Individual Health Insurance

What is Mortage Insureance Protection ? Is it only for the first year of purchase on a home?

Throught the Housing and Urban development.

Typically mortgage insurance (or PMI) assures that the lending institution will get paid if you fall behind on your mortgage. It does not protect the borrower, it only benefits the bank!

For instance, if you fall behind on your mortgage payments, PMI will make sure that the mortgage is paid, but you will still go to foreclosure.

If you put down less than 20% down, PMI is written into your mortgage. After you have equity of at least 20%, then you have to refinance to remove it.

Scam, huh?

Life insureance – Sequoyah Prep School

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