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will i lose my no claims bonus?

the drivers side window of my car was smashed today after calling around for prices i was told that it would be a few days to get the correct glass but i need my car for work so i contacted the Insurance Company lv who will repair it tomorrow morning first thing, i have paid the 75 excess but now im worried that i will lose my 3 years no claims bonus for something that was entirely not my fault, i have just bought my 4th years insurance in april and you cannot get no claims protection untill you have 4 years no claims according to lv so next time it would have been protected, im a very safe driver and have never had an accident, so my long winded question is this, if you claim for a smashed window does it still count as having had an accident and therefor negate the no claims

Probably depends upon your insurance company. certainly my ncb was unaffected after the insurers paid to replace a smashed windscreen. But if they do take it into consideration you would not lose the whole ncb, just 1 years worth.

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