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Aug 13 2010
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SquareTrade 4-Year Appliances Warranty (Below $50 Items) $11.99 SquareTrade Care Plans are great value and cost 70% lower on average than traditional warranties. Upon purchase, you will get an email confirmation. You will not be mailed a paper contract. If you have questions, please call: 1.877.WARRANTY…. |
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1893 Print North British Mercantile Insurance Bldg. NYC – Original Halftone Print $35.95 This is an original 1893 halftone print of a view of William Street, New York City, looking toward Exchange Place from Wall Street, and showing the site of the proposed North British & Mercantile Insurance Company Building. Period Paper is pleased to offer a large collection of historical images of New York City. Dating from the late-19th century, these halftone prints capture a New York that sad… |
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1895 Steel Engraving Portrait John Johnston Milwaukee Wisconsin Insurance Banker – Original Steel Engraving $62.95 This is an original 1895 black and white steel engraving of a portrait of John T. Johnston, who immigrated to Wisconsin from Scotland in 1856. Johnston became a renowned member of the banking and insurance industry. He worked under his uncle Alexander Mitchell at the Wisconsin Marine and Fire Insurance Bank. Later, Johnston served as an alderman, president of the Milwaukee Chamber of Commerce, dir… |
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Kryptonite New York Fahgettaboutit Mini Bicycle U-Lock (3.25 x 6-Inch) $55.00 The New York Fahgettaboudit offers extreme bicycle protection with a hardened MAX-Performance steel shackle that resists bolt cutters and leverage attacks.Center keyway defends against leverage attacksProtective vinyl coatingSliding dustcover protects and extends cylinder life3 keys – one lighted with high intensity bulb & replaceable batteryAnti Theft Proctection Offer $450018mm hardened Max-perf… |
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Leak Frog LF001 Water Alarm $12.98 LeakFrog is the small water alarm with a big job. Behind the cute smile is a brain that knows when you have a water problem. LeakFrog sits patiently day and night – ready to sound its alarm at the first sign of a leak. Benefits: Water causes more damage annually than smoke, and the mold that occurs after a water leak can be deadly. - 40% of all property damage is caused by water |
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Tripp Lite ISOBAR6DBS 6-Outlet Isobar Premium Protector/Suppressor (2850 Joules, Tel/Coax) $53.12 Tripp Lite Lite ISOBAR6DBS ISOBAR6DBS Surge Suppressors… |
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Trouble $6.77 Some singer/songwriters (think Paul Westerberg and Elliott Smith) develop their world-weariness through the unforgiving trials of passing years and the heart-breaking grind of the music business. Others (Van Morrison, Neil Young) seem to have sprung from out of nowhere with the fully formed soul of a life well-lived. Ray LaMontagne belongs with the latter. On this, his debut, LaMontagne has crafte… |
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Jimmy Reed at Carnegie Hall $7.27 Jimmy Reed was the biggest blues artist of the ’50s and early ’60s, outselling giants such as Muddy Waters and B.B. King. His stature was so great that Vee-Jay released a double album on him in 1961, a rarity at the time even for rock and pop artists. Though marketed as a live album, At Carnegie Hall was actually a collection of new stereo versions of Reed’s biggest hits. As such, it was tremendo… |
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Free Willy (Snap Case) $1.84 Some of us will never understand why this boy-and-his-whale tale became the hit family film of 1993 and one of the bestselling videos of all time. But it is easy to see how clever marketing and a tear-jerking story could touch the hearts of kids and parents the world over, especially because the endangered Orca whale named Willy is such a majestic creature. The story couldn’t be more conventional-… |
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Cedar Rapids $0.99 … |
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Insurance $47.45 Insurance |
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Insurance: From Underwriting to Derivatives $155 An in-depth look at the increasingly significant convergence between the insurance industry and the capital markets. This important publication, by two premier financial experts, explores the unique convergence of finance and insurance. The book covers the basics of property-casualty insurance, securitizing insurance risks, looks at life insurance in the United States and ALM in insurance. It addresses the questions and concerns of investment banks, brokerage firms and the insurance/reinsurance sector itself, examines ongoing trends and issues, and how current market pressures on insurance companies do not just create challenges but actually point the way to future promising developments. |
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Medical Insurance $112.5 Medical Insurance 5e provides students with the knowledge and skills needed to successfully perform insurance and billing related duties. Following the medical billing process, instruction moves from a comprehensive introductory chapter through processing |
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Insurance Solutions $21.95 Readers will learn how to look at various insurance options — including life, disability, health, and long-term care — from a new perspective. They will discover that they do have options for reliable insurance and ultimately financial securit |
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Fundamentals of Insurance $87.48 FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give your students a full understanding of insurance. Extensive use of activities help students better understand the importance of insurance and how it affects them today–and through to their retirement days. Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require students to make contact with the insurance world where they will get additional career information and bring interest and realism into the classroom. Students learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities and planning for retirement. |
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Insurance for Dummies $11.61 Now updated ? your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear ? this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, |
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Property Insurance, Comprising Fire and Marine Insurance, Automobile Insurance, Fidelity and Surety Bonding, Title Insurance, Cred $46.48 Title: Property Insurance, Comprising Fire and Marine Insurance, Automobile Insurance, Fidelity and Surety Bonding, Title Insurance, Credit Insurance, and Miscellaneous Forms of Property Insurance Publisher: New York, London, D. Appleton and Company Publication date: 1922 Subjects: Insurance Insurance, Fire Insurance, Marine Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Insurance: From Underwriting to Derivatives: Asset Liability Management in Insurance Companies $117.98 An in-depth look at the increasingly significant convergence between the insurance industry and the capital markets. This important publication, by two premier financial experts, explores the unique convergence of finance and insurance. The book covers the basics of property-casualty insurance, securitizing insurance risks, looks at life insurance in the United States and ALM in insurance. It addresses the questions and concerns of investment banks, brokerage firms and the insurance/reinsurance sector itself, examines ongoing trends and issues, and how current market pressures on insurance companies do not just create challenges but actually point the way to future promising developments. |
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Insurance? $6 Insurance? – The Higher |
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Life, Insurance $36.48 Publisher: New Haven, Conn., Yale university press; etc., etc.] Publication date: 1909 Subjects: Insurance, Life Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Questions and Answers on Life Insurance $20.19 Need help facing the constant barrage of information from competing life insurance companies? With twenty years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for choosing the best life insurance pol |
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Insurance in Private International Law $65 This volume provides an analysis of insurance in private international law for international business lawyers, including discussion of the jurisdictional and choice of laws issues arising from cross-border contracts of insurance and reinsurance concluded by electronic means. |
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Guide to Health Insurance Billing $110.53 Begin your career in the world of health insurance billing with A Guide to Health Insurance Billing, Third Edition. This resource introduces you to medical billing, covering everything from patient registration to claims submission. Become familiar with a |
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Fundamentals of Insurance, 2nd Edition $62.49 FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give you a full understanding of insurance. Extensive use of activities help you better understand the importance of insurance and how it affects you today–and through to your retirement days. Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require you to make contact with the insurance world where you will get additional career information and bring interest and realism into the classroom. Learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities, and planning for retirement. |
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Risk and Insurance in Construction $116.67 This thorough and readable text deals with the subject of construction insurance from the rationale behind it through to its day to day practice. |
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Life and Health Insurance $124.98 This current, accurate and detailed industry guide for financial service professionals examines life and health insurance "simultaneously from the viewpoints of the buyer, the advisor, and the insurer"–providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today’s health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals. |
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Insurance: Actuary, Annuity, Moral Hazard, Boiler Insurance, Predictive Analytics, Actuarial Science, Insurance Fraud, Bond Insur $30.48 Purchase includes free access to book updates online and a free trial membership in the publisher’s book club where you can select from more than a million books without charge. Chapters: Actuary, Annuity, Moral Hazard, Boiler Insurance, Vehicle Insurance, Actuarial Science, Predictive Analytics, Insurance Fraud, Chartered Insurance Institute, Consumer-Driven Health Care, Captive Insurance, Managed Care, Life Settlement, Capital Requirement, Medical Underwriting, History of Insurance, Catastrophe Bond, Aviation Insurance, Microinsurance, Monoline Insurance, the Four Pillars, Income Protection Insurance, Hermes Cover, Surety Bond, Choosing Healthplans All Together, Additional Insured, Insurance Cycle, Life Table, Insurance Policy, Financial Reinsurance, Collateral Protection Insurance, Door Security, Endowment Policy, Progres, Deferred Acquisition Costs, Premium Financing, Principle of Insurance, Climate Risk, Cresta, Catastrophe Risk Evaluating and Standardizing Target Accumulations, Self Insurance, Capitation, Medical Peer Review, Finite Risk Insurance, Insurance Certificate Tracking, Satellite Insurance, Health and Ageing, Industry Loss Warranties, Bonus-Malus, Knock-For-Knock Agreement, Third Party Administrator, Mortality Drag, Risk Management Programme, Alien Abduction Insurance, False Insurance Claims, Fire Insurance Marks, Public Auto Insurance, Preferred Provider Organization, Insurance Broker, Experience Modifier, Directors and Officers Liability Insurance, Loss Payee Clause, Benecaid, Viatical Settlement, Flood Insurance Rate Map, Uninsured Motorist Clause, List of Actuarial Topics, Incurred but Not Reported, Outstanding Claims Reserves, Insurance and Finance, Performance Bond, Insurance Investigations, Reciprocal Inter-Insurance Exchange, Asset Liability Management, Managing General Agent, Endowment Selling, Risk Pool, Kidnap and Ransom Insurance, Bottomry, Total Permanent Disability Insurance, Morale Hazard, Loss R… More: http://booksllc.net/?id=15176 |
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Glossary of Insurance Policy Terms $51.98 The OECD has produced a unique glossary of insurance policy terms which covers selected topics ranging from insurance policy regulation/supervision to general trade issues. It includes technical terms related to issues such as claims, premiums and provisions with specific references to individual countries and cross-references to the OECD Insurance Guidelines for Economies in Transition and related OECD publications. It is a reference tool for public officials in the insurance sector, and academic and business communities worldwide. |
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Government Support to Agricultural Insurance $19.99 Governments in developing countries have been increasingly involved in the support of commercial agricultural insurance programs in recent years. In their attempt to design and implement agricultural insurance, many governments in developing countries have sought technical assistance from the international community and particularly from the World Bank. World Bank is among the few international financial organizations having a fully dedicated insurance team with agricultural insurance experts, and the agricultural insurance team currently provides technical assistance in about 20 countries. One of the recurrent requests from the governments is about the international experience with agricultural insurance, not only in developed countries where in some cases agricultural insurance has been offered for more than a century, but also in middle- and low-income countries. They are particularly interested in the experience of public support to agricultural insurance, including technical, operational, financial and institutional aspects. The book aims to inform and update the public and private decision makers involved in the promotion of agricultural insurance about the recent developments in agricultural insurance, with a particular focus on middle- and low-income countries. It provides the decision maker with a framework for the development of agricultural insurance based on an analytical review of the rationale of public intervention in agricultural insurance and a detailed comparative analysis of agricultural insurance programs with and without public support. This analysis is based on a survey conducted by the World Bank’s agricultural insurance team in 2008 in 65 developed and developing countries. It offers policymakers a review of public support in agricultural insurance in light of international experience and makes recommendations for the development of sustainable, affordable and cost-effective agricultural insurance programs. |
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Principles of Insurance $28.48 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER III MORTALITY TABLES If the reader seeks to understand the principles upon which life insurance is based and practiced, he must thoroughly grasp the significance of the mortality table. The discussion of the theory of insurance given in the preceding chapter is therefore continued in this and the succeeding chapter, in which the practical application of the theory of probabilities is treated. A mortality table is a table which shows the number of persons remaining alive at each age out of a given number and also the number dying character during each year of age. It is "the in- strument by means of which are measured Tables, the probabilities of living and dying." The table does not show the actual individual experience of the group at each age, but an average with the deviations reduced. The number upon which the experience is based, usually 100,000, is called the radix of the table. A table may commence at any age, but usually begins at 10 with the upper limit at 100 years. The sources of the data from which such tables are constructed are usually either generalpopulation statistics or statistics of insured lives. We therefore have the two chief classes of tables, the general or population tables and the select tables of mortality. Manifestly the early tables were of the first kind, and we have already described the use which was made of the incomplete and incorrect data of the London Bills of Mortality. The Breslau table, drawn up by Halley was a population table. The Northampton table, drawn up by Dr. Price in 1783 was also of this description. However, in neither case was there an enumeration of the general population. Both were based chiefly on the records of death. In two provinces of Northampton Dr. Price had a record of the baptisms as well as of the d… |
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Insurance Against Covariate Shocks $9.99 Uninsured risk had far-reaching consequences for rural growth as well as poverty reduction. A range of informal mechanisms to insure rural households against the impact of shocks, but they are a modest component of a risk layering strategy for well-off households and even less protective for low-income households. Formal insurance mechanisms have inherent market imperfections. State interventions to address these limitations have proven costly and generally are targeted poorly. Recent developments in microfinance as well as in insurance marketing have opened new possibilities for household risk reduction. Index insurance, such as weather indexing, addresses other inherent problems in insurance by using an indicator that is not affected by individual behaviour and may address monitoring costs and moral hazard. A number of innovations using index insurance are being tried currently in diverse settings ranging from India to Mongolia to Malawi. Marketing costs may limit the provision of such insurance to small farmers, but even in such cases microfinance institutes may serve as market intermediaries. Moreover, state and submational governments can use insurance to achieve countercyclical funding programs. In this vein, municipal governments in Mexico have used insurance to finance disaster contingency while the World Food Program has insured a portion of its emergency assistance to Ethiopia. Humanitarian organizations and NGOs may also seek insurance in this manner. |
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Dictionary of Insurance Terms $13.98 A valuable quick-reference fact-finder for agents, brokers, actuaries, underwriters, and ordinary consumers, this handbook defines approximately 4,500 key terms used in the insurance industry. Definitions apply to life, health, property, and casualty insurance, as well as to home ownersa and tenantsa insurance, professional liability insurance, pension plans, and individual retirement accounts. Purchase of insurance policies constitutes a major lifetime expenditure for the average consumer, and an important function of this book is to help non-experts understand what they need and exactly what they are buying when they purchase insurance. Author Harvey Rubin, a Chartered Life Underwriter and Chartered Property and Casualty Underwriter, opens with an overview of the insurance industry that points out the many financial instruments available from insurance companies to businesses, professionals and average consumers. He devotes the remainder of this book to definitions, descriptions, and examples that translate technical insurance terminology into clear, comprehensible English. Here is an enlightening and accessible business guide that deserves a place on every home bookshelf. The "New York Times " calls this book a. . . helpful, particularly for employee benefit and retirement issues.a |
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Stochastic Processes for Insurance and Finance $140 Stochastic Processes for Insurance and Finance offers a thorough yet accessible reference for researchers and practitioners of insurance mathematics. Building on recent and rapid developments in applied probability, the authors describe in general terms models based on Markov processes, martingales and various types of point processes. Discussing frequently asked insurance questions, the authors present a coherent overview of the subject and specifically address::; The principal concepts from insurance and finance; Practical examples with real life data; Numerical and algorithmic procedures essential for modern insurance practices. Assuming competence in probability calculus, this book will provide a fairly rigorous treatment of insurance risk theory recommended for researchers and students interested in applied probability as well as practitioners of actuarial sciences. Wiley Series in Probability and Statistics |
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History of the Home Insurance Company $25.98 Publisher: Home Insurance Company Publication date: 1883 Description: Title from cover: The Home Insurance Company of New York. 1853 to 1883. Subjects: Insurance, Homeowners Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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General Liability Insurance Coverage $125 Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators and judges have adequate access to comparative state-law research. General Liability Insurance Coverage is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. |
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Property Insurance, Comprising Fire and Marine Insurance, Corporate Surety Bonding, Title Insurance, and Credit Insurance $39.48 Publisher: New York and London, D. Appleton and company Publication date: 1911 Subjects: Insurance Insurance, Fire Insurance, Marine Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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IEL Insurance Law in Japan $129.98 Derived from the renowned multi-volume International Encyclopaedia of Laws, this book provides valuable practical insight into both public supervisory legislation concerning insurance and private insurance contract law in Japan. An informative general introduction surveying the legal, political, financial, and commercial background and surroundings of insurance provides a sound foundation for the specific detail that follows. |
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CliffsNotes Understanding Health Insurance $5.99 Cliffs Notes: Understanding Health Insurance is the best beginning guide to navigating the alphabet soup of health care today. Learn the difference between HMOs, PPOs, POSs and other managed care plans. Find out how to determine which plan is for you and how to make the most of the care offered by your employer. CliffsNotes: Understanding Health Insurance provides expert advice on costs, coverage, claims, consumer rights and more. From your COBRA plan to Blue Cross / Blue Shield, this book will give you the details on the plans offered by major carriers. Filled with information and expert tips on deciphering the language of health insurance. Discover how to distinguish from the many kinds of health care from PPOs to HMOs and beyond. Features advice on dealing with the red-tape of insurance paperwork. 71 percent of Americans under 65 have private health insurance coverage. ( Human Ecology Forum , June 22, 1997) |
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Life Insurance $19.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER III HISTORY OP LIFE INSURANCE; PERIOD OF EARLY BEGINNINGS1 It has been the endeavor of most writers to trace the practice, if not the principle, of assurance as far back as possible; but in doing this, trifles have been exaggerated into matters of importance. Some authors contend, on the authority of Livy, that it was in use during the Second Punic War; others, arguing from a passage in Suetonius, refer to the Emperor Claudius as the first insurer; because, in order to encourage the importation of corn, he took all the loss or damage it might sustain upon himself. These cases are, however, entirely exceptional, and certainly indicate no settled plan, as the very fact that the Emperor guaranteed the contractor against damage is a proof that there was no other mode of doing so. Cicero is also quoted, because, in one of his epistles, he expresses a hope of finding at Laodicea security by which he could remit the money of the republic without being exposed to danger in its passage. If, however, the assertion that marine assurance was known to the ancients is not demonstrable, there is no doubt that life assurance was unknown and unpractised, although the Romans had some wise regulations in connection with the economy of the people. From Servius Tullius downwards, they took a census every fifth year, and the right of citizenship was involved in any one failing to comply with the requirements of his age, name, residence, the age of his wife, the number of his children, slaves, and cattle, together with the value of his property. They do not seem to have kept any exact mortuary register, as the chief object of their census was to levy men and money for the purpose of conquest. One of the commentators on the Justinian Code also gave a calculation of the worth of annuit… |
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The Fair Value of Insurance Liabilities $197.98 This book explores theoretical and practical implications of reflecting the fair value of liabilities for insurance companies. In addition, the contributions discuss the disclosure of these values to the financial and regulatory communities and auditing firms which are actually calculating this illusive but important variable. It combines contributions by distinguished practitioners from the insurance, accounting and finance fields, with those of prominent academics. One of the central themes of the collection is that adequate disclosure of the true economic value of insurance company liabilities is both possible and desirable. Wherever possible, the insurance valuation process is wedded with modern financial theory. For example, the use of option pricing theory is applied to insurance companies, where the true value of the firm’s liabilities is a critical variable. Methods such as cash flow, earned profit and indirect discount are explored. |
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The Fair Value of Insurance Business $163.48 Risk Management: FASB recently postponed the implementation of its new rules on accounting for the use of derivatives instruments. However, if the final set of rules for figuring the fair value of derivatives is not carefully crafted, it may be possible that companies prudently hedging their risks are subject to penalties in their financial reports, while companies taking greater risks appear to have less volatile financial performance. Compared to banks and other financial intermediaries, life insurance companies have the longest term and most complex liabilities, and hence the new FASB requirement poses the most severe challenges to the life insurance industry. The lessons learned from the debate among life insurance academics and professionals about how respond to the fair value reporting rule will be instructive to their counterparts in other sectors of the insurance industry, as well as those involved with other financial institutions. Of particular note are the two papers which comprise Part III. The first provides examples of the fair valuing of annuity contracts, while the second offers examples of the fair valuing of term insurance products. As the papers collected in The Fair Value of Insurance Business extend and update some of the issues treated in a previous Salomon Center conference volume, The Fair Value of Insurance Liabilities, this new volume may be viewed as a companion to the earlier book. |
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Public Insurance and Private Markets $27.98 As America debates the merits of government-provided health insurance, it is important to note that the U.S. government is already the largest insurance provider in the world. For decades, it has used taxpayer funds to support the world’s largest health care insurance programs (Medicare and Medicaid) as well as the biggest pension and disability insurance system (Social Security). The recent economic crisis has prompted the government to dramatically increase its insurance role by assuming large equity positions in private firms and bailing out troubled mortgages buyers and sellers. Do these public insurance programs improve social welfare? Or does government intervention risk moral hazard and result in inefficient programs that would be better handled by the private sector? In Public Insurance and Private Markets, leading economists critically examine the government’s role in insuring against pension fund shortfalls, crop losses, property damage from floods and other natural catastrophes, bank failure, and terrorism. Jeffrey R. Brown and his coauthors argue that government intervention must always be economically justified; that risk adjusted premiums are essential; that the true taxpayer burden for public insurance programs must be recognized; and that private markets are capable of transferring risk without government intervention. Poorly designed government insurance programs result in misallocation of resources, excessive risk-taking, and potentially enormous burdens on current and future taxpayers. Public Insurance and Private Markets offers market-based guidelines for the proper scope of government intervention and the design of public insurance programs_guidelines that will benefit the U.S. economy and protect the resources of future generations. |
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Social Insurance and Social Justice $83 "[W]e must tell the story of how social insurance programs have assured basic economic and health security for millions of Americans .This book is a must-read for anyone who cares about these goals.". -From the Foreword by Barbara Kennelly. President and CEO,. National Committee to Preserve Social Security and Medicare. This politically charged, provocative text serves as an introduction to social insurance programs, examining all aspects of these hotly debated policies. The editors cover cutting-edge topics, including Social Security and privatization, universal health insurance, and how America's changing demographics will impact social security in the years to come. Five key sections cover the critical topics:.: Social Insurance: History, Politics, and Prospects examines the foundational social insurance principles upon which Social Security, Medicare, and other programs are based; What's at Stake identifies the risks posed to women, minorities, and the elderly if they could no longer depend on social insurance programs; The Ongoing Debates on Social Insurance discusses public opinions of social insurance programs, and responds to arguments supporting privatization; Critical Perspectives on Social Insurance Reform presents international experiences and policy trends, and analyzes reform movements from a social justice perspective; Teaching Social Insurance: Critical Pedagogy and Social Justice presents pedagogical strategies to help students understand, influence, and engage in an informed debate about social policy ;chapter |
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Understanding Workers’ Compensation Insurance $53.95 Understanding Workers? Compensation Insurance is the only textbook available that provides a look at workers? compensation through the eyes of the carrier as well as the provider. It covers everything from how a policy is written and what a policy covers |
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Life Insurance in India $31.67 Life Insurance in India: Opportunities, Challenges and Strategic Perspective by Dr Sadhak is a pioneering work on Indian Life Insurance Industry with a new perspective. The book is a culmination result of research and practical experience for a number of years by an internationally acknowledged fi nancial economist and practicing manager with proactive and visionary thoughts. The book has been written in the context of Globalization, Economic Reforms and Liberalization of Indian insurance and capital markets and overall fi nancial sectors. The scope and dynamics of growth of Indian Life Insurance Industry has been discussed in the light of changes in macro economic environment, demographic transition, changing market structure, changing product–market relationship, emerging convergence in fi nancial markets, etc. Dr Sadhak has also focussed on certain critical issues like Strategic Planning and Market Research, Change in Management Systems dealing with distribution and customers expectation with futuristic perspectives which, I think, would provide immensely helpful guidance to the practicing managers. Tarun Das,. ADB Adviser, Fiscal Management and Strategic Planning,. Ministry of Finance, Government of Mongolia; Former. Economic Adviser, Ministry of Finance and Planning. Commission, Government of India. This first-of-its-kind book reflects on life insurance in the current context of globalization and economic reforms and traces the interdependence of life insurance and macro-economic factors. It focuses on structural change, market potential and emerging challenges for the Indian Life Insurance industry and also covers the global life insurance industry, regulatory regime, and market friendly practices abroad. Thus it provides a powerful insight into emerging trends in the Life Insurance industry as a whole. Life Insurance in India: Opportunities, Challenges and Strategic Perspective presents a detailed analysis of several strategic and managerial issues such as product–market relationship, distribution, marketing strategies and funds management, and focuses specially on the changing contours of risk management in life insurance. Primary concerns for the post-liberalized industry like structural changes in economy and financial sectors, information explosion, need for competitive management efficiency, etc., have been discussed with suggestive guidelines. A supplement on analysis of macro economic indicators and their impact on stock market investment make this book a ready manual for any practicing manager. Apart from the general reader, it will also be very useful for regulators and students of Insurance Management and training programmes of Life Insurance companies. |
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Statistical Tools for Finance and Insurance $82.5 Statistical Tools for Finance and Insurance presents ready-to-use solutions, theoretical developments and method construction for many practical problems in quantitative finance and insurance. Written by practitioners and leading academics in the field, this book offers a unique combination of topics from which every market analyst and risk manager will benefit. Features of the significantly enlarged and revised second edition: Offers insight into new methods and the applicability of the stochastic technologyProvides the tools, instruments and (online) algorithms for recent techniques in quantitative finance and modern treatments in insurance calculationsCovers topics such as – expected shortfall for heavy tailed and mixture distributions* – pricing of variance swaps* – volatility smile calibration in FX markets – pricing of catastrophe bonds and temperature derivatives* – building loss models and ruin probability approximation – insurance pricing with GLM* – equity linked retirement plans*(new topics in the second edition marked with*)Presents extensive examples |
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Life and Health Insurance, 13th Edition $71.01 This current, accurate and detailed industry guide for financial service professionals examines life and health insurance simultaneously from the viewpoints of the buyer, the advisor, and the insurer—providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today’s health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals. |
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Fire Insurance; The Essentials of the Fire Insurance Business $21.48 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER III FIRE INSURANCE IN THE UNITED STATES A survey of the subject of insurance in the United States naturally falls into four periods, each of which has its own peculiar characteristics. We do not mean by this that the growth was not gradual, but rather that there were certain distinct elements in one period which distinguishes it from the others. These periods are as follows: First Period?Formative Time?1721-1835. Second Period?Reservation? 1835-1866. Third Period?Co-operation and Rates?1866-1911. Fourth Period?Growth of Government Insurance?1906 to the Present Time. First Period Formation of Companies The early colonists who came to this country were largely inhabitants of northern Europe. Some came from England, some from France, others from the Netherlands and some from Germany. The Englishman brought with him the ideas, customs and political thought of England, and the Frenchman the same from France. This was equally true of the Hollander and the German. The need of some form of protection against the perils of the sea and the ravages of fire was felt by the people of northern Europe. The plan, however, had not been worked out and it was in a very crude condition. There canbe no question but what those who braved the dangers of the sea felt the greater need of protection and were consequently the first in the field with requests for insurance. As early as 1682 vessels engaged in trade between England and the Colonies were insured against the dangers of the sea. Vessels coming to Boston. Philadelphia, New Amsterdam, and Jamestown were undoubtedly insured as were also their cargoes. Marine insurance was, therefore, the first form to be found in the early Colonies. In 1 721 an advertisement appeared in the American Weekly Mercury announcing that Jo… |
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Global Perspectives on Insurance Today $62.5 Many risks face the global insurance industry today, including the aging populations of developed countries, competition from other financial institutions, and both disparate and quickly changing regulatory demands, to name a few. The book’s contributors offer their unique perspectives on challenges confronting the insurance industry and how attendant risks can be most effectively managed. |
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Insurance Statistics Yearbook 2005 $168 This publication provides annual information on insurance activities including: number of companies, number of employees, premiums by type of insurance, market share by foreign companies in each country, business written abroad, premiums in terms of risk destination (foreign or domestic risks), foreign and domestic investments, gross claims payments, gross operating expenses and commissions, OECD market share, penetration, density, and premiums per employee. Coverage is provided for all OECD countries from 1994 onwards. Data are presented in national currency values. |
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The New Health Insurance Solution $9.99 You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You’re self-employed, an independent contractor, or your employer doesn’t provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can’t find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You’re currently putting money into an IRA or a 401(k)—because you don’t realize that an HSA is always a better option You’re unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author. |
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Climate Change and Insurance $117 Climate change brings about a new set of major economic risks arising from changing weather patterns, extreme weather events and rising sea levels. Most at risk are developing countries who, despite considerable post-disaster donor aid, have been bearing the major brunt of disaster-related losses. One adaptation solution that is rapidly gaining the support of countries and international donors is a risk transfer to the global reinsurance and capital markets.This volume, a special issue of the journal Climate Policy, explores the role that insurance-based mechanisms can play in helping developing countries prepare for climate change. It offers a unique and comprehensive perspective on the potential role of insurance solutions in global adaptation to climate change and attempts to engender debate on the role of insurance in reducing global emissions and encouraging climate-friendly corporate behaviour. |
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Arnould on the Law of Marine Insurance $39.98 The book has no illustrations or index. It may have numerous typos or missing text. However, purchasers can download a free scanned copy of the original rare book from the publisher’s website (GeneralBooksClub.com). You can also preview excerpts of the book there. Purchasers are also entitled to a free trial membership in the General Books Club where they can select from more than a million books without charge. Original Publisher: London: Stevens and sons etc.]; Publication date: 1887; Subjects: Insurance, Marine; Average (Maritime law); Insurance law; Business |
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Risk Analysis in Finance and Insurance $47.49 Development of quantitative methods based on stochastic analysis is an important achievement of modern financial mathematics. Risk Analysis in Finance and Insurance offers the first comprehensive yet accessible introduction to the ideas, methods, and techniques that have transformed risk management into a quantitative science and led to unified methods for analyzing risk in both the insurance and the finance arenas. Self-contained and full of exercises and worked examples, the book serves equally well as a text for courses in financial and actuarial mathematics and as a professional reference for financial analysts and actuaries. Ancillary electronic material will be available for download from the publisher’s Web site. |
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Flood Insurance $4.99 For everything you do, there’s a song that hits the spot. MOG brings them all to you: a world of music on demand, unlimited mobile downloads and ways to discover music free from the limitations of Pandora. The music you love, with you everywhere you go. |
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The Insurance Man $4.99 For everything you do, there’s a song that hits the spot. MOG brings them all to you: a world of music on demand, unlimited mobile downloads and ways to discover music free from the limitations of Pandora. The music you love, with you everywhere you go. |
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Insurance Fallacy $5.99 Brendell, the hero(?) of the Dream Realm Award-winning Brendell; Apprentice Thief collection, returns in an all-new adventure. As an apprentice thief, he has little choice but to take any contract offered. This one, however, could end his career before it even begins. And watch for the new Brendell novel, Brendell/Rogue Thief coming soon from Double-Dragon! |
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Insurance Claim Secrets Revealed! $22.48 This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn’t you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: – The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible – When it’s the right time to use an attorney – How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU – What a Public Adjuster is, and the valuable help you can get from Public Adjusters – That the insurance adjuster is NOT there to help you – and much more You will learn: – What to do when you have a car accident…BEFORE you open the car door or talk to anyone – How much MORE money I collected (thousands ) in the two little claims I had while writing this book – About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don’t fight – About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe – And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box. |
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History and Operation of Fraternal Insurance $25.48 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER III DEVELOPMENT OF OPERATING PLANS Although the purposes of the fraternal benefit system remained essentially the same throughout its growth, the plans upon which the societies operated underwent a remarkable development. The founders of the first society visualized the results they desired to attain. They were unacquainted with the principles of the life insurance business and, had they possessed a working knowledge of that science, we may hold the belief that they would have rejected such principles. They were too complicated for their plans. Anyway, the life insurance business was in bad repute in the years immediately following the Civil War because of numerous frauds and failures. The fraternalists desired to establish a worthy institution in a simple way. They organized their insurance plan as a mutual co-operative society, the members each paying an equal amount as contribution to a fund for the family of a member who died. It was indeed simple and easy to explain?when a member died, each of the others were to contribute a dollar. This is known as post-mortem assessment insurance. It is workable as long as the members hold together. The history of the Ancient Order of United Workmen shows that the early members were not troubled by actuarial calculations, the accumulation of a reserve, nor the increased cost of insurance as a result of rising mortality with advancing age. Actuaries and their calculations were unknown, a reserve was believed for a greatmany years to be necessary only for commercial insurance, and they had a wholesome respect for and faith in brotherly co-operation to satisfy the demands of the future. The ties which bind men together in an unselfish enterprise were deemed to be sufficient to guarantee prompt responses to assessment calls, t… |
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Insurance Handbook for the Medical Office $20.45 Keep current with all the latest changes with this complete resource! Trusted by medical insurance instructors and billers for more than 30 years, Insurance Handbook for the Medical Office helps you excel at all aspects of insurance billing for a full range of today’s health care plans. In full color, this edition includes all the new regulations, such as the latest information on HIPAA, diagnostic coding, procedural coding, bill collection strategies, and Medicare.Meticulously reviewed by a panel of industry experts. Emphasis on the business of running a medical office highlights the importance of the medical insurance specialist’s role in filing clean claims, solving problems, and collecting overdue payments. Key terms are bolded at first mention, explained within the context of the discussion, and defined in the glossary. Key points summarize important chapter content. Block-by-block explanations and examples demonstrate the correct way to complete the CMS-1500 claim form. Completed sample insurance forms apply concepts to real life. Unique payer icons clarify CMS claim form completion. Form icons and Computer icons ease the transition from paper to electronic filing. Special HIPAA Alerts ensure compliance with governmental privacy regulations. Guidelines for the filing and submission of electronic claims include the do’s and don’ts for the electronic environment. Service to Patient features discuss ways to provide quality service to the patient as well as to your co-workers. A documentation chapter covers the principles of documentation and shows how proper documentation can prevent penalties and refund requests, and help you prove compliance in the case of an audit or review. An Evolve website includes supplemental Medisoft activities, self-assessment quizzes, updates of content, and web links for further research and study. A workbook contains learning tips, review exercises, cases, and critical thinking activities for hands-on experience with real-world cases. (Available separately.) Updated learning objectives correlate directly to the text, making it easier to study and to measure your progress.New CMS-1500 form filler software on Evolve provides additional exercises for hands-on practice. |
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The Handbook of Insurance-Linked Securities $75 This book provides a much needed reference for finance practitioners on the rapidly growing Insurance Linked Securities markets.  It will provide readers with the state of the art in Insurance-Linked Securitization, introducing the different parties involved in the transactions and their roles, the motivation for the transaction sponsors, the potential inherent pitfalls, the latest developments and transaction structures but also the key challenges faced by the market at each stage.   The book will also focus on more general issues faced by the industry, including accounting and tax issues, regulatory issues and solvency capital requirements – all tackled from international perspectives. The book will be organized into two parts making a distinction between non-life and life securitization in order to accommodate the specificities of each sector. Each chapter covers a specific topic or sector of the market. After a general overview over the ILS market, the Insurance-Linked Securitization process is studied in detail.  .  . Contributions will be from leading practitioners in the field, and will feature case studies and worked examples to illustrate more complicated transactions and techniques. .   |
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Confession of an Industrial Insurance Agent $17.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CONFESSIONS OF AN INDUSTRIAL INSURANCE AGENT PART I. To delve as deep into the soul of industrial insurance as I would be pleased to, would be like a trip thru the Cretan Labyrinth without the thread of Theseus. Industrial insurance is a subject of vast importance to the great army of wage-workers, for it is they who are y plucked for its enormous profits. It is their money which erects towers with "lights that never fail." It is their money that boosts "Calpe," England’s Rock of Gibraltar, which according to a storiette printed in a John Hancock booklet, is slowly and continuously crumbling away. I will not attempt the impossible?to reveal all the crooked methods of this mighty corporation. Nor do I suppose I know half of them. I shall content myself with giving just a few of those I do know, enough, I hope, to start the public a-thinking. I have tried my hand at several positions and may state with safety that I know of no employment which will give a man of little, or no education?the man without a trade?a better way of obtaining an average livelihood than the industrial insurance game to-day. Personally, I have had about eight years of experience among the industrial insurance field-force. I have been agent, debit-canvasser, and assistant manager, and, therefore, need not use a single hearsay statement. It requires no such thing as honesty, thoughtfulness or skill, mental or physical, but the two necessary, yes,perhaps, only important factors required in this trade I (if I may name it so) are what I would call cheeky shrewdness and inexhaustible wind. It makes little difference what one says so long as he has the audacity to keep his bellows in motion until the only two channels of escape for the one acted upon is to either insure or to tell the agent to go, f… |
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Financial and Insurance Formulas $105 This survey contains more than 3,000 formulas and methods from the field of finance and insurance mathematics (as well as related formulas in mathematics, probability theory, statistics, econometrics, index numbers, demography, stochastic processes and time series). The formulas are mostly applicable in financial and actuarial practice. Their mathematical level ranges from simple ones based on arithmetic to very sophisticated matters of higher mathematics (e. g. stochastic calculus), but they are usually presented in the form most frequently used in applications. Explanations and references to related parts of the survey are given so that one can easily browse and look them up in the text; the detailed Index is also helpful for this purpose. The survey will be of benefit for students, researchers and practitioners in finance and insurance. |
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Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation $244.98 Motor vehicle accidents are still a leading cause of death, even if the trend has somewhat declined over the past 20 years. Indeed, motor vehicle accidents are a significant cause of death in comparison with air and space transport accidents, homicides and even HIV infections, causes which are more often highlighted in the media. As shown in this book, motor vehicle accidents are particularly damaging to very young drivers. The assessment of driving risks is a common concern for road transportation safety and the automobile insurance industry. In both cases, there is an awareness of the great losses resulting from the deaths, injuries and property damage caused by traffic accidents. Research is essential to counteract this public health threat, to assess the success or failure of countermeasures, and to solve the problems it generates in the insurance industry. This book is for people concerned about road crashes (prevention and compensation) and about the insurance problems they pose – namely private and public institutional authorities, consultants, administrators, practitioners, and researchers interested in sharing the authors’ experience in this domain. The book presents original contributions related to motor vehicle insurance and road safety. All papers have been evaluated by external referees. Four subjects are covered: 1) Automobile Insurance Pricing, Risks and Asymmetric Information; 2) Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation and Risks; and 4) Road Insurance Regulation. |
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A Guide to Health Insurance Billing, 2nd Edition $96.49 A Guide to Health Insurance Billing, Second Edition is an introduction to medical billing, covering everything from patient registration to claims submission, with an emphasis on HIPAA issues. This valuable resource includes introductory concepts, examples, and application exercises designed to show you the basics of insurance billing. You will become familiar with health insurance terminology, understand the legal implications of insurance billing, develop a basic understanding of medical coding systems, and accurately complete insurance claim forms. |
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Insurance Laws of Pennsylvania $22.48 Publisher: Harrisburg]: W.S. Ray, state printer Publication date: 1903 Subjects: Insurance law Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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A Manual of Marine Insurance $38.98 Publisher: London: Smith, Elder Publication date: 1867 Subjects: Insurance, Marine — Great Britain Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Life Insurance, a Textbook $38.98 Publisher: New York, Appleton Publication date: 1917 Subjects: Insurance, Life Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Insurance, Principles and Practices $32.48 Publisher: New York: Prentice-Hall Publication date: 1922 Subjects: Insurance Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Insurance From God $4.99 We believe it is important to preserve what makes music special, and make it easy to craft listening experiences. At MOG, browse millions songs and play them instantly. Or just turn on radio where you can stop and replay songs. You can also create playlists for any occasion, and even download songs to your mobile. We are dedicated to employing the cleanest but most powerful technology so you can enjoy music as much as ever. |
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Family Child Care Legal and Insurance Guide $15.79 This easy-to-read guide takes the intimidation out of running a family child care business through legal and insurance planning. From researching and purchasing homeowner’s, liability, auto and disability insurance to protecting against lawsuits, th |
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Life Insurance in China $195 How to Strategically Evaluate China. Perhaps the most efficient way of evaluating China is to consider key dimensions which themselves are composites of multiple factors. Composite portfolio approaches have long been used by strategic planners. The biggest challenge in this approach is to choose the appropriate factors that are the most relevant to international planning. The two measures of greatest relevance to life insurance are “latent demand” and “market accessibility”. The figure below summarizes the key dimensions and recommendations of such an approach. Using these two composites, one can prioritize all countries of the world. Countries of high latent demand and high relative accessibility (e.g. easier entry for one firm compared to other firms) are given highest priority. The figure below shows two different scenarios. Accessibility is defined as a firm’s ease of entering or supplying from or to a market (the “supply side”), and latent demand is an indicator of the potential in serving from or to the market (the “demand side”). Framework for Prioritizing Countries. Demand/Market Potential Driven Firm. Relative Accessibility. Accessibility/Supply Averse Firm. In the top figure, the firm is driven by market potential, whereas the bottom figure represents a firm that is driven by costs or by an aversion to difficult markets. This report treats the reader as coming from a “generic firm” approaching the global market – neither a market-driven nor a cost-driven company. Planners must therefore augment this report with their own company-specific factors that might change the priorities (e.g. a Canadian firm may have higher accessibility in Canada than a German firm). Latent Demand and Accessibility in China. This report provides a detailed overview of factors driving latent demand and accessibility for life insurance in China. Latent demand is largely driven by economic fundamentals specific to life insurance. This topic is discussed in Chapter 2 using work carried out in China on behalf of American firms and authored by the United States government (typically commercial attachés or similar persons in local offices of the U.S. Department of State). I have included a number of edits to clarify the information provided. Latent demand only represents half of the picture. Chapter 2 also deals with micro-accessibility for life insurance in China. I use the term “micro” since the discussion is focused specifically on life insurance. Chapter 3 is also a stand-alone report that I have authored. It covers proxy pro-forma financial indicators of firms operating in China. I use the word “proxy” because the provided figures only cover a “what if” scenario, based on actual operating results for firms in China. The numbers are only indicative of an average firm whose primary activity is in China. It covers a vertical analysis of the maximum likelihood balance |
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Insurance Services in China $195 How to Strategically Evaluate China. Perhaps the most efficient way of evaluating China is to consider key dimensions which themselves are composites of multiple factors. Composite portfolio approaches have long been used by strategic planners. The biggest challenge in this approach is to choose the appropriate factors that are the most relevant to international planning. The two measures of greatest relevance to insurance services are “latent demand” and “market accessibility”. The figure below summarizes the key dimensions and recommendations of such an approach. Using these two composites, one can prioritize all countries of the world. Countries of high latent demand and high relative accessibility (e.g. easier entry for one firm compared to other firms) are given highest priority. The figure below shows two different scenarios. Accessibility is defined as a firm’s ease of entering or supplying from or to a market (the “supply side”), and latent demand is an indicator of the potential in serving from or to the market (the “demand side”). Framework for Prioritizing Countries. Demand/Market Potential Driven Firm. Relative Accessibility. Accessibility/Supply Averse Firm. In the top figure, the firm is driven by market potential, whereas the bottom figure represents a firm that is driven by costs or by an aversion to difficult markets. This report treats the reader as coming from a “generic firm” approaching the global market – neither a market-driven nor a cost-driven company. Planners must therefore augment this report with their own company-specific factors that might change the priorities (e.g. a Canadian firm may have higher accessibility in Canada than a German firm). Latent Demand and Accessibility in China. This report provides a detailed overview of factors driving latent demand and accessibility for insurance services in China. Latent demand is largely driven by economic fundamentals specific to insurance services. This topic is discussed in Chapter 2 using work carried out in China on behalf of American firms and authored by the United States government (typically commercial attachés or similar persons in local offices of the U.S. Department of State). I have included a number of edits to clarify the information provided. Latent demand only represents half of the picture. Chapter 2 also deals with micro-accessibility for insurance services in China. I use the term “micro” since the discussion is focused specifically on insurance services. Chapter 3 is also a stand-alone report that I have authored. It covers proxy pro-forma financial indicators of firms operating in China. I use the word “proxy” because the provided figures only cover a “what if” scenario, based on actual operating results for firms in China. The numbers are only indicative of an average firm whose primary activity is in China. It covers a vertical analysis of the maximu |
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Hide! Here Comes the Insurance Guy: Understanding Business Insurance and Risk Management $16.98 If you are ready for simple explanations, practical solutions, and time-tested strategies that will reap huge savings in insurance costs, then Hide Here Comes the Insurance Guy is here to help Rick Vassar, a certified expert in the commercial insurance arena, writes from a risk manager’s perspective as he tackles the often confusing field of commercial insurance with his real numbers, real solutions strategy. Developed not just as an initial learning tool but also as an ongoing resource for experienced managers as well as the uninitiated, this simple guide will help busy executives and business owners reduce expenses in their current programs. Vassar will teach you four distinct steps for controlling your insurance costs: Understand the language and the process Know the players and how to better manage the process Develop a strategy and a plan to maximize coverage for minimal cost Invest the time and gain real financial benefits With a fresh perspective, this guidebook provides insight into an industry that is constantly evolving, and it shows how you can potentially save your company millions of dollars in insurance costs |
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Private Health Insurance in OECD Countries $84 What is the impact of private health insurance (PHI) on health systems? How does it affect coverage of and access to health care services? What risks and opportunities does it pose for cost pressures on health systems? How does PHI improve responsiveness to consumers’ choice and needs, and what is its impact on quality of care? What regulatory mechanisms and financial incentives can encourage equity, efficiency, and responsiveness from different insurance mixes and PHI markets? This report provides the first-ever comparative analysis of the role and performance of private health insurance (PHI) in OECD countries. |
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The Economics of Risk and Insurance $48.98 Written for advanced undergraduate and master’s level courses, this book builds from a base of asymmetric information issues to discuss a wide array of topics and is illustrated with some timely examples. Covers diverse issues such as risk aversion, expected utility, and moral hazard within the pure theory of insurance Provides a clear exposition of the necessary mathematics, a feature which cannot be found in readers on the topic Utilizes an undergraduate economics major level of math Uses the simplest economic models possible to keep the text intuitive Introduces more mathematically complex techniques such as basic optimization for students wishing to ‘go further’ in their analysis |
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Training for a Life Insurance Agent $17.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER III Salesmanship A Good substitute should be found for the word " salesmanship " because the word, or that for which it stands, is actually in disrepute on account of being considered, in the minds of altogether too many individuals, as representing a sort of cunning, the possession of which is rather against, than for, the individual. Unless this condition can be corrected so that the meaning is interpreted as being a high order of approach, which results in the meeting of minds, some other word which better comports with advanced ideas on selling should be substituted. Small consideration should be given the idea that only a favored few are born salesmen, because only the unfavored minority cannot become efficient members of a sales organization. Every individual is selling something every day of his life. A good salesman is a born gentleman who is not lazy. All human accomplishment hinges around salesmanship. Even advertising is a form of salesmanship. Salesmanship is driving power?militancy?not the noisy, flamboyant kind, but that born of industry, enterprise, determination and inherent gentlemanly qualities. A Life Insurance salesman is a composite individual, exercising the qualities of the ordinary salesman, plus functions of the leading professions, combined with the knowledge of the economist and sociologist. Life Insurance salesmanship has been shunned because of the percentage of failures registered by those who engaged in the work, and because of the common misconception of the importance and dignity of the business as a profession. Failures in salesmanship?not alone in Life Insurance, but in every field?have been multiplied owing to the lack of constructive sales methods in the decorum employed in daily work, and the unscientific methods o… |
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The Analysis of Insurance Earnings $37.98 Analysis of earnings in most industries consists of a relatively simple breakdown of revenue and expenses. Insurance business is more complex; the emergence of profit is determined by pricing assumptions, reserves and divergences between the assumptions and actual experience over the lifetime of the business. These extra complexities have given rise to a process commonly known as earnings-by-source. This process is designed to explain earnings relative to the underlying sources. Unfortunately in many companies, even if this process is carried out, the usefulness of it as a management tool is frequently overlooked. The reasons for this are varied, ranging from difficulty in explaining results to questions over the validity of the results themselves. The formula and methodology described in this book was developed from first principles in order to address these issues and make it beneficial as a management tool. |
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Insurance Risk and Ruin $101.98 Based on the author’s experience of teaching final-year actuarial students in Britain and Australia, and suitable for a first course in insurance risk theory, this book focuses on the two major areas of risk theory – aggregate claims distributions and ruin theory. For aggregate claims distributions, detailed descriptions are given of recursive techniques that can be used in the individual and collective risk models. For the collective model, different classes of counting distribution are discussed, and recursion schemes for probability functions and moments presented. For the individual model, the three most commonly applied techniques are discussed and illustrated. Care has been taken to make the book accessible to readers who have a solid understanding of the basic tools of probability theory. Numerous worked examples are included in the text and each chapter concludes with exercises, which have answers in the book and full solutions available for instructors from www.cambridge.org. |
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A Treatise on the Law of Insurance, in Four Books (Volume 2); I. of Marine Insurance, II. of Bottomry and Respondentia, III. of In $41.98 Title: A Treatise on the Law of Insurance, in Four Books; I. of Marine Insurance, Ii. of Bottomry and Respondentia, Iii. of Insurance Upon Lives, Iv. of Insurance Against Fire Volume: 2 Publisher: London: Printed by A. Strahan, for J. Butterworth; etc., etc.] Publication date: 1808 Subjects: Insurance, Marine — Great Britain Insurance, Life — Great Britain Insurance, Fire — Great Britain Insurance law — Great Britain Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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The Law of Life Insurance; With a Chapter on Accident Insurance $32.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: PAGE Provincial Co., Jones v. . . 129 Linford v. . . 197 Perry v. . . 158 Provident Society v. Ashton . 164 Co., Schneider v. . 144 Pugh v. Duke of Leeds . . 43 v. Jenkins … 31 Prudential Co. v. Edmonds . . 112 Eailway Passengers Co., Brown v. 159 Kellogg v. . 158 Mair v. 143,144 156 159 159 144 158 153 159 Eamsey’s Case Minifie v. Northrup v. Ripley v. . Shader v., Southard v. Theobald v. Tooley v. . Trew v. 151, 154, 155 . 255 Ranger v. Great Western Rail. Co. 203 Rawlins v. Wickham Eay, Attorney-General v. Rayley, Huguenin v. . Eead, Donellan v. Eeed v. Royal Exchange Co. Bees v. Scottish Equitable Society Beese River Co. v. Attwell . v. Smith Began, Jones v. . Beid v. Hoskins . West v. . 121, 134 135, 138 . 145 . 33 . 24 201 72 120, 200 . 108 . 137 . 99 120, 121 151, 152 Beynell v. Sprye Beynold’s Case . v. Accidental Death Insurance Co. . . . .151 Bhodes, Maynard v. . . 41, 120 Bichards v. Delbridge . 68,6 9 v. Silvester . . .200 Biche, Ashbury v. . . 166, 193 Bipley v. Railway Passengers’ Co. 159 Bivaz’s.Case . . . .224 Bivaz v. Grerussi . . . 126 Bivington’s Case . . .207 Bobert’s Case . ., .198 v. Edwards … 76 Roberts, Foster v. Robertson v. French . Robson v. McCreight . Rodick v. Gandell . . Roebuck v. Hamerton Rogers v. Ingham Ross v. Bradshaw . . Rossiter v. Trafalgar . Row, Burridge v. . . v. Dawson Royal Exchange Assurance Henkle …… Pelly v. . Reed v. Taunton v. I’AGK . 86 . 34 . 46 . 58 . 31 . 113 . 39 197, 198 98 58 118 34 24 196 195 British Bank v. Turquand Naval Society’s Indemnity Case …. 210,214 Rudow v. Great Britain Society . 236 Rummens v. Hare . . 67, 70 Russell’s Policy Trusts, Re… |
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Introductory Stochastic Analysis for Finance and Insurance $81.95 Incorporates the many tools needed for modeling and pricing in finance and insurance Introductory Stochastic Analysis for Finance and Insurance introduces readers to the topics needed to master and use basic stochastic analysis techniques for mathematical finance. The author presents the theories of stochastic processes and stochastic calculus and provides the necessary tools for modeling and pricing in finance and insurance. Practical in focus, the book’s emphasis is on application, intuition, and computation, rather than theory. Consequently, the text is of interest to graduate students, researchers, and practitioners interested in these areas. While the text is self-contained, an introductory course in probability theory is beneficial to prospective readers. This book evolved from the author’s experience as an instructor and has been thoroughly classroom-tested. Following an introduction, the author sets forth the fundamental information and tools needed by researchers and practitioners working in the financial and insurance industries: * Overview of Probability Theory * Discrete-Time stochastic processes * Continuous-time stochastic processes * Stochastic calculus: basic topics The final two chapters, Stochastic Calculus: Advanced Topics and Applications in Insurance, are devoted to more advanced topics. Readers learn the Feynman-Kac formula, the Girsanov’s theorem, and complex barrier hitting times distributions. Finally, readers discover how stochastic analysis and principles are applied in practice through two insurance examples: valuation of equity-linked annuities under a stochastic interest rate environment and calculation of reserves for universal life insurance. Throughout the text, figures and tables are used to help simplify complex theory and pro-cesses. An extensive bibliography opens up additional avenues of research to specialized topics. Ideal for upper-level undergraduate and graduate students, this text is recommended for one-semester courses in stochastic finance and calculus. It is also recommended as a study guide for professionals taking Causality Actuarial Society (CAS) and Society of Actuaries (SOA) actuarial examinations. |
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Arnould on the Law of Marine Insurance and Average $79.48 The book has no illustrations or index. It may have numerous typos or missing text. However, purchasers can download a free scanned copy of the original rare book from the publisher’s website (GeneralBooksClub.com). You can also preview excerpts of the book there. Purchasers are also entitled to a free trial membership in the General Books Club where they can select from more than a million books without charge. Original Publisher: London: Stevens and Sons: Sweet and Maxwell; Bo; Publication date: 1909; Subjects: Insurance, Marine; Average (Maritime law); Insurance law; |
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Modelling Extremal Events: For Insurance and Finance $118.98 Both in insurance and in finance applications, questions involving extremal events (such as large insurance claims, large fluctuations in financial data, stock market shocks, risk management, …) play an increasingly important role. This book sets out to bridge the gap between the existing theory and practical applications both from a probabilistic as well as from a statistical point of view. Whatever new theory is presented is always motivated by relevant real-life examples. The numerous illustrations and examples, and the extensive bibliography make this book an ideal reference text for students, teachers and users in the industry of extremal event methodology. |
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Private Voluntary Health Insurance in Development $19.99 Private voluntary health insurance already plays an important role in the health sector of many low and middle income countries. The book reviews the context under which private insurance could contribute to an improvement in the financial sustainability of the health sector, financial protection against the costs of illness, household income smoothing, access to care, and market productivity. This volume is the third in a series of in-depth reviews of the role of health care financing in providing access for low-income populations to needed halthcare, protecting them from the impoverishing effects of illness, and addressing the important issues of social exclusion in government financed programs. |
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Health Insurance Today: A Practical Approach $99.98 Learn to complete and submit clean claim forms for major insurance carriers. Health Insurance Today, 3rd Edition, provides case studies for each of the chapters covering these major payers so you can learn how to abstract the information from the patient’s chart to complete the CMS-1500. You will learn to complete and submit paper claims, but the emphasis is on electronic claims filing, keeping you up-to-date on HIPAA, electronic health records, and the latest industry standards. Select exercises on the companion Evolve Resource site let you gain experience entering information into a practice management program; producing an electronic CMS-1500; and submitting a claim electronically. |
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The Economic Burden of Providing Health Insurance $9.95 More than 60 percent of nonelderly Americans receive health-insurance (HI) coverage through employers, either as policyholders or as dependents. However, rising health-care costs are leading many to question the long-term viability of the employer-based insurance system. Concerns about the economic burden of providing HI are particularly acute for small businesses, which are both less likely than larger firms to offer HI and more sensitive to price when deciding to offer insurance. Small firms may have difficulty containing costs due to their limited bargaining power and their inability to hire experts skilled in negotiating with insurance companies. Further, while few recent studies have systematically explored differences in the quality of HI plans that small and large firms offer, small firms may offer health plans of lower quality. To better understand these issues, researchers from the Kauffman-RAND Institute for Entrepreneurship Public Policy (KRI) explored trends in the economic burden associated with HI provision, as well as the distribution of this burden, for small and large businesses. They also considered the quality of plans that small and large firms offer. |
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Insurance Intermediation $67.5 Insurance Intermediation |
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What Is Insurance? $21.28 What Is Insurance? |
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Insurance Solutions-Plan Well, Live Better $24.95 When faced with long-term disability or chronic illness many people find the financial consequences as harrowing as the disease itself. Cooper shows that, with adequate planning, insurance should cover any and all disability-related costs. In fact by choosing the right insurance people can maximize their lifestyle and gain financial freedom. Readers will learn how to look at various insurance options – including life, disability, health, and long-term care, from a new perspective. They will discover that they do have options for reliable insurance and ultimately financial security. Cooper offers practical advice on finding insurance, evaluating its coverage, and avoiding pitfalls. Using a logical, workbook approach, this resource gives readers exercises, worksheets, and checklists to help them judge whether they are adequately prepared for dealing with disability-related costs. In a step-by-step manner they will learn how to: Catalog current illness-relevant insurance data.; Evaluate the comprehensiveness and quality of existing insurance products.; Improve their insurance plans She shows readers precisely how to foresee whether their present insurance plans will help them safeguard assets – even in the worst scenario. If readers find serious potential problems in their coverage, this excellent practical book offers concrete information for dealing with them to secure future financial goals. Packed with ideas and strategies, this handy guide will help readers find and purchase insurance that a typical insurance company might not make available to a disabled person. They will also find suggestions for obtaining insurance when traditional sources appear to closed. To assist readers with the language of insurance, the book contains glossary of terms. |
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Health Insurance and Public Policy: Risk, Allocation, and Equity $3.48 One of the most urgent issues facing the United States today is how to establish a comprehensive health insurance program at a time when nearly one in seven Americans lack insurance and costs for health care and medical fees are increasing at about 20 percent annually. An interdisciplinary team of experts provides a unique overview of the most important current problems and speaks to the key questions of risk, allocation, and equity. This text is designed for college, university, and professional courses in health and medical policy, public policy, public administration, law and society, bioethics, nursing, science and technology, and hospital administration. This public policy study offers a general framework for assessing health insurance from many vantage points, in terms of health policy impacts, the care of the needy, health insurance implementation, and prevention and risk. Chapters assess various national health insurance proposals, current congressional action and Medicare decisions, the social impacts of health insurance policy, coverage for displaced workers, the uninsured and hospital care in the inner city, charity care and community benefits, insuring high-risk persons, preventive health care screening for older women, and medical malpractice insurance, among other subjects. These analyses with real-life examples provide a solid introduction to all who want to understand health insurance and public policy issues today. |
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Policies and Perceptions of Insurance Law in the Twenty-First Century $83.48 This book offers a lively, critical introduction to the subject of insurance law, presenting the rules in both their legal and socio-economic contexts. It examines the growth of contemporary ‘compensation culture’ and assesses the culture’s impact on the development of insurance law and policy. Throughout, the presentation of the English law of insurance is placed in comparative perspective, with broader contract law and the law from the US, Europe and Australia. |
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Institutional and Financial Incentives for Social Insurance $132.48 Institutional and Financial Incentives for Social Insurance provides both an empirical and a theoretical account of the main difficulties presently threatening social insurance systems in most industrialized countries. It analyzes the remedies that have been discussed and sometimes introduced and addresses many questions still left largely unresolved: Are newly implemented or proposed reforms providing the correct incentives to all participants in the system? Is the quality of service improving and, if not, what can be done? How should the budgetary problems be solved considering both intra-generational and inter-generational redistributive policies? The volume describes a number of studies of social security systems in various countries and assesses the effect of various policies, including welfare or unemployment benefits, training and other active labour market policies, the provision of pension, and competition and budget devolution in health care. It applies empirical tests to individual preferences concerning unemployment compensation, and it analyzes nonfunded and funded social security systems, the transition from one system to the other, and the willingness to pay for pensions. This book will be of interest to academics, researchers and students in public, labour, health and welfare economics, as well as experts and researchers in social insurance. |
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Making Decisions about Liability and Insurance $233.98 Two related trends have created novel challenges for managing risk in the United States. The first trend is a series of dramatic changes in liability law as tort law has expanded to assign liability to defendants for reasons other than negligence. The unpredictability of future costs induced by changes in tort law may be partly responsible for the second major trend known as the liability crisis’ – the disappearance of liability protection in markets for particularly unpredictable risks. This book examines decisions people make about insurance and liability. An understanding of such decision making may help explain why the insurance crisis resulted from the new interpretations of tort law and what to do about it. The articles cover three kinds of decisions: consumer decisions to purchase insurance; insurer decisions about coverage they offer; and the decisions of the public about the liability rules they prefer, which are reflected in legislation and regulation. For each of these three kinds of decisions, normative theories such as expected utility theory can be used as benchmarks against which actual decisions are judged. |
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Introductory Statistics with Applications in General Insurance $69.98 This is a new edition of a very successful introduction to statistical methods for general insurance practitioners. No prior statistical knowledge is assumed, and the mathematical level required is approximately equivalent to school mathematics. While the book is primarily introductory, the authors discuss some more advanced topics, including simulation, calculation of risk premiums, credibility theory, estimation of outstanding claim provisions and risk theory. All topics are illustrated by examples drawn from general insurance, and references for further reading are given. Solutions to most of the exercises are included. For the new edition, the opportunity has been taken to make minor improvements and corrections throughout the text, to rewrite some sections to improve clarity, and to update the examples and references. A new section dealing with estimation has also been added. |
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The Insurance Maze: How You Can Save Money on Insurance-And Still Get the Coverage You Need $3.98 Before You Buy Another Insurance Policy Read this Book Without proper insurance–health, auto, homeowners, life, disability, or long-term care–an unexpected event can quickly derail your financial plans and put your life savings at risk. Insurance is an essential part of financial planning, but many people are paying hundreds – sometimes thousands — of dollars more than they need to, and often, they buy the wrong kinds of coverage. With your family’s financial future at stake, you can’t afford to make the wrong decisions when shopping for insurance. In "The Insurance Maze: How You Can Save Money on Insurance–and Still Get the Coverage You Need," industry expert and writer Kimberly Lankford breaks through the clutter and jargon of the industry and helps you make the most of your coverage and avoid expensive mistakes that can jeopardize your financial future. Some of the topics addressed include: -Mistakes people make when choosing employer-provided health plans -and how to find a better deal on your own -Strategies for making the most of health savings accounts -Why it’s dangerous to make small homeowners insurance claims -How to benefit from plummeting life insurance prices -Major pricing changes in auto insurance that could save you hundreds of dollars -Steps you can take to avoid problems at claim time -Why long-term care insurance is essential to protect your retirement savings, and how to minimize rising premiums As a journalist writing about insurance for more than a decade, Kim Lankford has been investigating the business from the inside and out – writing about sales strategies for insurance company executives and agents at the beginning of her career, then revealing those strategies to consumers as the chief insurance writer for Kiplinger’s Personal Finance Magazine and author of the "Ask Kim" column. Lankford’s inside knowledge of the business has made her one of the best-known insurance writers in the country. |
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Adkisson’s Captive Insurance Companies: An Introduction to Captives, Closely-Held Insurance Companies, and Risk Retention Groups $29.48 A captive insurance company is, in a nutshell, an insurance company formed by a business owner to insure the risks of the operating business. The operating business pays premiums to the captive, and the captive insures the risks of the operating business. A captive is much more than an exotic form of self-insurance: It is the creation of a new insurance company that has the potential to grow from being a mere captive into a full-blown insurance company seeking to profit from underwriting the risks of others. "Adkisson’s Captive Insurance Companies" provides a basic introduction to captives and their benefits, including: utilize your own experience ratings; recapture underwriting profits; underwrite exposed risks and deductibles; access the reinsurance markets; and transfer wealth between generations. This book also provides a unique look at the wealth transfer, accumulation and preservation advantages of captives, as well as an overview of the types of captives, taxation of captives, and captive domiciles. |
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A Treatise on the Law of Insurance (Volume 1) $33.48 Volume: 1 Publisher: New York: Hurd and Houghton Publication date: 1867 Subjects: Insurance law — United States Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Understanding the Instant Impact of the 10 Most Important Developments in 2009 for Insurance Lawyers $237.5 “The 10 Most Important Developments from 2009 for Insurance Lawyers” is a time efficient way to be in-the-know on the ramifications of the most impactful news stories, cases, technologies and other insurance law related situations and understand how to ca |
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The Law of Insurance Agency; A Digest of Important Decisions Affecting Fire Insurance Agents and Agency $34.48 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: agent or officer of the company in which such insurance or reinsurance is effected, acts or aids in any manner in negotiating contracts of insurance or reinsurance or placing risks or effecting insurance or reinsurance for a person other than himself, shall be an insurance broker, except as provided in Section 90." ONE WHO NEGOTIATES INSURANCE FOR A DULY LICENSED AGENT IS A BROKER, AND IS AMENABLE TO THE PROVISIONS OP SECTION 93, CHAPTER 214, STATUTE OF 1887. One who negotiates insurance in domestic companies and holds no license under the statute as agent or broker, but who furnishes to a duly licensed agent the names of those desiring insurance for the purpose of aiding such agent to effect insurance and who benefits in the insurance so written by a stipulated commission, is an insurance broker within Statute 1887, Chapter 214, Section 93, and can be punished for acting as a broker without a license. Pratt vs. Burton, Mass. S. J. C., 168 Mass, 596. A BROKER IN A FOREIGN STATE WHO SENDS AN APPLICATION TO THE MANAGER OF A MASSACHUSETTS COMPANY, IS NOT THE AGENT OF THE COMPANY. M was an insurance broker in Illinois, and at the request of B, who was manager for an insurance company in Massachusetts and received a commission on the business he transacted for it, forwarded an application which set forth the conditions on which it accepted or rejected the insurance proposed; and B paid M a commission for such service, delivering the policy issued on such application to M, who, in turn, delivered it to insured. Held, That in procuring the policy, M was not acting as the agent of the company through whose manager it was issued. Commonwealth Mut. Fire Ins. Co. vs. Fairbanks Canning Co., Mass. S. C., 173 Mass Rep., 161., MICHIGAN. Act 1895. BROKER FOR COMPANIES … |
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Insurance Ethics for a More Ethical World $57.99 This series explores the central and unique role of organizational ethics in creating and sustaining a flourishing, pluralistic, free enterprise economy. It examines how profit seeking and not-for-profit organizations can be conceived and designed to satisfy legitimate human needs in an ethical and meaningful way. The authors submit rigorous research studies from a wide variety of academic perspectives including: business management, philosophy, sociology, psychology, religion, accounting, finance, and marketing. * Focuses on ethical issues in the insurance industry * Includes a variety of disciplines with authros from over 30 countries * Papers were selected from the best presentations at the Twelfth Annual International Conference Promoting Business Ethics, held Oct. 2005 in Manhattan |
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Business Insurance; A Concise Description of the Adaptation of Life Insurance to Corporations, Business Firms, and Individuals $17.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: BUSINESS INSURANCE CHAPTER I WHAT IS BUSINESS INSURANCE? The latter-day tendency of commercial practice is to throw every possible safeguard around business enterprises. Speculative elements are eliminated or reduced to a minimum. Conservatism is the prevailing policy. Deferred liabilities are anticipated by timely reserves and provision is made for adverse contingencies. It has been found by tried experience that all these buttresses of the business structure may be most certainly and economically erected on the basis of insurance in various forms. Thus, the conservative concern of today protects itself with fire, liability,credit, fidelity, burglar, and perhaps other kinds of policies. Primary Purpose of Insurance The primary purpose of any kind of insurance is to furnish indemnity for the loss of a valuable asset. Strangely enough, business concerns insured against the less serious and more reparable class of casualties long before they awoke to an appreciation of life insurance as a means of compensation for what is generally the greatest mishap that may befall a corporation or firm. From the time of the marine loans of the Greeks, described by Demosthenes, commercial insurance in one form or another has been known, but it is only in recent years that the application of life insurance to the needs of business has come into practice. Since its introduction, however, this latest extension of insurance has become so widespread that it is safe to predict its ultimate adoption as generally as liability and, perhaps, fire insurance TKlbat is Business Insurance? The potentiality of life insurance as a factor in commercial stability may be inferred from a public utterance made a few years ago by an officer of one of our leading mercantile agencies. He declared… |
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Semi-Markov Risk Models for Finance, Insurance and Reliability $55.83 This book presents applications of semi-Markov processes in finance, insurance and reliability, using real-life problems as examples. After a presentation of the main probabilistic tools necessary for understanding of the book, the authors show how to apply semi-Markov processes in finance, starting from the axiomatic definition and continuing eventually to the most advanced financial tools, particularly in insurance and in risk-and-ruin theories. Also considered are reliability problems that interact with credit risk theory in finance. The unique approach of this book is to solve finance and insurance problems with semi-Markov models in a complete way and furthermore present real-life applications of semi-Markov processes. |
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Embracing Risk: The Changing Culture of Insurance and Responsibility $35.48 For much of the twentieth century, industrialized nations addressed social problems, such as workers’ compensation benefits and social welfare programs, in terms of spreading risk. But in recent years a new approach has emerged: using risk both as a way to conceive of and address social problems and as an incentive to reduce individual claims on collective resources. "Embracing Risk" explores this new approach from a variety of perspectives. The first part of the book focuses on the interplay between risk and insurance in various historical and social contexts. The second part examines how risk is used to govern fields outside the realm of insurance, from extreme sports to policing, mental health institutions, and international law. Offering an original approach to risk, insurance, and responsibility, the provocative and wide-ranging essays in "Embracing Risk" demonstrate that risk has moved well beyond its origins in the insurance trade to become a central organizing principle of social and cultural life. |
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True Security: Rethinking American Social Insurance $3.98 Social insurance in United States-including the Social Security Act of 1935 and the Medicare, Medicaid, and disability insurance programs that were added later — may be the greatest triumph of American domestic policy. But true security has not been achieved. As Michael J. Graetz and Jerry L. Mashaw show in this pathbreaking book, the nation’s system of social insurance is riddled with gaps, inefficiences, and inequities. Even the most popular and successful programs, Medicare and Social Security, face serious financial challenges from the coming retirement of the baby boom generation and the aging of the population. This book challenges the notion that American social insurance must remain inadequate, unaffordable, or both. In sharp contrast to policymakers and analysts who debate only one income security program at a time, Graetz and Mashaw examine social insurance whole to assess its crucial role in providing economic security in a dynamic market economy. They recognize that, notwithstanding a proper emphasis on individual freedom and responsibility, Americans share a common fate that binds them together in a common enterprise. The authors offer us a new vision of the social insurance contract and concrete proposals to make the nation’s families more secure without increasing costs. |
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Wages of Sickness: The Politics of Health Insurance in Progressive America $5.48 The Clinton administration’s failed health care reform was not the first attempt to establish government-sponsored medical coverage in the United States. From 1915 to 1920, Progressive reformers led a spirited but ultimately unsuccessful crusade for compulsory health insurance in New York State. Beatrix Hoffman argues that this first health insurance campaign was a crucial moment in the creation of the American welfare state and health care system. Its defeat, she says, gave rise to an uneven and inegalitarian system of medical coverage and helped shape the limits of American social policy for the rest of the century. Hoffman examines each of the major combatants in the battle over compulsory health insurance. While physicians, employers, the insurance industry, and conservative politicians forged a uniquely powerful coalition in opposition to health insurance proposals, she shows, reformers’ potential allies within women’s organizations and the labor movement were bitterly divided. Against the backdrop of World War I and the Red Scare, opponents of reform denounced government-sponsored health insurance as "un-American" and, in the process, helped fashion a political culture that resists proposals for universal health care and a comprehensive welfare state even today. |
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Medical Insurance: An Integrated Claims Process Approach $58.23 The fourth edition of Medical Insurance: An Integrated Claims Process Approach is designed for medical insurance courses. The textbook provides medical assisting, medical insurance, and health information technology students with the knowledge and skills needed to successfully perform insurance and billing related duties. The chapters’ organization follows the medical billing process to enhance learning, moving from a comprehensive introductory chapter through processing RA/EOBs and handling patient collections. Every chapter has extensive illustrations, forms, and exercises to develop the required competencies as well as exercises to improve underlying essential math and communications skills. This text also provides a fundamental understanding of diagnostic and procedural coding needed to submit claims in compliance with payers’ requirements. New for this edition is a text-specific workbook which provides both review and applications of each textbook chapter. |
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The Laws of Insurance; Fire, Life, Accident, and Guarantee. Embodying Cases in the English, Scotch, Irish, American, and Canadian $26.98 The book has no illustrations or index. It may have numerous typos or missing text. However, purchasers can download a free scanned copy of the original rare book from the publisher’s website (GeneralBooksClub.com). You can also preview excerpts of the book there. Purchasers are also entitled to a free trial membership in the General Books Club where they can select from more than a million books without charge. Original Publisher: The Blackstone Publishing Co.; Publication date: 1889; Subjects: Insurance law; Fire insurance; Life insurance; Accident insurance; Surety and fidelity insurance; Insurance, Fire; Insurance, Life; Insurance, Accident; Insurance, Surety and fidelity; Business |
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An Essay on Insurance, Explaining the Nature of the Various Kinds of Insurance Practiced by the Different Commercial States of Eur $46.48 Title: An Essay on Insurance, Explaining the Nature of the Various Kinds of Insurance Practiced by the Different Commercial States of Europe, and Shewing Their Consistency or Inconsistency With Equity and the Public Good. Illustrated by Real and Extraordinary Cases, Stated at Large, With Observations Thereon, Tending to Settle Divers Doubtful Points in Making up Accounts of Losses and Averages. to Which Are Annexed, Some Brief Hints to Merchants and Insurers Concerning the Risks to Which Navigation Is Exposed in Time of War; the King of Prussia’s Exposition in Relation to the Capture and Detention of the Ships of His Subjects by the English During the Late War; the Answer From England to It; Some Remarkable Pieces Concerning the Stopping of Ships in Former Wars; and a Famous Insurance Cause Pleaded Before the House of Lords, and Some Mercantile Observations Thereon Volume: 1 Publisher: London: Printed by J. Haberkorn, and sold by W. Baker Publication date: 1755 Subjects: Great Britain Great Britain Marine insurance Insurance law Marine insurance Insurance law Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Cardinal Adams Health Insurance Claim form $17.99 1 Part 11″ 11″ Length x 8.50″ Width 500 / Carton 8.50″ 9 lb AMA National Uniform Claim Committee Adams provides ways to document a variety of personnel activities with forms ranging from a 4-page application for employment form to a 1-part health insurance claim form. Adams Health Insurance Claim form CMS1500L Cardinal Cardinal Brands, Inc Claim Form Front Side Form With Red Ink Laser Scannable www.cardinalbrands.com |
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Risk Analysis in Finance and Insurance, Second Edition $96.98 The development of quantitative methods based on stochastic analysis is a key achievement of modern financial mathematics. These methods can be extended and applied in the area of actuarial science, which leads to unified methods of risk management in finance and insurance. This interdisciplinary book presents an accessible, thorough introduction to the main ideas, methods, and techniques that transform risk management into a quantitative science. It clearly discusses many important notions and facts from mathematics, finance, and insurance, showing how these areas are interconnected. The text includes exercises, along with hints and selected solutions. |
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Life Insurance, Second Edition: A Consumer’s Handbook $3.48 "It is almost impossible not to learn from this book…. " — Journal of American Society of CLU ..". clear and helpful guide to American law… Dworkin’s calm and sensible approach should be heeded gratefully…" — Times Literary Supplement A new and completely updated edition of Joseph Belth’s classic work on life insurance. The major message is that the consumer can save thousands of dollars by shopping carefully for life insurance. |
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Hide! Here Comes the Insurance Guy: A Practical Guide to Understanding Business Insurance and Risk Management $198.48 If you are ready for simple explanations, practical solutions, and time-tested strategies that will reap huge savings in insurance costs, then "Hide Here Comes The Insurance Guy" is here to help Author Rick Vassar, certified as an expert in the commercial insurance arena, writes from a risk manager’s perspective as he tackles the often confusing field of commercial insurance with his real-numbers-real-solutions strategy.Developed not just as an initial learning tool, but also as an ongoing resource for experienced managers as well as the uninitiated, this simple guide will help busy executives and business owners reduce expenses in their current programs. Vassar will teach you four distinct steps to controlling your insurance costs: * Understand the language, understand the process * Know the players, know how to better manage the process * Develop a strategy, develop a plan to maximize coverage for minimal cost * Invest the time, invest in real financial benefits With a fresh perspective, "Hide Here Comes The Insurance Guy" provides insight into an industry that is constantly evolving and changing, and shows how you can potentially save your company millions of dollars in insurance costs www.vassargroup.com |
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Government Support to Agricultural Insurance: Challenges and Options for Developing Countries $34.98 Governments in developing countries have been increasingly involved in the support of commercial agricultural insurance programs in recent years. In their attempt to design and implement agricultural insurance, many governments in developing countries have sought technical assistance from the international community and particularly from the World Bank. World Bank is among the few international financial organizations having a fully dedicated insurance team with agricultural insurance experts, and the agricultural insurance team currently provides technical assistance in about 20 countries. One of the recurrent requests from the governments is about the international experience with agricultural insurance, not only in developed countries where in some cases agricultural insurance has been offered for more than a century, but also in middle- and low-income countries. They are particularly interested in the experience of public support to agricultural insurance, including technical, operational, financial and institutional aspects. The book aims to inform and update the public and private decision makers involved in the promotion of agricultural insurance about the recent developments in agricultural insurance, with a particular focus on middle- and low-income countries. It provides the decision maker with a framework for the development of agricultural insurance based on an analytical review of the rationale of public intervention in agricultural insurance and a detailed comparative analysis of agricultural insurance programs with and without public support. This analysis is based on a survey conducted by the World Bank’s agricultural insurance team in 2008 in 65 developed and developing countries. It offers policymakers a review of public support in agricultural insurance in light of international experience and makes recommendations for the development of sustainable, affordable and cost-effective agricultural insurance programs. |
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From Few to Many: Ten Years of Health Insurance Expansion in Colombia $20.98 In the 1990s the nation of Colombia introduced mandatory health insurance, with the goals of improving access to care and protecting the population from impoverishing and inefficient spending as well as the hardships of illness and care-seeking. Financed through a combination of payroll contributions and general taxation, this comprehensive plan included a contributory regime for those able to pay and a fully subsidized regime for the extremely poor. From Few to Many presents the results and lessons drawn from a decade of reform implementation. The authors examine changes in the financing and delivery of health care; the impact of insurance on financial protection, equity, access, and utilization of care; and the regulatory framework accompanying reform. |
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FROM PATIENT TO PAYMENT: Insurance Procedures for the Medical Office-AAA $42.26 From Patient to Payment: Insurance Procedures for the Medical Office, provides a practical, focused overview of medical insurance and billing. Each chapter is structured to give students a hands-on, practical approach to understanding and working with claims, both paper and electronic, and the medical billing process. This text is precisely tailored for a brief introduction, as the fundamental understanding of coding and claim filing principles is the goal. Incorporated are the latest HIPAA forms and regulations, medical coding, and electronic claims in a clear and focused program. It equips students with the basics of preparing correct health care claims, and provides a brief introduction to Medisoft Patient Billing software V14 , which can be used to complete claims. |
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The Insurance Company $6 The Insurance Company – Isaac Hayes |
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From Patient to Payment: Insurance Procedures for the Medical Office-AAA $133.98 From Patient to Payment: Insurance Procedures for the Medical Office, provides a practical, focused overview of medical insurance and billing. Each chapter is structured to give students a hands-on, practical approach to understanding and working with claims, both paper and electronic, and the medical billing process. This text is precisely tailored for a brief introduction, as the fundamental understanding of coding and claim filing principles is the goal. Incorporated are the latest HIPAA forms and regulations, medical coding, and electronic claims in a clear and focused program. It equips students with the basics of preparing correct health care claims, and provides a brief introduction to Medisoft Patient Billing software V14, which can be used to complete claims. |
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From Patient to Payment: Insurance Procedures for the Medical Office [With CDROM] $19.48 From Patient to Payment: Insurance Procedures for the Medical Office, provides a practical, focused overview of medical insurance and billing. Each chapter is structured to give students a hands-on, practical approach to understanding and working with claims, both paper and electronic, and the medical billing process. This text is precisely tailored for a brief introduction, as the fundamental understanding of coding and claim filing principles is the goal. Incorporated are the latest HIPAA forms and regulations, medical coding, and electronic claims in a clear and focused program. It equips students with the basics of preparing correct health care claims, and provides a brief introduction to Medisoft Advanced v.11 software, which can be used to complete claims. |
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Tools and Techniques of Life Insurance Planning (Tools & Techniques) $65.95 Discover proven methods for determining a client s life insurance needs and close more sales than ever before with the helpful hints throughout. Unique charts, checklists, and real-world examples help immediately apply skills and identify the impact of new regulations on existing paradigms. Tools & Techniques of Life Insurance Planning features extensive coverage of 10 policy types with quick comparisons. 4th Edition offers expanded reviews of the latest: Life settlements & insurable interest Assets held by variable life insurance or variable annuities Income & transfer tax consequences of life insurance Variable annuities versus mutual funds New split dollar regulations for old & new arrangements always matching product to problem with revised formulas, worksheets and rules of thumb! Guides through the process of evaluating existing life insurance plans and formulating new strategies. Provides a comprehensive introduction and focuses on substantive discussions and applications of each plan. Some techniques examined: buy-sell agreements; charitable planning; death benefit only plans; qualified/nonqualified plans; IRC Section 162 plans; key employee life insurance; roles of revocable and irrevocable trusts. Authors simplify by defining Tools & Techniques; indicating when to use; analyzing advantages/disadvantages; identifying tax implications; addressing alternatives; calculating fees or other acquisition costs involved; selecting best client-based plans. The appendices consist of technical explanations of: generation skipping transfer taxation; treatment of modified endowment contracts and IRC Section 1035 exchanges; benefits income taxation; transfer for value rule. Newly Revised delivering sweeping changes from COLI Best Practices Act of 2006, PPA of 2006, and TIPRA of 2006. Life Insurance, PACE, and CFP® CE Filed. Chapters to feature: the top 12 How to Estimate the Insurance Need Legal Aspects of Life Insurance Variable and Variable Universal Life Irrevocable Life Insurance Trusts Key Employee Life Insurance Accelerated Death Benefits and Viatical Settlements Survivorship Life Buy-Sell Agreements Life Insurance in Qualified Plans Section 162 Plans Death Benefit Only (DBO) Plans Special Policy Provisions and Riders Delivers value at any knowledge level introductory, overview & review! NOTE: Achieve 100% Correlation with CFP® Certification Examination Topics List when using Tools & Techniques of Life Insurance Planning, 4th Edition in combination with Tools & Techniques of Risk Management for Financial Planners, 2nd Edition. The Bundle of 2 is available for $132.90. Use Product # 8080002. Testimonials In each of our books we had one major goal in mind: To create the single best source of up-to-date, pragmatic and transferable information on the topics you need to help others. Stephan R. Leimberg, Lead Author of Tools & Techniques |
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A History of the Insurance Company of North America of Philadelphia; The Oldest Fire and Marine Insurance Company in America. Bega $24.48 Title: A History of the Insurance Company of North America of Philadelphia: the Oldest Fire and Marine Insurance Company in America. Began Business as an Association in 1792. Incorporated 1794 Publisher: Philadelphia: Press of Review Publishing and Printing Company Publication date: 1885 Subjects: Insurance Company of North America Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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The Metropolitan Life Insurance Company; Its History, Its Present Position in the Insurance World, Its Home Office Building and It $28.48 Title: The Metropolitan Life Insurance Company; Its History, Its Present Position in the Insurance World, Its Home Office Building and Its Work Carried on Therein Publisher: New York, Metropolitan life insurance co. Publication date: 1914 Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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How to Pay Less for Life and Auto Insurance $1.99 This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. How just a few hours of work can save you hundreds of dollars every year on life and car insurance! Shopping around for life insurance has always been a good idea, but plummeting prices over the past decade have made it imperative for spending smart. If you haven’t looked at term life insurance rates recently, you’re probably wasting big money. It’s like continuing to pay 1998 prices for a DVD player that today costs just $50…. |
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So You Want to Be an Insurance Agent 2nd Edition $32.48 There is more to selling insurance than writing policies. When done right, you can build a successful business that affords you a lifestyle that most people only dream about. Why try to figure it out on your own when you can learn from someone who has already been there and done that? Jeff Hastings knows insurance, and he knows how to build a profitable business. Since starting as a file clerk with Farmers Insurance Group in 1985, Jeff has built an extraordinary business, consistently receiving top awards, including District Manager of the Year in 2005. He and the agents in his district have achieved phenomenal success, and now he shares the keys to their success with you. |
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Tort Law and Liability Insurance $51.66 Brings together reports from a number of European jurisdictions, which address the question whether the separateness principle is a mere facade for the courts to hide their real motives or in fact a close approximation of legal reality. This book also addresses the issue from an economic point of view. |
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Treatises on Average, and Adjustments of Losses in Marine Insurance $33.98 The book has no illustrations or index. It may have numerous typos or missing text. However, purchasers can download a free scanned copy of the original rare book from the publisher’s website (GeneralBooksClub.com). You can also preview excerpts of the book there. Purchasers are also entitled to a free trial membership in the General Books Club where they can select from more than a million books without charge. Original Publisher: Boston: Lilly, Wait, Colman, and Holden; Publication date: 1833; Subjects: Average (Maritime law); Insurance, Marine; Marine insurance; Business |
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No. 06: Environmental Risks and Insurance $43 From the increasing incidence of environmental pollution and soil contamination, to recurring natural disasters, the risks posed by the constant interaction between human activities and the environment are diverse, manifold and often catastrophic in their consequences. |
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The Marine Insurance ACT, 1906 $29.98 Publisher: London: W. Clowes Publication date: 1907 Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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Handbook of the Law of Insurance. $37.48 The Making of the Modern Law: Legal Treatises, 1800-1926 includes over 20,000 analytical, theoretical and practical works on American and British Law. It includes the writings of major legal theorists, including Sir Edward Coke, Sir William Blackstone, James Fitzjames Stephen, Frederic William Maitland, John Marshall, Joseph Story, Oliver Wendell Holmes, Jr. and Roscoe Pound, among others. Legal Treatises includes casebooks, local practice manuals, form books, works for lay readers, pamphlets, letters, speeches and other works of the most influential writers of their time. It is of great value to researchers of domestic and international law, government and politics, legal history, business and economics, criminology and much more.++++The below data was compiled from various identification fields in the bibliographic record of this title. This data is provided as an additional tool in helping to insure edition identification: ++++Harvard Law School LibraryCTRG95-B3229Includes index.St. Paul, Minn.: West, 1904. xiv, 683 p.; 24 cm |
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The Insurance Decoder: How to Maximize Your Health Insurance Benefits, Minimize Out-Of-Pocket Expenses and Stay One Step Ahead of $16.98 While health care reform rages in the halls of Congress, no one is addressing the situation that millions of insured Americans face each day – the problem of getting their health claims paid. Unfortunately many insured individuals simply lack a good understanding of their plan and may not be aware that some services are either not covered or are covered at a lower amount than expected. Let’s face it-lack of knowledge and experience is one of the biggest challenges that consumers confront when they attempt to deal with their health insurance issues. Lynne Lucio has made a complex topic simple. Her book gives readers the tools and guidance they need to navigate the insurance maze to help them solve the claims puzzle. The Insurance Decoder is a must read for everyone who has health insurance coverage because no one is exempt from having a claim denied, delayed, or lost in the mail. Quite simply, Lynne has created a reference guide to help walk an individual through the confusion that often accompanies health insurance. |
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The Successful Insurance Agent; A Guide to the Establishment of a Profitable Insurance Business $24.48 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER II Early Days (continued) We now see the agent, fully equipped with theoretical knowledge, turning his attention to the practical or money-making side of his job. The whole world is before him. Much of it is insured, but scarcely any of it is adequately insured under every possible heading. He will soon find out that his personal connection, from which he must make a start, becomes exhausted in a relatively short time, and his tact and worldliness must be exercised to the full to get introductions to a wider circle. Business by Correspondence. One or two most successful agents have built up an enormous business by a system of wholesale letter writing to persons who ought to be insured. One in particular has insured, by correspondence alone, something like one half of the white official and combatant residents of India. Another, working for a colonial company from its London office, has insured hundreds of lives, mostly for large amounts. Both derive a large income from their correspondence methods. One had a specialknowledge of the needs of white people in India, the other, working in England, had no more knowledge of the people he addressed than could be found in the pages of the directories. The difficulty for a beginner is that this correspondence method, to be effective, must be done on a large scale, and the extravagant cost of postage, which the Post Office has imposed, tends to suppress all postal intercourse save the most urgent letters and circulars. At the same time the insurance agent must let his neighbours know that he is an agent, and that the study of the business which he has made can be turned to their advantage. The best way to do that, indeed the only way at the start, is to see them personally, first providing himself with carefully conside… |
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The Liability Century: Insurance and Tort Law Form the Progressive Era to 9/11 $56.98 Kenneth Abraham explores the development and interdependency of the tort liability regime and the insurance system in the United States during the twentieth century and beyond, including the events of September 11, 2001. From its beginning late in the nineteenth century, the availability of liability insurance led to the creation of new forms of liability, heavily influenced expansion of the liabilities that already existed, and continually promoted increases in the amount of money that was awarded in tort suits. A "liability-and-insurance spiral" emerged, in which the availability of liability insurance encouraged the imposition of more liability, and, in turn, the imposition of liability encouraged the further spread of insurance. Liability insurance was not merely a source of funding for ever-greater amounts of tort liability. Liability insurers came to dominate tort litigation. They defended lawsuits against their policyholders, and they decided which cases to settle, fight, or appeal. The very idea behind insurance–that spreading losses among large numbers of policyholders is desirable–came to influence the ideology of tort law. To serve the aim of loss spreading, liability had to expand. Today the tort liability and insurance systems constantly interact, and to reform one the role of the other must be fully understood. |
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Vulture Culture: Dirty Deals, Unpaid Claims, and the Coming Collapse of the Insurance Industry $3.98 The insurance industry is on the brink of collapse… Why do we need to care? And who should we blame? What we don’t know about the insurance business could-and likely will-hurt us. From the Hurricane Katrina fiasco of unpaid claims, to a revolving door in which former insurance executives regulate their own busniess before returning to it themselves, this is a shocking account of an industry on the brink of collapse, and what must be done to fix it before it’s too late. |
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Liability and Compensation Insurance; A Series of Lectures Delivered Before the Insurance Institute of Hartford, 1913 $24.48 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: THE LIABILITY CONTRACT J. E. RHODES, 2d The Travelers Insurance Company January 21, 1913 Liability insurance, in common with all other forms of legitimate underwriting, depends for its validity on the doctrine of "insurable interest." It is not necessary for our purpose to attempt any definition of this term, for that task has already involved the courts in all kinds of perplexities and we may leave the difficulty to them, but by way of introduction I want to state that the matter of the validity of the liability contract has been before the courts a number of times, and the principle of the contract has in each instance been sustained. In brief I would say that a person’s legal liability to respond in damages to others who may be injured by his negligence has been recognized as a lawful subject for insurance protection, and the validity of the liability contract has thus been established. The validity of the liability contract has been sustained at common law, and in several states it has been sanctioned by statutory enactment. The principle on which the common law sustains the contract bears a close analogy to the rule allowing a bailee to protect himself by insurance from loss because of damage done to goods in his possession for the purpose of the bailment. This principle has been established by sustaining the validity of insurance contracts made by common carriers to protect themselves from loss by reason of the liability imposed by law on carriers for the care of goods while in transit. Phoenix Insurance Co. vs. Erie and Western Transportation Co., 112 U. S. 312. The right to transact the business of liability insurance was questioned in Massachusetts soon after the introduction of the business into the United States, but in Employers Liability Assurance Corpora… |
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Lundberg Approximations for Compound Distributions with Insurance Applications $100.48 This monograph discusses Lundberg approximations for compound distributions with special emphasis on applications in insurance risk modeling. These distributions are somewhat awkward from an analytic standpoint, but play a central role in insurance and other areas of applied probability modeling such as queueing theory. Consequently, the material is of interest to researchers and graduate students interested in these areas. The material is self-contained, but an introductory course in insurance risk theory is beneficial to prospective readers. Lundberg asymptotics and bounds have a long history in connection with ruin probabilities and waiting time distributions in queueing theory, and have more recently been extended to compound distributions. This connection has its roots in the compound geometric representation of the ruin probabilities and waiting time distributions. A systematic treatment of these approximations is provided, drawing heavily on monotonicity ideas from reliability theory. The results are then applied to the solution of defective renewal equations, analysis of the time and severity of insurance ruin, and renewal risk models, which may also be viewed in terms of the equilibrium waiting time distribution in the G/G/1 queue. Many known results are derived and extended so that much of the material has not appeared elsewhere in the literature. A unique feature involves the use of elementary analytic techniques which require only undergraduate mathematics as a prerequisite. New proofs of many results are given, and an extensive bibliography is provided. Gordon Willmot is Professor of Statistics and Actuarial Science at the University of Waterloo. His research interests arein insurance risk and queueing theory. He is an associate editor of the North American Actuarial Journal. |
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Insurance & Technology $64.99 Reaches over 18,000 insurance executives, providing technology strategies for the insurance industry. |
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‘Gotcha’: International Marine Insurance Fraud and Conspiracy $18.48 STEAL, CHEAT, AND LIE YOUR WAY TO THE TOP–a growing practice on both sides of the Atlantic that’s costing consumers millions each year. Marine insurance is based on "Uberrimae Fidei" or utmost good faith but it hasn’t worked out that way. Author Ed Geary closely examines the schemes of marine insurance fraud and conspiracy that involves not only boat owners and policy holders, but insurance brokers, and marine underwriters. During his five year USCG training mission of the Venezuelan Coastguard Geary’s disclosure of the Central Intelligence Agency’s clandestine Operation Deep Six to destabilize the elected government of Venezuela and install Hugo Chavez as president put him in the cross-hairs of the Agency. Silencing him became an even greater priority when Geary exposed the CIA’s theft of high value yachts used in idiotic schemes to smuggle of narcotics from Colombia to the United States. "Gotcha" delves into the flawed business practices of The London Salvage Association that ultimately destroyed an organization that’s been around before the reign of Queen Victoria and exposes the fraud and "trickle-down-corruption" that has tainted the Lloyd’s Agency System. After the melt-down of ENRON and WorldCom the cover-up of Arthur Andersen’s fraudulent ship valuation conspiracy by the once reliable "Lloyd’s List "in London challenges the imagination. |
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Broke: The Broken Contractor’s Insurance System and How to Fix It $16.98 The system is broken: Construction CEOs are buying contractor’s insurance based on the lowest premium, and the "savings" are costing them a fortune: up to $20 lost for every claim dollar spent. The status quo can break a growing company, because brokers get paid their commission, whether or not they help prevent claims, manage risks or improves safety — and in most cases, they don’t. Contractors can go broke: driven into bankruptcy by hidden exposures and insurance loopholes that leave them blind-sided to their biggest risks. Construction Risk Advisor Robert Phelan deconstructs the broken system with common-sense ideas to fix it: ways to help prevent the high cost of low-priced coverage and keep contractors from the dangers that can bring down their business. |
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Medical Insurance Coding Workbook for Physician Practices $3.98 The Medical Insurance Coding Workbook for Physician Practices builds coding expertise by providing thorough practice, tips, and reinforcement in code selection and linkage. This supplementary workbook offers extensive opportunities for students to practice ICD-9-CM (diagnoses) and CPT/HCPCS (procedures) coding using the standard code reference manuals. Unique coding linkage coverage reviews and practices reporting diagnosis and procedures codes correctly together for compliant coding. The exercises build from one-line diagnostic/procedural statements to case studies. The Workbook also contains three comprehensive examinations covering ICD-9-CM, CPT/HCPCS, and Code Linkage topics. The Medical Insurance Coding Workbook for Physician Practices is designed to help users master the information needed to pass the coding certification exams and become employable. The precise and tightly focused nature of the workbook helps instructors to readily gauge students’ levels of coding proficiency. |
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Cases on the Law of Insurance; Selected from Decisions of English and American Courts $30.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: CHAPTER II THE SUBJECT-MATTER OF THE CONTRACT-INSURABLE INTEREST SECTION 1.?NECESSITY FOR THE EXISTENCE OF INSURABLE INTEREST Pl J’gqddart v. Garrett. (Chancery, 1692. 2 Vern. 269.) The defendant had lent money on a bottom-rhea bond, but had no interest in the ship or cargo, the money let was 300. and he insured 450. on the ship; the plaintiff’s bill was to have the policy delivered up, by reason the defendant was not concerned in point of interest, as to the ship or cargo. Cur. Take it that the law is settled, that if a man has no interest, and insures, the insurance is void, although it be expressed in the policy interested or not interested, and the reason the law goes upon, is that these insurants arp mad?fnjJJTgjpJVjrptrrtrf tradp, and not that persons unconcerned in trade, nor interested in the ship, should profit by it; and where one would have benefit of the insurance, he must renounce all interest in the ship. And thereason why .the law allows that-jman having some interest in the ship or cargo, /may insure moreor,luce-times as -much, is that a merchant cannot tell how much, or how little,,hisfaojijnayhayejiieadinessto,lade orTboanLhls ship. And it was said, that the usual interest allowed on bottom-rhea, was 3. per cent, per mensem, and you may insure at 6 or 7 per cent, for the voyage: So if this practice might be allowed, a man might be sure to gain 30. or more per cent. PER Cur. Decree the policy of insurance to be delivered up to be cancelled. Note, that in this case, notice was taken in the policy, that it was to insure money on bottom-rhea.1 Note, also, that in this case, the ship survived the time limited in the bottom-rhea bond, and was lost within the time limited in the policy. So if insurance good, defendant might be in… |
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Get a Good Deal on Your Health Insurance Without Getting Ripped-Off $24.48 Whether you currently have health insurance, are looking to purchase it, or believe it is simply something you cannot afford to buy, Get a Good Deal on Your Health Insurance Without Getting Ripped-Off offers every consumer a complete and concise guide to getting the most from individual, small business, Medicare, Medigap, and employer health insurance. This book and the accompanying website www.BestHealthInsuranceBook.com features: * Advice from health insurance agents and financial advisors. *A step-by-step process that guides you through buying health insurance * Plenty of sidebars and illustrations to keep a dry topic interesting * A method to compare your health insurance options, dollar-to-dollar, to get the best deal * Ways to avoid pitfalls, scams, and rip-offs using real world tips and examples * Tips to avoid losing health insurance when you leave a job, retire, retire early, or get laid off *Listings in the book and online that direct you to the right government, association, and business resources *A way to get your best deal whether you are young, old, healthy, or have a medical condition. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off is concise, saving you time by not including any fluff or filler that you have to wade through, just useful information that is easy to understand and apply. Truly a hands-on cookbook for buying health insurance. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off contains everything you need to know to make an educated decision about your health insurance and to be in control of this complex purchase. |
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Understanding Workers’ Compensation Insurance, 1st Edition $50.49 Understanding Workers’ Compensation Insurance is the only textbook available that provides a look at workers’ compensation through the eyes of the carrier as well as the provider. It covers everything from how a policy is written and what a policy covers to proof of coverage and understanding the basics of premium calculations. You will gain a better understanding of what a workers’ compensation carrier will or will not pay and what insurers need in order to process their bills. |
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Takaful Islamic Insurance: Concepts and Regulatory Issues $152.48 Authors Rifaat, Archer and Volker bring an international perspective to the growing Islamic Insurance industry. Drawing on contributions from leading experts around the world, they present a comprehensive view of the very issues governing the industry and its future direction. As top financial institutes around the world seem to enter the lucrative Takaful markets, this timely book offers crucial background information and advice, invaluable for any serious player in the market. |
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Insurance Coding and Electronic Claims for the Medical Office $3.48 This text is structured to reflect a day in the life of an insurance codding and billing specialist. Using a "layered learning" concept, the student will move through the book in a logical progression, building upon each element learned at each stage of the reimbursement process. Students will learn to carefully glean pertinent data to code accurately from review and analysis of: a.) Superbills, b.) Provider’s notes, c.) Referral authorization forms, and d.) New patient information forms. |
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The Claim Game: A Homeowner’s Guide to Avoiding an Insurance Catastrophe $14.98 In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property. Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game–rules written by and for the insurers–you could find yourself on the losing end. The Claim Game levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory. Discover the secrets to homeowner insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Game is your comprehensive resource for homeowners insurance and property damage claims. The Claim Game will teach you how to: – Settle claims quickly and fairly. – Reduce or eliminate your deductible. – Decipher a policy so it makes sense. – Discover hidden coverages that protect you and save money. – Organize claim information to expedite your claim. – Get a denied claim covered. – Understand an estimate from a contractor or an insurer. – Select the right contractor to repair your home or property. Also included: – Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others. – An in-depth exploration of the most common issues and concerns homeowners encounter. Don’t let what you DON’T know cost you |
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Social Insurance and Social Justice: Social Security, Medicare and the Campaign Against Entitlements $66.48 " W]e must tell the story of how social insurance programs have assured basic economic and health security for millions of Americans .This book is a must-read for anyone who cares about these goals." -From the Foreword by Barbara Kennelly President and CEO, National Committee to Preserve Social Security and Medicare This politically charged, provocative text serves as an introduction to social insurance programs, examining all aspects of these hotly debated policies. The editors cover cutting-edge topics, including Social Security and privatization, universal health insurance, and how America’s changing demographics will impact social security in the years to come. Five key sections cover the critical topics: Social Insurance: History, Politics, and Prospects examines the foundational social insurance principles upon which Social Security, Medicare, and other programs are based What’s at Stake identifies the risks posed to women, minorities, and the elderly if they could no longer depend on social insurance programs The Ongoing Debates on Social Insurance discusses public opinions of social insurance programs, and responds to arguments supporting privatization Critical Perspectives on Social Insurance Reform presents international experiences and policy trends, and analyzes reform movements from a social justice perspective Teaching Social Insurance: Critical Pedagogy and Social Justice presents pedagogical strategies to help students understand, influence, and engage in an informed debate about social policy |
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Ensuring Corporate Misconduct: How Liability Insurance Undermines Shareholder Litigation $49.48 Shareholder litigation and class action suits play a key role in protecting investors and regulating big businesses. But Directors and Officers liability insurance shields corporations and their managers from the financial consequences of many illegal acts, as evidenced by the recent Enron scandal and many of last year’s corporate financial meltdowns. "Ensuring Corporate Misconduct "demonstrates for the first time how corporations use insurance to avoid responsibility for corporate misconduct, dangerously undermining the impact of securities laws. As Tom Baker and Sean J. Griffith demonstrate, this need not be the case. Opening up the formerly closed world of corporate insurance, the authors interviewed people from every part of the industry in order to show the different instances where insurance companies could step in and play a constructive role in strengthening corporate governance–yet currently do not. "Ensuring Corporate Misconduct "concludes with a set of readily implementable reforms that could significantly rehabilitate the system. |
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A Guide to Health Insurance Billing (Book Only), 3rd Edition $102.49 Begin your career in the world of health insurance billing with A Guide to Health Insurance Billing, Third Edition. This resource introduces you to medical billing, covering everything from patient registration to claims submission. Become familiar with appropriate terminology, understand legal and regulatory guidelines, and develop an understanding of coding systems. Finally, put your skills to the test with the Superiorland Clinic practical simulation in Appendix A with 20 case studies that require forms completion. |
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Global Perspectives on Insurance Today: A Look at National Interest Versus Globalization $105.98 Many risks face the global insurance industry today, including the aging populations of developed countries, competition from other financial institutions, and both disparate and quickly changing regulatory demands, to name a few. The book’s contributors offer their unique perspectives on challenges confronting the insurance industry and how attendant risks can be most effectively managed. |
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A Treatise on the Law of Fire Insurance, with a Philosophical and Analytical Discussion of Leading Cases $81.98 Publisher: St. Paul, Minn.: West Publishing Co. Publication date: 1897 Subjects: Insurance law Insurance, Fire Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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One Hundred Years of Service; Being the History of the Hartford Fire Insurance Company $24.48 Publisher: Hartford, Conn. Publication date: 1910 Subjects: Hartford Fire Insurance Company Fire insurance Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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The Investigation and Adjustment of Liability Insurance Claims and Workmen’s Compensation Losses $25.98 General Books publication date: 2009 Original publication date: 1914 Original Publisher: Maryland casualty company Subjects: Employers’ liability insurance claims Employer’s liability insurance claims Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or an index. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there. |
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How to Sell Long Term Care Insurance to Mr. and Mrs. Jones: A Guide from Lead Card to Sale $17.98 Escape the endless LTC marketing gimmicks by the so called experts and enjoy a real world selling approach from someone who’s actually done it Curt Vahle takes you from the lead card through to the sale and shows you step by step how to sell this most mysterious of insurance products. . .LONG TERM CARE INSURANCE |
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Origins of American Health Insurance: A History of Industrial Sickness Funds $40.48 How did the United States come to have its distinctive workplace-based health insurance system? Why did Progressive initiatives to establish a government system fail? This book explores the history of health insurance in the United States from its roots in the nineteenth-century sickness funds offered by industrial employers, fraternal organizations, and labor unions to the rise of such group plans as Blue Cross and Blue Shield in the mid-twentieth century. Historians generally view the failure to establish universal health insurance during the first half of the twentieth century as an indicator of the political clout of insurers, employers, unions, and physicians who thwarted Progressive efforts. But the explanation is actually simpler, John Murray contends in this book. Careful analysis of the workings of industrial sickness funds suggests that workers rejected plans for compulsory state insurance because they were largely content with existing private plans. Murray revises our understanding of the evolution of health care insurance in the United States and discusses the implications of that history for the ongoing debates of today. |
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Paying the Price: The Status and Role of Insurance Against Natural Disasters in the U.S. $22.48 This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disasters — and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase since 1989 in insured losses from natural disasters and the concern that insurers have about their ability to provide coverage against more such events in the future. The book addresses why there has been an increasing demand for hazard insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public/private-sector partnership can mitigate damages and provide financial protection to victims. This volume identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties. |
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The Law and Practice of Marine Insurance: Deduced from a Critical Examination of the Adjudged Cases, the Nature and Analogies of t $40.98 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free. This is an OCR edition with typos. Excerpt from book: INTRODUCTORY DISCOURSE. CONTENTS. Definition of Marine Insurance?Not merely a branch of municipal law?Con- ridered by the French jurist and by Blaclutone a part of the law of nations? In what sense this assertion is true?How far the laws and usages of other nations are to be received as authority?Remarks on a passage in the preliminary discourse of Mr. Marshall?Inquiry whether Marine Insurance was known to the Ancients?Silence of the Roman law not conclusive?Reply to the argument of Mr. Park relative to the limited extent of ancient commerce, and the paucity of the risks to which it was exposed?Presumption arising from the prevalence of Bottomry?Passages cited by Eraerigon from Livy and Suetonius as historical proof that Insurance was not unknown?His interpretation of these passages vindicated? Conclusion that the Roman government in the cases mentioned was the insurer in the strict sense of the term?Weakness of the objection that no premium was paid? Explanation of the silence of the Roman law?Insurance probably not a branch of general law, but merely a local usage?As such not meant to be superseded? Reasons why the contract of Bottomry regulated by the Digest and Insurance omitted?The Digest not meant to embrace a complete code of maritime law? Many important subjects in respect to which there must have been existing regulations omitted?Reasons that led to the omission may equally apply to Marine Insurance?Probable solution of the difficulty, that subjects omitted were embraced in the Rhodian laws, which were then in force?These laws not eitant? Collection published under that name spurious?Conclusion?The reasonable presumption that Insurance was known to the Romans has not hitherto been refuted. Marine Insurance is, in few words, a contract of indemnity against the per… |
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The Microeconomics of Insurance $110.48 The Microeconomics of Insurance presents the core elements of the microeconomic analysis of insurance markets. The aim of this analysis is to understand how insurance markets work, their fundamental economic functions, and how efficiently insurance markets perform. Topics include the variables influencing the demand for insurance, the supply of insurance, premium setting, regulation of insurance markets, adverse selection and moral hazard. It is presented in a straightforward manner such that it is accessible to senior undergraduate and graduate economics students, insurance professionals, and researchers. |
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Magic Insurance Policy $3 Magic Insurance Policy |
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Health Micro-Insurance Schemes $30 Health Micro-Insurance Schemes |
