business risks. This annual publication provides major official insurance statistics for all OECD countries. Data for Singapore, which has an observer status to the OECD Insurance and Private Pensions Committee, are included in the online and CD-ROM editions of this publication. The reader will find information on the diverse activities of this industry and on international insurance market trends. The data, which are standardised as far as possible, are broken down under numerous sub-headings, and a series of indicators makes the characteristics of the national markets more readily comprehensible. This publication is an essential tool for civil servants, businessmen and academics working in the insurance field. ALSO AVAILABLE ON CD-ROM AND ON LINE The database is available on CD-ROM and on line at www.SourceOECD.org . It is in user-friendly software, Beyond 20/20 for Windows, that allows users to extract and export data, prepare customised graphs and tables, and perform their own analysis. . COUNTRIES COVERED. Australia, Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Japan, Korea, Luxembourg, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Slovak Republic, Spain, Sweden, Switzerland, Turkey, United Kingdom, United States. |
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Keys to Personal Insurance $1.89 This book is in Good Used condition |
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Insurance for Dummies $21.99 Now updated — your guide to getting the best insurance policy. Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you’re looking for personal or business insurance, you’ll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time.:; Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life;. Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters;. Understand homeowner’s and renter’s insurance — know what is and isn’t covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits;. Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps;. Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance. Open the book and find:.:; The best life, health, home, and auto policies;. Strategies for handling the claims process to get what you deserve;. Tips on adjusting your deductible to suit your lifestyle;. How to navigate healthcare policies;. Ways to reduce your risk and your premiums;. Common traps and loopholes;. Considerations for grads, freelancers, and remote workers |
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Insurance For Dummies $14.19 Now updated – your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear – this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you’re looking for personal or business insurance, you’ll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics – understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road – manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner’s and renter’s insurance – know what is and isn’t covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy – discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks – explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers |
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Insurance? $6 Insurance? – The Higher |
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Pharmaceutical Markets and Insurance Worldwide $154.95 The fields of pharmaceutical economics and health economics/policy are reaching a point of convergence. This is due to both the widespread availability of pharmaceutical treatments, accompanied by broader insurance coverage, and the regulation of prescription drugs in both private and government plans. This book will bridge the gap. We will explore developments in both U.S. and International setting. The system of the U.S. is characterized by a mix of private and government insurance for prescription drugs with the expansion of Medicare Part D. Most other developed countries are characterized by social insurance with either the government as a single payer such as in Canada or Australia, or a national health service as in many other European countries. |
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Principles of Risk Management and Insurance (10th Edition) $38.75 Principles of Risk Management and Insurance focuses primarily on the consumers of insurance, and the text blends basic risk management and insurance principles with consumer considerations. Praised for its depth and breadth of coverage, the Tenth Edition provides even more flexibility in its organization by giving an overview of the insurance industry first, before discussing specific plans. Basic Concepts in Risk Management and Insurance: Risk in Our Society; Insurance and Risk; Introduction to Risk Management; Advanced Topics in Risk Management; The Private Insurance Industry: Types of Insurers and Marketing Systems; Insurance Company Operations; Financial Operations of Insurers; Government Regulation of Insurance; Legal Principles in Risk and Insurance: Fundamental Legal Principles; Analysis of Insurance Contracts; Life and Health Risks: Life Insurance; Life Insurance Contractual Provisions; Buying Life Insurance; Annuities and Individual Retirement Accounts; Individual Health Insurance Coverages; Employee Benefits: Group Health Insurance; Employee Benefits: Retirement Plans; Social Insurance; Personal Property and Liability Risks: The Liability Risk; Homeowners Insurance, Section I; Homeowners Insurance, Section II; Auto Insurance; Auto Insurance and Society; Other Property and Liability Insurance Coverages; Commercial Property and Liability Risks: Commercial Property Insurance; Commercial Liability Insurance; Crime Insurance and Surety Bonds. For all readers interested in risk management and insurance. |
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Risk Management and Insurance $134.54 This proven, market-leading text provides a thorough, current introduction to risk management and insurance. It assists the learner in identifying, analyzing, and managing risk through insurance and alternative tools/techniques such as loss control, risk retention, and risk transfer. This edition presents an even stronger focus on managing risk and covers insurance within this context. Concepts of risk management are presented as they apply to business and personal situations as well as international situations. |
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Insurance Statistics Yearbook 1994-2001 $184 The insurance industry is a key component of the economy by virtue of the amount of premiums it collects, the scale of its investment and, more fundamentally, the essential social and economic role it plays in covering personal and business risks. This annual publication provides major official insurance statistics for all OECD countries as well as Singapore which has an observer status to the OECD Insurance Committee. |
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Australia $6 Australia |
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This Is Australia $16.55 This Is Australia |
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How To Make Your Insurance Company Pay $3.79 Insurance is costly. It ought to be a comfort in trouble. It should protect you from loss. If your insurance company fights, you can lose big. So, this investment in property insurance savvy could save you a bundle, not only when you make a claim, but through the premium paying years as well. Discover 10 insurance mistakes, 15 claim problems, 10 progressive personal pressure tactics and much more. |
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Insurance Intermediation $129 Insurance Intermediation |
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The Insurance Man $22.8 The Insurance Man |
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Medical Insurance $37.84 Medical Insurance |
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Fundamentals of Insurance $74.05 Fundamentals of Insurance |
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International Dictionary of Personal Finance $11.39 The International Dictionary of Personal Finance provides a basic vocabulary of terms used in the world of personal finance – from Accident Insurance to Zeros, from Accrued Benefits to Yield Curve. Words used in all areas of personal finance are included, |
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Personal Finance $26.03 Kapoor/Dlabay/Hughes’ Personal Finance is the #1 market-leading Personal Finance text. It provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning. The goal of this text is to teach students the fundamentals of financial planning so they can make informed choices related to spending, saving, borrowing, and investing that lead to long-term financial security. Personal Finance, Ninth Edition provides many financial planning tools using a step-by-step approach to help students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs. |
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Motley Fool Personal Finance $14.95 A guide to personal finance in uncertain economic times provides advice on how to develop a customized appraoch to handling money, covering everything from investment and savings to spending, insurance, and estate planning. |
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Angel In Australia , An $19.02 Sydney, 1942 – the year of the fall of Singapore, the bombing of Darwin and the surprise attack on Sydney Harbour by Japanese midget submarines. Australia is surely doomed to fall to the Japanese . . . Through the eyes of a naive young priest we see into the hearts of a people who fear the end of life as they know it. In the confessional, Father Frank Darragh hears how his community is changing – how the very real fear of invasion by the Japanese is leading people to challenge what the church teaches is right or wrong. Under the threat of death, people do things they would never dream of in peacetime. Especially vulnerable are those women whose husbands have been captured in Singapore or the Western desert. Facing the future alone and unprotected, they are at risk of succumbing to the charms of more subtle invaders, American servicemen. When the beautiful wife of an Australian POW is found brutally murdered, she takes on the character of a victim of war in the mind of the impressionable young priest. His obsession with her lost soul leads Darragh on a dangerous journey of personal discovery , one that puts his own life at risk . . . |
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The Insurance Company $6 The Insurance Company – Isaac Hayes |
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Kiplingers Personal Finance $12 KIPLINGER’S PERSONAL FINANCE MAGAZINE provides affluent readers with the information they need to make smart decisions about their money. Each issue includes intelligent reporting on investments, taxes, insurance, paying for college, planning for retirement, home ownership, major purchases such as cars and computers and other personal finance topics. |
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Kiplinger’s Personal Finance $12 Kiplinger’s Personal Finance provides you with the tools and strategies you need to make smart decisions about your money and your life. Every issue of Kiplinger’s Personal Finance brings you timely reporting about investing, taxes, insurance, paying for college, planning for retirement, home ownership, buying a car and other personal finance topics. Investing. Managing. Spending. Kiplinger’s Personal Finance covers it all. Build your fortune and live the life of your dreams with Kiplinger’s Personal Finance. |
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Wine Regions Of Australia $35 In response to a growing movement to classify Australian wine in more regional terms, this geography of wine looks at Australia’s wine regions and subregions-from Victoria, Tasmania, and South Australia to New South Wales, Western Australia, and Queensland. Encyclopedic in scope, this book will help wine enthusiasts understand the unique qualities of Australian wines and discover the country’s many vineyards, both large and small. It provides a brief history and details on location, altitude, and general topography of the regions, as well as a discussion of soil quality and climate control, descriptions of regional differences in grape cultivation and wine making, and harvesting times and methods. Important wine styles and grape varieties of each region are summarized, including pinot noir, cabernet sauvignon, chardonnay, Adelaide Hill, riesling, and semillon. Included are personal ratings of many of the vineyards listed. |
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Mountain Biking Australia – Subscription $27.96 Mountain Biking Australia is ‘the’ magazine for enduro, trail-riding and cross-country mountain bikers. Written by experienced riders who know what they’re on about, Mountain Biking Australia features detailed, critical analysis of new bikes, parts, clothing and nutrition. The five in-depth bike tests in each issue give great insight beyond the manufacturers’ marketing spin. Brilliant photography gets you up close and personal with the all new gear. There are mechanical ‘how-to’ tips to help you maintain your gear, and technical riding pointers to help you ride better. A great read for MTBers |
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Personal Finance Made Easy $17.55 Combines key strategies, money-saving tips, and organizational guidelines for preparing a secure financial plan, in a guide that covers a range of interests from investments and retirement planning to taxes and insurance. |
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Political Economy of Personal Injury Law $66.5 Exploring the role of tort law in Australia’s personal injuries system, the first two lectures in this series examine the political and economic significance of personal injury law while the third lecture discusses the possible future |
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Spectacular Snakes of Australia $19.99 Spectacular Snakes of Australia showcases these beautiful creatures which play such an important part in our biodiversity. It portrays most of the species found in Australia, such as tiger snakes, copperheads, brown snakes, death adders and sea snakes, up close and personal. It also includes some unique photographs, such as the hatching of scrub pythons, that offer a rare glimpse into their more intimate lives. The informative text, based on the latest research, describes the reproductive biology, behaviour, predators and prey of these reptiles, as well as their habitat and conservation values. Readers will explore the importance of colours and patterns in allowing snakes to blend into their environment, their defence and attack mechanisms, and the adaptations they have undergone to cope with their surroundings. In addition, the author provides some anecdotes on his encounters with snakes, and clears up a few myths regarding snake behaviour. Richly illustrated with exceptional photographs, Spectacular Snakes of Australia features the deadly serious as well as the quirky – from snakes that love water to those with potent venom, and even snakes that are blind! This book is a real treat for snake lovers. |
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Personal Finance Desk Reference $18.59 One-stop shopping for all things financial. Personal finances are becoming more and more complex. And this is the only comprehensive reference book on this sprawling subject. Beginning with the basics of financial planning (budgeting, interest, banking, insurance, and debt), this helpful guide covers everything people need to know about handling every aspect of their financial world, including investing, taxes, retirement, estate planning, and more.One-stop shopping for all things financial. Personal finances are becoming more and more complex. And this is the only comprehensive reference book on this sprawling subject. Beginning with the basics of financial planning (budgeting, interest, banking, insurance, and debt), this helpful guide covers everything people need to know about handling every aspect of their financial world, including investing, taxes, retirement, estate planning, and more. |
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The Making of Modern Australia $19.99 Filled with stories from regular Australians about life since World War Two and woven throughout with William’s own anecdotes and observations THE MAKING OF MODERN AUSTRALIA pieces together the celebrations sorrows and spirit of the last fifty years to offer a national picture of our past and present. Told through four main themes of romance religion family and home. From the trepidation of the outbreak of armed conflict to the multicultural melting pot of postwar migration to falling in and out of love and religion to the changes in parenting and family relations this book reveals a very personal view of our country. Inspired by the major documentary series of the same name screened on ABC TV and narrated by William McInnes. |
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Focus on Personal Finance (The Mcgraw-Hill/Irwin Series in Finance, Insurance and Real Estate) $60.74 Focus on Personal Finance is a brief, 14-chapter book, covering the critical topics in Personal Finance courses. This 4-color, paperback text is designed and written to appeal to a range of ages, life situations, and levels of financial literacy. A unique aspect of this text is its active approach. This text will not only get your students thinking about their current situation and financial goals, but also to put these in writing to use as a guide and revise over the course of their lives. The more a student involves themselves in the assessments, exercises and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom. Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind with regard to their decisions. The ultimate goal of Focus on Personal Finance is to get students to this point as a first step to achieving the many financial goals they have set for themselves. |
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Winning the Insurance Game $19.5 Winning the Insurance Game |
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Principles of Risk Management and Insurance $215.33 Principles of Risk Management and Insurance |
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Wall Street Journal Complete Personal Finance Guidebook $13.15 An easy-to-understand tutorial on the basics of personal finance takes readers step by step through the essentials of money management, banking, investment, insurance, financial planning, taxes, and more. Original. 60,000 first printing. |
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Personal Finance At Your Fingertips $13.99 One book. All the answers. As personal finances become more complex referencing financial information just got easier. This book covers everything an individual needs to know regarding their money including budgeting; banking; interest rates and mortgages; credit and debt; insurance; estate planning; college financing and student loans; real estate investing; mutual and exchange funds stocks and bonds; taxes and shelters; retirement plans (including Social Security) and more. -Features thumbtabs and other navigation aidsOne book. All the answers. As personal finances become more complex referencing financial information just got easier. This book covers everything an individual needs to know regarding their money including budgeting; banking; interest rates and mortgages; credit and debt; insurance; estate planning; college financing and student loans; real estate investing; mutual and exchange funds stocks and bonds; taxes and shelters; retirement plans (including Social Security) and more. -Features thumbtabs and other navigation aids |
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Kiplinger’s Personal Finance Magazine $12 Specifically geared toward the fiscally responsible and the monetarily savvy, Kiplinger’s Personal Finance Magazine will provide you with dozens of articles providing cogent articles detailing investment ideas and plans to manage your portfolio. Offering ideas for diversification and explanations on how to hedge your investments, Kiplinger’s Personal Finance Magazine is a treasure trove of valuable information on how to manage your family finances such as paying for college and planning for retirement. Indeed, Kiplinger’s Personal Finance Magazine is a worthwhile investment in itself, delivering tips that are bound to serve you well enough financially to pay for the cost of the information itself. Making an invaluable gift to a friend and a worthwhile investment for you, order a subscription of Kiplinger’s Personal Finance Magazine to get the best information in financial planning.KIPLINGER’S PERSONAL FINANCE MAGAZINE provides affluent readers with the information they need to make smart decisions about their money. Each issue includes intelligent reporting on investments, taxes, insurance, paying for college, planning for retirement, home ownership, major purchases such as cars and computers and other personal finance topics. |
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Personal Financial Planning $131.5 In the midst of today’s constantly shifting financial environment and ever-changing lives, personal financial planning is more important than ever before for life success. PERSONAL FINANCIAL PLANNING, 11e creates a solid framework with the tools and techniques to help you better understand, define, and achieve your financial goals. The book follows a life-cycle approach, covering financial plans, assets, credit, insurance, investment, and retirement as you progress through a lifetime. Written in a conversational style with an inviting design and focus on decision making, this edition reinforces solid financial principles with expert advice, helpful tools and examples of both financial successes and failures drawn from actual life. You learn how to effectively use the financial calculator and Internet as critical financial tools. Numerous resources and additional financial insights on this edition’s valuable companion website further your learning. Financial Planning software that corresponds with the text provides the first step in your continued personal financial success. The innovative new CengageNOW online learning system helps with homework and achieving the grade you want while focusing your study on the areas you need most. Personal financial planning at its best begins with Gitman/Joehnk’s Personal Financial Planning, 11e in your hands today! |
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Insurance & Technology Magazine $52 Reaches over 18,000 insurance executives, providing technology strategies for the insurance industry. |
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Kiplinger’s Personal Finance (12 Issues/1 Year) $12 Kiplinger’s Personal Finance Magazine was a pioneer in personal finance journalism. Founded in 1947, this magazine lends a hand to more than one million subscribers a month. Issue after issue, Kiplinger’s shows readers how to manage their money better, get ahead on their careers, buy insurance and minimize taxes. |
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Economics of Risk and Insurance $65.5 Seog (finance and insurance, Seoul National U., Korea) offers an advanced-level examination of the broad range of issues under the umbrella of insurance economics. General topics include: the fundamentals of insurance, demand for insurance and insurance c |
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Understanding the Mathematics of Personal Finance $59.95 A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance. Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including::;. Loan amortization and savings;. Mortgages, reverse mortgages, and viatical settlements;. Prepayment penalties;. Credit cards. The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives. |
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Personal Finance Workbook For Dummies $19.99 Do the terms personal finance or money management drudge up feelings of inadequacy, confusion, discomfort or fear in you? Personal Finance Workbook For Dummies helps you calm your negative feelings and get your financial house in order at the same time. And, you’ll be amazed how easy it is to get on the road to financial fitness. From spending and saving to investing wisely, this hands-on workbook walks you through a private financial counseling session and shows you how to assess your situation and manage your money. You’ll learn how to use credit wisely, plan for large expenses, determine your insurance needs, and make smarter financial decisions. Plus, the featured worksheets and checklists help you manage your day-to-day spending and plan for a robust financial future. Discover how to::; Take stock of your financial history and determine your net worth; Build a personal financial plan that meets your saving and investing goals; Develop good spending habits and get out of debt—without budgeting; Explore your dreams, grow your wealth, and protect your assets; Get the most out of your money; Minimize your taxes; Plan for big-ticket purchases; Pay for your kids’ college tuition; Ensure a comfortable retirement; Leave a substantial estate for your heirs. The easy-to-follow exercises in Personal Finance Workbook for Dummies take the drudgery and pain out of managing your money. Order this time- and money-saving guide now; it’ll brighten your financial future and your mood. |