Individual Health Insurance
Up To date Information on Health Insurance
Jan 26 2012
Home Insurance Policy
Posted by in Home Insurance
Think You Know Your Insurance Policy?
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Magic Insurance Policy $3 Magic Insurance Policy |
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Couple Reading Insurance Policy $24.99 George Marks Couple Reading Insurance Policy – Photographic Print |
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Insurance For Dummies $14.19 Now updated – your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear – this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you’re looking for personal or business insurance, you’ll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics – understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road – manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner’s and renter’s insurance – know what is and isn’t covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy – discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks – explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers |
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Insurance for Dummies $16.99 Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you’re looking for personal or business insurance, you’ll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner’s and renter’s insurance — know what is and isn’t covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers |
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Older Couple Reviewing Their Insurance Policy $24.99 George Marks Older Couple Reviewing Their Insurance Policy – Photographic Print |
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Man Holding Life Insurance Policy $24.99 George Marks Man Holding Life Insurance Policy – Photographic Print |
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Complete Book Of Insurance $10.99 Do you have the protection you need? INSURANCE. You have to have it but do you really know what you have? It is the one purchase that you hope never to use but when you do it is all too common to learn that what you thought was covered is not. Do not let your car home or health suffer because that long dry policy document is too difficult to understand. Instead let The Complete Book of Insurance guide you through all of your major insurance needs. – If you are concerned with the other drivers and want to know just exactly what uninsured motorist coverage is-use The Complete Book of Insurance to evaluate what limits you really need if you are involved in an accident. – Whether you just bought your first house or are moving to a region prone to earthquakes flood or mold-use The Complete Book of Insurance to learn what is really protected under your standard policy. – If you believe that you are too young to worry about life insurance-use The Complete Book of Insurance to plan for your family’s future security. We all want the best coverage with the least expensive rates. However finding the right insurance company and the right agent is actually your second step to making it happen. Your first step is to understand the type of coverage you truly need. Before you buy insurance you need to know what kind of insurance you really need and how much of it you require. Let The Complete Book of Insurance guide you through all of your major insurance needs. |
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Senior Reading Insurance Policy in Living Room $24.99 George Marks Senior Reading Insurance Policy in Living Room – Photographic Print |
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Eternal Insurance Policy(Pack of 1) $24.99 Performer has someone take a card, but not to look at it. He then shows an insurance policy for eternal life. The policy is opened and displayed to the audience, it’s a large picture of Christ. The volunteer looks at his card, and it’s a matching picture. |
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Magicians Insurance Policy(Pack of 1) $8.49 Volunteer picks a card. Magician has trouble finding the chosen card then points out that he has an insurance policy which opens and displays a giant picture of the chosen card. Great comedy stage bit. |
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Two Men in Studio, One Holding Insurance Policy $24.99 George Marks Two Men in Studio, One Holding Insurance Policy – Photographic Print |
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Businessman Holding Insurance Policy, Close-Up of Hand $24.99 George Marks Businessman Holding Insurance Policy, Close-Up of Hand – Photographic Print |
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Smiling Couple Looking at Insurance Policy Brochure $24.99 H. Armstrong Roberts Smiling Couple Looking at Insurance Policy Brochure – Photographic Print |
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The Complete Book of Insurance: Understand the Coverage You Really Need $3.94 Do you have the protection you need? INSURANCE. You have to have it, but do you really know what you have? It is the one purchase that you hope never to use, but when you do, it is all too common to learn that what you thought was covered is not. Do not let your car, home or health suffer because that long, dry policy document is too difficult to understand. Instead, let The Complete Book of Insurance guide you through all of your major insurance needs. ?? If you are concerned with the other drivers and want to know just exactly what uninsured motorist coverage is-use The Complete Book of Insurance to evaluate what limits you really need if you are involved in an accident. ?? Whether you just bought your first house or are moving to a region prone to earthquakes, flood or mold-use The Complete Book of Insurance to learn what is really protected under your standard policy. ?? If you believe that you are too young to worry about life insurance-use The Complete Book of Insurance to plan for your family’s future security. We all want the best coverage with the least expensive rates. However, finding the right insurance company and the right agent is actually your second step to making it happen. Your first step is to understand the type of coverage you truly need. |
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Too Faced Eye Shadow Insurance Policy Collection $38 Your full coverage insurance policy against creasing fading and lifeless eye shadow. This make up addictts best friend is packed full of out best selling eye shadow shades and paired with out full-size world famous Too Faced Shadow Insurance eye shadow primer for limitless style and color combinations. Use a small amount of Shadow Insurance on lids prior to shadow application to intensify and lock down color for hours of party-proof glamour! Shade includes: Boy Toy (frozen rose) Full Frontal (bronzed chocolate) Glamazon (fawn) Lucky Charms (emerald foil) Skinny Dip (cobalt metallic blue) Socialite (pink copper) Net Weight: Eye Shadow (6 g/0.36 oz.), Shadow Insurance (11 g/0.35 oz.) |
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Reforming the Insurance Market in Russia $3.95 Since 1993, the OECD has published a series on Policy Issues in Insurance. This series addresses major concerns of economic, political and social actors in the insurance sector, and covers a wide scope of regulatory and supervisory issues, such as: investment regulation, solvency assessment, management of insolvency, insurance contract law, mandatory insurance, reinsurance, taxation of insurance products, accountability, convergence in the financial services industry, policy holder protection, environmental risks, and emerging systemic risks. |
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Universal Life Insurance $44.26 Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Universal life insurance (often shortened to UL) is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value of the policy. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, as well as any other policy charges and fees which are drawn from the cash value if no premium payment is made that month. The interest credited to the account is determined by the insurer; sometimes it is pegged to a financial index such as a bond or other interest rate index. |
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The Claim Game: A Homeowner’s Guide to Avoiding an Insurance Catastrophe $14.58 In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property. Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game–rules written by and for the insurers–you could find yourself on the losing end. The Claim Game levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory. Discover the secrets to homeowner insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Game is your comprehensive resource for homeowners insurance and property damage claims. The Claim Game will teach you how to: – Settle claims quickly and fairly. – Reduce or eliminate your deductible. – Decipher a policy so it makes sense. – Discover hidden coverages that protect you and save money. – Organize claim information to expedite your claim. – Get a denied claim covered. – Understand an estimate from a contractor or an insurer. – Select the right contractor to repair your home or property. Also included: – Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others. – An in-depth exploration of the most common issues and concerns homeowners encounter. Don’t let what you DON’T know cost you |
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Home Insurance Building on Lasalle and Adams Streets, Chicago, 1890s $39.99 Home Insurance Building on Lasalle and Adams Streets, Chicago, 1890s – Giclee Print |
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Choosing a Medigap Policy: … Guide to Health Insurance for People with Medicare $24.75 Original publisher: Baltimore, Md.: U.S. Dept. of Health and Human Services, Centers for Medicare & Medicaid Services OCLC Number: (OCoLC)61249466 Subject: Medicare — Periodicals. Excerpt: …15 Section 2: Medigap Basics When is the best time to buy a Medigap policy? ( continued ) If you have a pre-existing condition and you buy a Medigap policy during your Medigap open enrollment period and you are replacing certain kinds of health coverage that counts as " creditable coverage, " it’s possible to avoid or shorten waiting periods for pre-existing conditions. Prior creditable coverage is generally any other health coverage you recently had before applying for a Medigap policy. If you have had at least 6 months of continuous prior creditable coverage, the Medigap insurance company can’t make you wait before it covers your pre-existing conditions. There are many types of health care coverage that may count as creditable coverage for Medigap policies, but they will only count if you didn’t have a break in coverage for more than 63 days. Talk to your Medigap insurance company. It will be able to tell you if your previous coverage will count as creditable coverage for this purpose. You can also call your State Health Insurance Assistance Program. See pages 47 – 48. If you buy a Medigap policy when you have a guaranteed issue right ( also called " Medigap protection " ), the insurance company can’t use a pre-existing condition waiting period. See pages 21 – 23 for more information about guaranteed issue rights. Note: If you’re a person with Medicare under 65 and have a disability or ESRD, you might not be able to buy the Medigap policy you want, or any Medigap policy, until you turn 65. Federal law doesn’t require insurance companies to sell Medigap policies to people under 65. However, some states require Medigap insurance companies to sell you a Medigap policy, even if you’re under 65. See page 39 for more information. |
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Insurance? $6 Insurance? – The Higher |
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A Foreign Policy – Book $4.99 The last thing Guy Sinclair expects to be is the target of a suicide bomber. Miraculously surviving, he flies to Saudi Arabia to investigate a routine insurance claim that turns out to be anything but routine. Witnessing a brutal murder, he finds himself the suspect. The penalty under Saudi law? Beheading. The only person who can possibly help him? The sister of the woman who blew herself, and his boss, to smithereens. Can it get worse? Yes. It can. When the trail he follows leads close to home. |
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Risk Management and Insurance $58.45 For many years, introductory insurance textbooks presented insurance as a subject based in contracts. Slowly, the course has moved toward a consumer orientation, providing students with a broad, descriptive survey of the insurance field, covering topics such as legal aspects, life and health, and property and liability. Over the past 10 years, textbooks began to promote, and to a limited degree, incorporate a stronger business risk management component while maintaining a consumer orientation. Harrington/Niehaus’ Risk Management and Insurance 2e is written to take the next step offering the essential aspects of insurance contracts and the insurance industry while providing a substantially more conceptual analysis and attention to business risk management and public policy issues that exists in current texts. |
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Enterprise Systems Backup and Recovery: A Corporate Insurance Policy $83.3 Protect Your System from the Disastrous Loss of Data The success of information backup systems does not rest on IT administrators alone. Rather, a well-designed backup system comes about only when several key factors coalesce-business involvement, IT acceptance, best practice designs, enterprise software, and reliable hardware. Enterprise Systems Backup and Recovery: A Corporate Insurance Policy provides organizations with a comprehensive understanding of the principles and features involved in effective enterprise backups. Instead of focusing on any individual backup product, this book recommends corporate procedures and policies that need to be established for comprehensive data protection. It provides relevant information to any organization, regardless of which operating systems or applications are deployed, what backup system is in place, or what planning has been done for business continuity. It explains how backup must be included in every phase of system planning, development, operation, and maintenance. It also provides techniques for analyzing and improving current backup system performance. After reviewing the concepts in this book, organizations will be able to answer these questions with respect to their enterprise: What features and functionality should be expected in a backup environment? What terminology and concepts are unique to backup software, and what can be related to other areas? How can a backup system be monitored successfully? How can the performance of a backup system be improved? What features are just window dressing and should be ignored, as opposed to those features that are relevant? Backup and recovery systems touch on just about every system in an organization. Properly implemented, they can provide an enterprise with greater assurance that its information is safe. By utilizing the information in this book, organizations can take a greater step toward improving the security of their data and preventing the devastating loss of data and business revenue that can occur with poorly constructed or inefficient systems. |
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Too Faced Eyeshadow Insurance $37.6 Make your eyeshadow last and last with Too Faced Eyeshadow Insurance Policy. It evens out the skin tone on your lids, smooths out creases, and locks eye shadow in place. It prevents fading, melting, creasing, and excess oil buildup…. |
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Dictionary of Insurance Terms $14.68 A valuable quick-reference fact-finder for agents, brokers, actuaries, underwriters, and ordinary consumers, this handbook defines approximately 4,500 key terms used in the insurance industry. Definitions apply to life, health, property, and casualty insurance, as well as to home ownersa and tenantsa insurance, professional liability insurance, pension plans, and individual retirement accounts. Purchase of insurance policies constitutes a major lifetime expenditure for the average consumer, and an important function of this book is to help non-experts understand what they need and exactly what they are buying when they purchase insurance. Author Harvey Rubin, a Chartered Life Underwriter and Chartered Property and Casualty Underwriter, opens with an overview of the insurance industry that points out the many financial instruments available from insurance companies to businesses, professionals and average consumers. He devotes the remainder of this book to definitions, descriptions, and examples that translate technical insurance terminology into clear, comprehensible English. Here is an enlightening and accessible business guide that deserves a place on every home bookshelf. The "New York Times " calls this book a. . . helpful, particularly for employee benefit and retirement issues.a |
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Risk Analysis in Finance and Insurance $24.69 Historically, financial and insurance risks were separate subjects most often analyzed using qualitative methods. The development of quantitative methods based on stochastic analysis is an important achievement of modern financial mathematics, one that can naturally be extended and applied in actuarial mathematics. Risk Analysis in Finance and Insurance offers the first comprehensive and accessible introduction to the ideas, methods, and probabilistic models that have transformed risk management into a quantitative science and led to unified methods for analyzing insurance and finance risks. The author’s approach is based on a methodology for estimating the present value of future payments given current financial, insurance, and other information, which leads to proper, practical definitions of the price of a financial contract, the premium for an insurance policy, and the reserve of an insurance company. Self-contained and full of exercises and worked examples, Risk Analysis in Finance and Insurance serves equally well as a text for courses in financial and actuarial mathematics and as a valuable reference for financial analysts and actuaries. Ancillary electronic materials will be available for download from the publisher’s Web site. |
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Lifetips 101 Health Insurance Tips $13.98 Healthcare is a complicated, but necessary, part of our everyday lives. In order to select the best policy for you and your family, you must do your research and this will not be an overnight process. These health insurance tips will teach you to look "outside the box." If you cannot afford the "traditional health insurance plan," there may be something sponsored by the government, such as Medicaid or Disability insurance, or group health insurance plans that might work for you. These tips will help guide you through the selection process and save you money on your next healthcare policy. |
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Too Faced Shadow Insurance $18 Your full-coverage insurance policy against all fading creasing melting blurring oil slicked and hard-to-blend eye-shadow accidents. Too Faced silicone based eye-shadow primer transforms any eye shadow into a perfectly blendable color-drenched intensified version of its self then locks it down perfectly ‘till you take it off. Too Faced skin soothing formula evens out the skin tone on your lids and smoothes out lines while it secures a barrier between the oils of your skin and your makeup so no shadow catastrophes will ever happen again. "Thank you Shadow Insurance I can sleep better at night knowing you’re on my side!" Directions: Apply Too Faced Shadow Insurance as a shadow primer or eye shadow base. Net Weight: 11 g/ 0.35 oz. |
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Disability: Challenges for Social Insurance, Health Care Financing, and Labor Market Policy $3.95 This book presents a cross-cutting assessment of disability income policy in public and private programs in the United States and in European countries. It evaluates whether there is a crisis in disability benefit policy, drawing on an in-depth review of Social Security disability programs by a panel of national experts. In addition to highlighting the panel’s findings and recommendations for reform, the authors debate issues in financing and delivering quality health care through Medicare and Medicaid for working-age persons with disabilities, and they examine new developments in how Workers’ Compensation organizes and finances cash benefits and health care for workers injured on the job. These developments in benefits and health policy for disabled workers are examined in light of budget constraints and challenges posed by today’s rapidly changing labor market. The book concludes with a provocative discussion of " where are the jobs?" –an assessment of growing wage inequality between less skilled and highly skilled workers and the implication of labor market trends for goals of promoting employment among persons with chronic health conditions or disabilities. The contributors include Monroe Berkowitz, Rutgers University; Richard V. Burkhauser, Syracuse University; John Burton, Rutgers University; Philip de Jong, Institute for Law and Public Policy, Leiden University, the Netherlands; Alan Krueger, Princeton University; Katherine Newman, Harvard University; Van Ooms, Committee on Economic Development; Dallas Salisbury, Employee Benefit Research Institute; Leslie Scallet, Mental Health Policy Resource Center; and the Honorable Bruce C. Vladek, Health Care FinancingAdministration. Copublished with the National Academy of Social Insurance |
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Insurance Claim Secrets Revealed! $27.81 This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn’t you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: – The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible – When it’s the right time to use an attorney – How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU – What a Public Adjuster is, and the valuable help you can get from Public Adjusters – That the insurance adjuster is NOT there to help you – and much more You will learn: – What to do when you have a car accident…BEFORE you open the car door or talk to anyone – How much MORE money I collected (thousands ) in the two little claims I had while writing this book – About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don’t fight – About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe – And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box. |
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Invest in Your Life: Why Wall Street Wants You: Everything You Need to Know about Investing in Your Life Insurance Policy $21.09 It wasn’t all that long ago when the notion of selling your life insurance policy was considered strange. Things sure do change fast. Investor demand for secondhand "used" life insurance policies has grown into a $15 billion market. Analysts are predicting that that figure will grow to $160 billion by 2030. Millions of seniors have turned their life insurance policies into a financial windfall, with many earning six-figure payments or even more by selling their policies. But beware deals like these can be full of traps and pitfalls. This book will steer you through the rocky waters of the life insurance market. We’ll tell you everything you need to know to invest safely and securely. We’ll explain what the market for used life insurance is and where it came from. We’ll step through the entire process of a policy sale, from applying for life insurance to selling your policy to investors. And we’ll show you exactly how you can keep more money in your hands and away from brokers, investors and middlemen. It’s your life insurance policy, after all. Shouldn’t you be the one who profits most when you Invest in Your Life? |
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The Impact of Health Insurance in Low- And Middle-Income Countries $26.94 Over the past twenty years, many low- and middle- income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populations and if so, how to do it or to serve them through other means. Using recent household data, this new book assesses the impact of insurance programs in China, Colombia, Costa Rica, Ghana, Indonesia, Namibia, and Peru. These nations are betting that insurance-based health care financing can increase the accessibility of services, improve providers’ productivity, and change the population’s health care use patterns, mirroring the development of health systems in most OECD countries. The contributors also discuss potential design improvements that could increase impact. They provide insights on how to evaluate health insurance reforms using existing data and contribute to a robust knowledge base to guide policy as other countries tackle the health insurance challenge. |
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Home Owners Journal $3.95 - Insurance – Taxes – Redecorating – Reselling |
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Starting at Home: Caring and Social Policy $33.9 Nel Noddings, one of the central figures in the contemporary discussion of ethics and moral education, argues that caring–a way of life learned at home–can be extended into a theory that guides social policy. Tackling issues such as capital punishment, drug treatment, homelessness, mental illness, and abortion, Noddings inverts traditional philosophical priorities to show how an ethic of care can have profound and compelling implications for social and political thought. Instead of beginning with an ideal state and then describing a role for home and family, this book starts with an ideal home and asks how what is learned there may be extended to the larger social domain. Noddings examines the tension between freedom and equality that characterized liberal thought in the twentieth century and finds that–for all its strengths–liberalism is still inadequate as social policy. She suggests instead that an attitude of attentive love in the home induces a corresponding responsiveness that can serve as a foundation for social policy. With her characteristic sensitivity to the individual and to the vulnerable in society, the author concludes that any corrective practice that does more harm than the behavior it is aimed at correcting should be abandoned. This suggests an end to the disastrous war on drugs. In addition, Noddings states that the caring professions that deal with the homeless should be guided by flexible policies that allow practitioners to respond adequately to the needs of very different clients. She recommends that the school curriculum should include serious preparation for home life as well as for professional and civic life. Emphasizing the importance of improving life in everyday homes and the possible role social policy might play in this improvement, "Starting at Home" highlights the inextricable link between the development of care in individual lives and any discussion of moral life and social policy. |
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Using Taxes to Reform Health Insurance: Pitfalls and Promises $3.94 Few people realize that one of the nation’s largest health programs runs through the tax system. Reformers of all stripes propose to modify current tax rules as part of larger programs to increase coverage and control costs. Is the current system working? Will tax-based reforms achieve their goals? Several of the nation’s foremost experts on taxation and health policy address these questions in Using Taxes to Reform Health Insurance, a joint product of the Urban-Brookings Tax Policy Center and the American Tax Policy Institute. Led by respected economists Henry Aaron of the Brookings Institution and Leonard Burman of the Urban Institute, contributors examine the role taxes currently play, the likely effects of recently introduced health savings accounts, the challenges of administering major subsidies for health insurance through the tax system, and options for using the tax system to expand health insurance coverage. No taxpayer or consumer of health care services can afford to ignore these issues. |
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Non-Life Insurance Pricing with Generalized Linear Models $59.21 Non-life insurance pricing is the art of setting the price of an insurance policy, taking into consideration varoius properties of the insured object and the policy holder. Introduced by British actuaries generalized linear models (GLMs) have become today a the standard aproach for tariff analysis.The book focuses on methods based on GLMs that have been found useful in actuarial practice and provides a set of tools for a tariff analysis. Basic theory of GLMs in a tariff analysis setting is presented with useful extensions of standarde GLM theory that are not in common use.The book meets the European Core Syllabus for actuarial education and is written for actuarial students as well as practicing actuaries. To support reader real data of some complexity are provided at www.math.su.se/GLMbook. |
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Construction Insurance, Bonding, & Risk Management $67.11 Don’t let a construction lawsuit wipe you out. More and more construction contractors are getting sued these days. Make sure you protect yourself against costly litigation with Construction Insurance, Bonding and Risk Management edited by William J. Palmer, James Maloney, and John L. Heffron. Written in jargon-free language, this quick-and-easy resource will help you identify and manage risk in every phase of construction–from bidding on the job to driving home the final nail. You get the know-how you need to make sense of today’s confusing array of insurance and bonds and to select the best coverage for your general business operations, individual contracts, job bidding and more. |
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The Insurance Maze: How You Can Save Money on Insurance-And Still Get the Coverage You Need $3.95 Before You Buy Another Insurance Policy Read this Book Without proper insurance–health, auto, homeowners, life, disability, or long-term care–an unexpected event can quickly derail your financial plans and put your life savings at risk. Insurance is an essential part of financial planning, but many people are paying hundreds – sometimes thousands — of dollars more than they need to, and often, they buy the wrong kinds of coverage. With your family’s financial future at stake, you can’t afford to make the wrong decisions when shopping for insurance. In "The Insurance Maze: How You Can Save Money on Insurance–and Still Get the Coverage You Need," industry expert and writer Kimberly Lankford breaks through the clutter and jargon of the industry and helps you make the most of your coverage and avoid expensive mistakes that can jeopardize your financial future. Some of the topics addressed include: -Mistakes people make when choosing employer-provided health plans -and how to find a better deal on your own -Strategies for making the most of health savings accounts -Why it’s dangerous to make small homeowners insurance claims -How to benefit from plummeting life insurance prices -Major pricing changes in auto insurance that could save you hundreds of dollars -Steps you can take to avoid problems at claim time -Why long-term care insurance is essential to protect your retirement savings, and how to minimize rising premiums As a journalist writing about insurance for more than a decade, Kim Lankford has been investigating the business from the inside and out – writing about sales strategies for insurance company executives and agents at the beginning of her career, then revealing those strategies to consumers as the chief insurance writer for Kiplinger’s Personal Finance Magazine and author of the "Ask Kim" column. Lankford’s inside knowledge of the business has made her one of the best-known insurance writers in the country. |
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Understanding Workers’ Compensation Insurance, 1st Edition $50.49 Understanding Workers’ Compensation Insurance is the only textbook available that provides a look at workers’ compensation through the eyes of the carrier as well as the provider. It covers everything from how a policy is written and what a policy covers to proof of coverage and understanding the basics of premium calculations. You will gain a better understanding of what a workers’ compensation carrier will or will not pay and what insurers need in order to process their bills. |
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New Life Insurance Investment Advisor: Achieving Financial Security for You and Your Family Through Today’s Insurance Products $22.58 ""For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze."" – MorningstarAdvisor.com Life insurance doesn’t have to be complex or intimidating. Ben Baldwin’s completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities." |
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Wages of Sickness: The Politics of Health Insurance in Progressive America $3.95 The Clinton administration’s failed health care reform was not the first attempt to establish government-sponsored medical coverage in the United States. From 1915 to 1920, Progressive reformers led a spirited but ultimately unsuccessful crusade for compulsory health insurance in New York State. Beatrix Hoffman argues that this first health insurance campaign was a crucial moment in the creation of the American welfare state and health care system. Its defeat, she says, gave rise to an uneven and inegalitarian system of medical coverage and helped shape the limits of American social policy for the rest of the century. Hoffman examines each of the major combatants in the battle over compulsory health insurance. While physicians, employers, the insurance industry, and conservative politicians forged a uniquely powerful coalition in opposition to health insurance proposals, she shows, reformers’ potential allies within women’s organizations and the labor movement were bitterly divided. Against the backdrop of World War I and the Red Scare, opponents of reform denounced government-sponsored health insurance as "un-American" and, in the process, helped fashion a political culture that resists proposals for universal health care and a comprehensive welfare state even today. |
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True Security: Rethinking American Social Insurance $5.94 Social insurance in United States-including the Social Security Act of 1935 and the Medicare, Medicaid, and disability insurance programs that were added later — may be the greatest triumph of American domestic policy. But true security has not been achieved. As Michael J. Graetz and Jerry L. Mashaw show in this pathbreaking book, the nation’s system of social insurance is riddled with gaps, inefficiences, and inequities. Even the most popular and successful programs, Medicare and Social Security, face serious financial challenges from the coming retirement of the baby boom generation and the aging of the population. This book challenges the notion that American social insurance must remain inadequate, unaffordable, or both. In sharp contrast to policymakers and analysts who debate only one income security program at a time, Graetz and Mashaw examine social insurance whole to assess its crucial role in providing economic security in a dynamic market economy. They recognize that, notwithstanding a proper emphasis on individual freedom and responsibility, Americans share a common fate that binds them together in a common enterprise. The authors offer us a new vision of the social insurance contract and concrete proposals to make the nation’s families more secure without increasing costs. |
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Bentley Insurance $35 Bentley Insurance: |
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Life Insurance for the American Family: Most of What You Know about Life Insurance Is Wrong $16.15 Ed Kelly is on a mission to help American families. They are grossly underinsured with their current life insurance coverage, and something must be done about it, soon. In this book, Ed exposes the 10 myths that most consumers and their current advisors hold about life insurance. Once these myths are dispelled, then the mothers and fathers, husbands and wives, insurance agents and financial planners can all move on to address the truth about Time Diversification and Tax Diversification. This book is a call for Americans to take responsibility for themselves and the real risks we all face. While most people can think of only one reason to own life insurance (to provide money for a survivor), Ed shows there are actually 1000 reasons to own life insurance, from cradle to grave. Many of these are driven by the tax advantages inherent in a life insurance policy. His mission is to drive you to a better conversation and a better meeting with your financial professional. This book will help you see life insurance from a new philosophical and practical perspective. |
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: Insurance is fun No really, it is. Wall Clock by CafePress $15 Wall Clock: Insurance is fun No really, it is. Wall Clock Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. |
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The Questions and Answers on Life Insurance Workbook: A Step-By-Step Guide to Simple Answers for Your Complex Questions $15.68 A User-Friendly Workbook to Making Expert Life Insurance DecisionsNeed help facing the constant barrage of information from competing life insurance companies? With twenty years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for choosing the best life insurance policy for you or your family, whether you currently have a policy or not. Step-by-step, he leads you through the process of making key life insurance decisions: 1.How much life insurance do I need?2.What type of life insurance is right for me?3.How might my medical and financial history affect my rates?4.Which life insurance company should I work with?5.How do I choose a trusted agent or advisor?6.What policy components or riders are important to me?7.Is my current policy living up to my expectations and needs?8.Should I replace my current policy or supplement it?9.What is the best way to terminate a policy?A companion to Tony’s award winning book, Questions and Answers on Life Insurance, this workbook will help you avoid unnecessary pitfalls and unpleasant surprises; make informed, confident decisions; and gain the maximum benefit for your life insurance dollar. |
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Home Insurance Humor Hooded Sweatshirt by CafePress $45 The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 Humor Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Key Issues in Education Policy $41.94 This book deconstructs accepted notions and provides readers with the resources to discuss critically the role of the governments in education and schooling. The book examines government policy in a series of key areas, such as the curriculum, market forces, educational inequality, and race issues. Throughout, it considers the political and economic factors in education policy, introducing some of the fundamental concepts required to analyze the ideologies of education and the state. The authors explore the role of education policy in the context of the general direction of government policy, politics, and the economy, making links with other policy areas such as health, social services, home affairs, and foreign policy. They also explain the nature of government policy in terms of a globalization and the knowledge economy. |
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Tools and Techniques of Life Insurance Planning (Tools & Techniques) $50.4 Discover proven methods for determining a client s life insurance needs and close more sales than ever before with the helpful hints throughout. Unique charts, checklists, and real-world examples help immediately apply skills and identify the impact of new regulations on existing paradigms. Tools & Techniques of Life Insurance Planning features extensive coverage of 10 policy types with quick comparisons. 4th Edition offers expanded reviews of the latest: Life settlements & insurable interest Assets held by variable life insurance or variable annuities Income & transfer tax consequences of life insurance Variable annuities versus mutual funds New split dollar regulations for old & new arrangements always matching product to problem with revised formulas, worksheets and rules of thumb! Guides through the process of evaluating existing life insurance plans and formulating new strategies. Provides a comprehensive introduction and focuses on substantive discussions and applications of each plan. Some techniques examined: buy-sell agreements; charitable planning; death benefit only plans; qualified/nonqualified plans; IRC Section 162 plans; key employee life insurance; roles of revocable and irrevocable trusts. Authors simplify by defining Tools & Techniques; indicating when to use; analyzing advantages/disadvantages; identifying tax implications; addressing alternatives; calculating fees or other acquisition costs involved; selecting best client-based plans. The appendices consist of technical explanations of: generation skipping transfer taxation; treatment of modified endowment contracts and IRC Section 1035 exchanges; benefits income taxation; transfer for value rule. Newly Revised delivering sweeping changes from COLI Best Practices Act of 2006, PPA of 2006, and TIPRA of 2006. Life Insurance, PACE, and CFP® CE Filed. Chapters to feature: the top 12 How to Estimate the Insurance Need Legal Aspects of Life Insurance Variable and Variable Universal Life Irrevocable Life Insurance Trusts Key Employee Life Insurance Accelerated Death Benefits and Viatical Settlements Survivorship Life Buy-Sell Agreements Life Insurance in Qualified Plans Section 162 Plans Death Benefit Only (DBO) Plans Special Policy Provisions and Riders Delivers value at any knowledge level introductory, overview & review! NOTE: Achieve 100% Correlation with CFP® Certification Examination Topics List when using Tools & Techniques of Life Insurance Planning, 4th Edition in combination with Tools & Techniques of Risk Management for Financial Planners, 2nd Edition. The Bundle of 2 is available for $132.90. Use Product # 8080002. Testimonials In each of our books we had one major goal in mind: To create the single best source of up-to-date, pragmatic and transferable information on the topics you need to help others. Stephan R. Leimberg, Lead Author of Tools & Techniques |
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Does the United States Need a National Health Insurance Policy? $3.95 The At Issue series includes a wide range of opinion on a single controversial issue. Each volume includes both primary and secondary sources from a variety of perspectives — eyewitnesses, scientific journals, government officials and many others. Extensive bibliographies and annotated lists of relevant organizations to contact offer a gateway to further research. |
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The Standard Fire Policy: Lectures Before the Fire Insurance Club of Chicago $28.94 This is a pre-1923 historical reproduction that was curated for quality. Quality assurance was conducted on each of these books in an attempt to remove books with imperfections introduced by the digitization process. Though we have made best efforts – the books may have occasional errors that do not impede the reading experience. We believe this work is culturally important and have elected to bring the book back into print as part of our continuing commitment to the preservation of printed works worldwide. |
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Women & Public Policy: A Revolution in Progress $3.95 The 20th century has witnessed dramatic changes in women’s lives — changes which in turn have transformed society. Women and Public Policy examines the ways in which this cultural change in the United States has created a need for public policy and how public policy has led to cultural change. Women and Public Policy discusses traditional issues that affect women — education, employment, and health care — and explores other, sometimes overlooked, topics such as insurance, marriage and family law, the criminal justice system, and child care. Each chapter opens with a vignette offering a glimpse into the life of an individual woman. An index, suggestions for further reading, and chronologies of major events are included. |
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Social Health Insurance Systems in Western Europe $3.94 -What are the characteristics that define a Social Health Insurance system? -How is success measured in SHI systems? -How are SHI systems developing in response to external pressures? Using the seven Social Health Insurance countries in western Europe – Austria, Belgium, France, Germany, Luxembourg, the Netherlands and Switzerland – as well as Israel, this important book reviews core structural and organizational dimensions, as well as recent reforms and innovations. Covering a wide range of policy issues, the book: -Explores the pressures these health systems confront to be more efficient, more effective, and more responsive -Reviews their success in addressing these pressures -Examines the implications of change on the structure of SHI’s as they are currently defined -Draws out policy lessons about past experience and likely future developments in SHI systems in a manner useful to policymakers in Europe and elsewhere "Social Health Insurance Systems in Western Europe" will be of interest to students of health policy and management as well as health managers and policy-makers. Contributors: Helmut Brand, Jan Bultman, Reinhard Busse, Laurent Chambaud, David Chinitz, Diana M.J. Delnoij, Andre P. den Exter, Aad A. de Roo, Anna Dixon, Isabelle Durand-Zaleski, Hans F.W. Dubois, Josep Figueras, Bernhard Gibis, Stefan Gre, Bernhard J. Guntert, Jean Hermesse, Maria M. Hofmarcher, Martin McKee, Pedro W. Koch-Wulkan, Claude Le Pen, Kieke G.H. Okma, Martin Pfaff, Richard B. Saltman, Wendy G.M. van der Kraan, Jurgen Wasem, Manfred Wildner, Matthias Wismar. |
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Bush on the Home Front: Domestic Policy Triumphs and Setbacks $29.27 Military operations in Afghanistan and Iraq consumed so much attention during his presidency that few people appreciated that George W. Bush was also an activist on the home front. Despite limited public support, and while confronting a deeply divided Congress, Bush engineered and implemented reforms of public policy on a wide range of issues: taxes, education, health care, energy, environment, and regulatory reform. In Bush on the Home Front, former Bush White House official and academic John D. Graham analyzes Bush’s successes in these areas and setbacks in areas such as Social Security and immigration reform. Graham provides valuable insights into how future presidents can shape U.S. domestic policy while facing continuing partisan polarization. |
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U.S. Health Policy And Problem Definition $4.99 Because of the peculiar history of how the US government has viewed health care as a market good, a commodity to be bought and sold, health policy formation in the United States is driven, not by reactions to problems as defined by rational federal health policy analysts and process, but by situations and forces occurring outside the health policy arena. Therefore, health policy debates and outcomes are a function of the impact of various external factors as opposed to the specific health care needs of the population. Factors that externally effect health policy formation are: industrialization; labor issues; and the employee/employer relationship. Other factors include the introduction and subsequent increases in individual and corporate taxation; and the ever-expanding influence of the health care givers industry. Thus, national health policy outcomes are determined by what is done in other realms. Using problem definition as an analytical tool, key questions to be addressed include: How were different policy proposals affected by other realms than public health policy? By whom? Through what means? For what purposes? With what effects on the policymaking process and outcome? An inductive, exploratory case study of the following specific legislative debates and their respective content using problem definition will be used to synthesize the role and impact of external forces on the formation of national health insurance policy in the United States. The case study will analyze the preliminary legislative attempts of the American Association for Labor Legislation (1912); the Wagner-Murray-Dingell Bill (1943); and Truman’s support of the W-M-D Bill (1945). Continuing legislative debates of the Kerr-Mills Bill (1960); the Medicare/Medicaid Legislation (1965); and Nixon’s Comprehensive Health Insurance Program of 1974 will also be analyzed. President Clinton’s Health Security Act (1993) will be analyzed in detail. Results: Particular ideas about national health care problems and national health policies as they are defined and articulated through a rational public process have little substantial impact on how they are ultimately dealt with. The episodic shifts and the ebbs and flows in direction of national health insurance policy are understandable when analyzed and viewed through lens that see the impact of other realms external to the formal health policy process. Conclusions: Problem definition analysis of the intricacies and impact of various forces external to the formal health policy process on specific historical legislative debates and policy decisions about national health insurance is critical to understanding national health policy outcomes and in anticipating future proposed health policies. |
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Home Insurance Humor White T-Shirt by CafePress $22 The white t-shirt is a timeless classic for a reason; it should be a staple in every wardrobe. It is clean, simple, and durable. The best part is you can wear it with anything. This 100% cotton T-shirt is so comfortable you’ll want to wear it to bed. Humor White T-Shirt Tee, TShirt, Shirt The white t-shirt is a timeless classic for a reason; it should be a staple in every wardrobe. It is clean, simple, and durable. The best part is you can wear it with anything. This 100% cotton T-shirt is so comfortable you’ll want to wear it to bed. |
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Public Finance and Public Policy $66.48 When it first appeared, Jonathan Gruber’s Public Finance and Public Policy was the first textbook to truly reflect the way public finance issues were evaluated, implemented, and researched in the real world today. Like no other text available, it enhanced its survey of essential, traditional topics with an emphasis on empirical work and coverage of transfer programs and social insurance. Coming in the wake of the 2008 financial crisis, the presidential election, the 2009 stimulus package, and ongoing debates over financial reform and health care reform—Gruber is the author of Massachusetts’ universal coverage plan—the new edition couldn’t be more timely.Thoroughly updated, Public Finance and Public Policy, Third Edition brings students up to date on the important debates that are dominating today’s policymaking, giving them the basic tools they need to understand fundamental public finance issues now and in the future. |
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Visual Quick Notes Life Insurance $43.58 Ace the test for the Life Insurance or Life & Health (Disability) Insurance license exam with the Visual Quick Notes system by Max WISE Publications; where Mind Maps, graphic indexing, and stories harness your natural memory power for a successful pass. In electronic or print format THE CONVENTIONAL APPROACH to financial service exam study material is a sea of gray. Paragraphs of same size text challenge each student to seek out key terms, organize their relationships with topics, and hope that their process results in a passing score.THE VQN SYSTEM IS A POWERFUL MEMORIZATION TOOL BECAUSE: Varied sized text with combined with graphic elements create powerful schematics for illustration of subject. Key terms are liberated from dry sentences and same size text by given top billing as headers. Definitions of terms are in their own graphic fields putting them into high focus. Flash-card like indexing gives student immediate birds-eye view of all terms and vocabulary for each chapter. Anecdotal stories, historic events and imagery amplify memorization of key concepts. SAVES TIME; LESS STRESS; QUICK LEARNING; PASS EXAM EASILY SAVES TIME/LESS STRESS: Can totally eliminate the need for highlighting, manufacturing your own flash cards, or creating outlines QUICKLY CREATES A VISUAL MEMORY BRIDGE by visual organization and short phrases a picture based learning system as in A picture is worth a thousand words PROMOTES CONFIDENCE in knowing the subject OUTLINE GUIDE TO ANY OTHER (sea of same sized text) CURRICULUM REFERENCE GUIDE FOR PRACTICE EXAMS A DRY SUBJECT COMES ALIVE, facilitating memorization and retention of material ENHANCES RECALL DURING EXAM to harvest the passing score.TESTIMONIALS The book is a fantastic tool that visualizes and organizes the information to increase the students understanding of the information for the test. It reduced my study time, by 30% and increased my test score by 10%. I could see the difference in my recall timing while taking the test. I visibly noticed that my recall time for the information on the test was significantly faster when taking the test after utilizing this book. I recommend this book to anyone studying for the exams as a great tool to increase their ability to pass the tests the first time. Lisa Helms, Financial Planner, WFG, AZ Elleyne, I wanted to call you right away. A new associate in our office just called me. She was so excited after just leaving the testing center. She told me she had just passed her life insurance exam with a 97% score And the only thing she had studied with was your supplement This lady is a stay at home mom who had no previous association with the life insurance industry before taking this exam.This is the highest score I have ever seen in my two years as a regional leader. Other people in our group have had very successful outcomes with your book and I am recommending it to every one of my associates who needs to pass the exam. It is so satisfying to know that the challenge o |
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Creating an Investment Policy Statement $64.96 What is an Investment Policy Statement? The IPS provides the foundation for all future investment decisions to be made by an investor.It serves as a guidepost, identifying goals, creating a system and discipline for a decisions. A client said,"Once the trustees adopted the Investment Policy Statement, we found that we were making our decisions in a deliberate fashion, rather than in the "heat of battle."Since we’d already thought about how things would get done under a variety of circumstances, we no longer found ourselves getting emotional. Planning ahead makes it easier for all of us when the investment markets get turbulent." If you are an investment advisor, financial planner, stock broker, insurance agent, CPA or attorney advising your clients about their money, this innovative book will be a key tool for working with clients. |
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The Insurance Company $6 The Insurance Company – Isaac Hayes |
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The Hidden Welfare State: Tax Expenditures and Social Policy in the United States $15.26 Despite costing hundreds of billions of dollars and subsidizing everything from homeownership and child care to health insurance, tax expenditures (commonly known as tax loopholes) have received little attention from those who study American government. This oversight has contributed to an incomplete and misleading portrait of U.S. social policy. Here Christopher Howard analyzes the "hidden" welfare state created by such programs as tax deductions for home mortgage interest and employer-provided retirement pensions, the Earned Income Tax Credit, and the Targeted Jobs Tax Credit. Basing his work on the histories of these four tax expenditures, Howard highlights the distinctive characteristics of all such policies. Tax expenditures are created more routinely and quietly than traditional social programs, for instance, and over time generate unusual coalitions of support. They expand and contract without deliberate changes to individual programs. Howard helps the reader to appreciate the historic links between the hidden welfare state and U.S. tax policy, which accentuate the importance of Congress and political parties. He also focuses on the reasons why individuals, businesses, and public officials support tax expenditures. "The Hidden Welfare State" will appeal to anyone interested in the origins, development, and structure of the American welfare state. Students of public finance will gain new insights into the politics of taxation. And as policymakers increasingly promote tax expenditures to address social problems, the book offers some sobering lessons about how such programs work. |
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National Insurance $39.99 National Insurance – Giclee Print |
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Capitalist and Insurance $39.99 Capitalist and Insurance – Giclee Print |
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Peace Love Insurance Cupsthermosreviewcomplete Women’s Dark T-Shirt by CafePress $26 The perfect gift for insurance agents. An insurer will like this pretty insurance design with a home covered by an umbrella. Homeowners insurance is very important. Cupsthermosreviewcomplete Women’s Dark T-Shirt Tee, TShirt, Shirt The women’s Dark T-shirt is comfortable, casual, and classy. The shirt is simple, flattering and will quickly become a favorite. The pre-shrunk 100% cotton is soft and durable.5.6 oz 100% cotton. Standard Fit. |
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Professional Insurance Agent Funny Hooded Sweatshirt by CafePress $45 Professional Insurance Agent, Do Not Attempt This At Home. Be proud of your occupation, hobby, or obsession. Get this fun design on great t-shirts, stickers, much more Funny Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Health and Mental Health Care Policy: A Biopsychosocial Perspective $4.84 This text fills a void in social work literature by offering a comprehensive, in-depth overview of health and mental health policy. Health and Mental Health Care Policy provides an overview of the development of health policy in the United States, with a particular focus on the failure to achieve universal coverage. It also discusses the role of private and public insurance and examines the uninsured populations. Finally, the book examines managed care in health and mental health and its impact on social work. Practitioners and policy advocates in the public health, mental health and health policy arena, social workers and health care providers. |
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Social Welfare: Politics and Public Policy $85.18 "Social Welfare: Politics and Public Policy, Seventh Edition, "emphasizes the current "political "aspects of policymaking and major social welfare programs, including public assistance, Social Security, disability, health insurance, and much more. The author also focuses on policies that affect issues as racism, sexism, gay rights, and immigration. In addition, a wealth of updated instructor and student supplements give this text its celebrated advantage as a leader in the social welfare policy textbook market. This book stands out from others because it does more than describe the major social welfare policies and programs. The book also tackles the conflict and controversies surrounding these programs. Social policy is not presented as solutions to social problems. Social policy is portrayed as public conflict over the nature and causes of social welfare problems, over what, if anything, should be done about them, over who should do it, and over who should decide about it. |
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Medicaid Politics and Policy 1965-2007 $19.18 Medicaid is a story worth telling, one rooted in American history and shaped by its culture and institutions. It has dramatic interest, heroes and heroines, triumphs and tragedies. The authors make this story come alive for the reader by providing a strong connected narrative, detailed accounts of important policy changes, and extensive use of interviews with individuals close to events. They emphasie politics and policy along with history. History is important because Medicaid has developed incrementally, layer by layer, so that almost any provision or activity needs a historical gloss to understand it. The Medicaid program has been especially subject to outside political and policy influences: the state of the economy, trends in federalism, developments in health or welfare programs, and the electoral cycle. Politics helps us understand policy outcomes. But the two go together: a knowledge of policy helps understand what is at stake, and a knowledge of politics what is possible. A central theme of the book is that Medicaid is a "weak entitlement," one less established or effectively defended than Medicare or Social Security, but more secure than welfare or food stamps. Medicaid has the flexibility to adapt (or be adapted) as well as a capacity to defend incremental and opportunistic gains. At the same time, the program lacks an effective mechanism for overall reform. It has grown enormously since its inception to become the largest health insurance system in the country, a source of perennial complaint and, most recently, of continuing crisis. The dual emphasis upon politics and policy is important to make the arcane Medicaid program accessible to the reader, and to distinguish policy grounded in facts and analysis from partisan bombast and ideology. The result is an authoritative account and reference for those seeking to refresh a perspective or to look further. "David G. Smith" is professor of political science at Swarthmore College. He has been a board member on many health-related organiations. His main teaching areas include health policy, Constitutional law and jurisprudence, American government and politics, and political theory. "Judith D. Moore" is senior fellow, National Health Policy Forum, George Washington University. Her work is closely related to the health needs of uninsured, poor, and vulnerable persons. She has been a past director of the Medicaid program and the office of Legislation and Congressional Affairs. |
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Getting Your House in Order: For People with Homeowners Insurance $40.43 Your Guide To Recovery After A Loss To Your Home You’ve suffered a loss to your house: fire, wind damage, massive water damage, tree falling on your roof. You’re upset. What is your first move? Call your insurance company, right? Wrong The average homeowner is ill-prepared to deal with the insurance company. They think that they will be treated fairly and justly by the company. But, by whose definition of fair?" Getting Your House In Order teaches you what you need to know to get a proper, fair and equitable settlement for your loss so that you can restore your home to pre-loss condition. Written by an industry expert with years of experience helping homeowners and reviewed by professionals, Getting Your House In Order will help you turn a disaster into a more positive circumstance. Everyday, thousand of homes are ripped apart by sudden and accidental disasters. They are at a loss of what to do. They believe that they are in good hands with their insurance companies and believe they will be properly compensated for their loss. Their lack of knowledge causes them to fall prey to the more knowledgeable insurance company and can leave them thousands of dollars short in necessary funds. This book guides them step-by-step back to recovery so their house can be set in order. Without this vital information, a homeowner is defenseless. Doug Wead Author’s friendly conversational style puts you at ease so that you can deal confidently with the insurance company. Industry jargon is clarified so that you’re not mystified. Its reference style lets you refer to only the sections that pertain to your situation. And its information-packed pages position you on an even-footing with the insurancecompany’s adjuster." Todd Reilly, Realtor |
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: Insurance is fun CSRs Rule Fun Wall Clock by CafePress $15 Wall Clock: Insurance is fun CSRs Rule Fun Wall Clock Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. |
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Lacrosse DUnit Insurance Sports Hooded Sweatshirt by CafePress $45 Lacrosse players on the D Unit – this shirt is for you. We are the type of people that make health insurance popular. It’s true. But don’t hate us because we’re violent; hate us because we enjoy it. Sports Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Love Insurance Funny Hooded Sweatshirt by CafePress $45 Insurance, Learn It, Live It, Love It. Be proud of your occupation, hobby, or obsession. Get this fun design on great t-shirts, stickers, much more. They also make great gifts Funny Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Belongs To An Insurance Agent Funny Hooded Sweatshirt by CafePress $45 My Heart Belongs To An Insurance Agent. Get this fun geek design of love on great t-shirts, stickers amp; much more. They also make great gifts Funny Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Paying the Price: The Status and Role of Insurance Against Natural Disasters in the U.S. $3.94 This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disasters — and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase since 1989 in insured losses from natural disasters and the concern that insurers have about their ability to provide coverage against more such events in the future. The book addresses why there has been an increasing demand for hazard insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public/private-sector partnership can mitigate damages and provide financial protection to victims. This volume identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties. |
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Fight Back and Win: How to Get HMOs and Health Insurance to Pay Up $12.62 The health care system in this country is broke; and more than ever, the evidence supports the contention that managed health care providers care more about healthy profits than healthy people.FIGHT BACK AND WIN is a practical how-to for all those Americans who worry that their heath care coverage won’t be there when they need it.Chapters include: *How to Get Your HMO to Pay Up * Bothersome HMO Traps to Watch Out For * Practical Tips to Follow so that You Don’t End Up in an HMO Dispute * Legal Tips to Follow if Your Claim Is Denied * How Ordinary People Fought HMOs. . .and Won * Answers to the 9 Most Commonly Asked Coverage Questions * The Awful ERISA Scandal * Sample Letter to Your Member of Congress * Insurance Traps that Can Effectively Cancel Your Coverage * What Your Insurance Company Won’t Tell You *What to Do if an Insurance Company Tries to Rescind Your Policy and more. |
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Medicaid Politics and Policy, 1965-2007 $44.25 Medicaid is a story worth telling, one rooted in American history and shaped by its culture and institutions. It has dramatic interest, heroes and heroines, triumphs and tragedies. The authors make this story come alive for the reader by providing a strongly connected narrative, detailed accounts of important policy changes, and extensive use of interviews with individuals close to events. They emphasize politics and policy along with history. History is important because Medicaid has developed incrementally, layer by layer, so that almost any provision or activity needs a historical gloss to understand it. The Medicaid program has been especially subject to outside political and policy influences: the state of the economy, trends in federalism, developments in health or welfare programs, and the electoral cycle. A central theme of the book is that Medicaid is a "weak entitlement," one less established or effectively defended than Medicare or Social Security, but more secure than welfare or food stamps. Medicaid has the flexibility to adapt (or be adapted) as well as a capacity to defend incremental and opportunistic gains. At the same time, the program lacks an effective mechanism for overall reform. It has grown enormously since its inception to become the largest health insurance system in the country, a source of perennial complaint and, most recently, of continuing crisis. The dual emphasis upon politics and policy is important to make the arcane Medicaid program accessible to the reader, and to distinguish policy grounded in facts and analysis from partisan bombast and ideology. The result is an authoritative account and reference for those seeking to refresh a perspective or to look further. |
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Insurance $4.99 We believe it is important to preserve what makes music special, and make it easy to craft listening experiences. At MOG, browse millions songs and play them instantly. Or just turn on radio where you can stop and replay songs. You can also create playlists for any occasion, and even download songs to your mobile. We are dedicated to employing the cleanest but most powerful technology so you can enjoy music as much as ever. |
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Prostitution, Politics & Policy $19.99 Prostitution has become an extremely topical issue in recent years and attention has focused both on the situation of female prostitutes and the adequacy of existing forms of regulation. Prostitution, Politics & Policy brings together the main debates and issues associated with prostitution in order to examine the range of policy options that are available. Governments in different parts of the world have been struggling to develop constructive policies to deal with prostitution - as, for example, the British Home Office recently instigated a £1.5 million programme to help address the perceived problems of prostitution. In the context of this struggle, and amidst the publication of various policy documents, Prostitution, Politics & Policy develops a fresh approach to understanding this issue, while presenting a range of what are seen as progressive and radical policy proposals. Much of the debate around prostitution has been polarized between liberals – who want prostitution decriminalized, normalized and humanized - and conservatives - who have argued that prostitution should be abolished. But, drawing on a wide range of international literature, and providing an overview that is both accessible to students and relevant to policy makers and practitioners, Roger Matthews proposes a form of radical realism that is irreducible to either of these two positions. |
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The American Age: U.S. Foreign Policy at Home and Abroad $55.84 In the Second Edition, LaFeber has revised nearly every chapter in the book. In the early chapters, there is more attention to the origins of foreign policy institutions and practices, including precedents for the executive agreement, and new discussions of U.S. relations with Britain in the eighteenth and nineteenth centuries. The more recent chapters feature fresh insights of Potsdam, the origins of the Korean War, and the Cuban Missile Crisis–all based on new evidence drawn from Soviet archives. The new edition amply covers the momentous events that brought the Cold War to an end and thrust the United States into the uncetain position of the world’s only superpower. |
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The Microeconomics of Public Policy Analysis $121.61 This book shows, from start to finish, how microeconomics can and should be used in the analysis of public policy problems. It is an exciting new way to learn microeconomics, motivated by its application to important, real-world issues. Lee Friedman’s modern replacement for his influential 1984 work not only brings the issues addressed into the present but develops all intermediate microeconomic theory to make this book accessible to a much wider audience. Friedman offers the microeconomic tools necessary to understand policy analysis of a wide range of matters of public concern–including the recent California electricity crisis, welfare reform, public school finance, global warming, health insurance, day care, tax policies, college loans, and mass transit pricing. These issues are scrutinized through microeconomic models that identify policy strengths, weaknesses, and ideas for improvements. Each chapter begins with explanations of several fundamental microeconomic principles and then develops models that use and probe them in analyzing specific public policies. The book has two primary and complementary goals. One is to develop skills of economic policy analysis: to design, predict the effects of, and evaluate public policies. The other is to develop a deep understanding of microeconomics as an analytic tool for application–its strengths and extensions into such advanced techniques as general equilibrium models and pricing methods for natural monopolies and its weaknesses, such as behavioral inconsistencies with utility-maximization models and its limits in comparing institutional alternatives. The result is an invaluable professional and academic reference, one whose clear explanation of principles and analytic techniques, and wealth of constructive applications, will ensure it a prominent place not only on the bookshelves but also on the desks of students and professionals alike. |
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Policy Challenges in Modern Health Care $8.83 "A marvelous collection of ideas and insights by first-rate scholars. This book lays a foundation for more creative and effective policymaking." –Stephen M. Shortell, Dean, School of Public Health and Blue Cross of California Distiguished Professor of Health Policy and Management, University of California, Berkeley Health care delivery in the United States is an enormously complex and expensive enterprise that involves a host of competing interests. While arguably the nation offers the most technologically advanced medical care in the world, the American system consistently underperforms relative to its resources. Gaps in financing and service delivery pose major barriers to improving health, reducing disparities, achieving universal insurance coverage, enhancing quality, controlling costs, and meeting the needs of patients and families. Bringing together twenty-five of the nation’s leading experts in health care policy and public health, this book provides a much-needed perspective on how our health care system evolved, why we face the challenges that we do, and why reform is so difficult to achieve. The essays tackle tough issues including: socioeconomic disadvantage, obesity, tobacco policy, gun violence, insurance gaps, the rationing of services, medical errors, the nursing shortage, and the pervasive influence of special interests. Linking the nation’s health problems to larger political, cultural, and philosophical contexts, Policy Challenges in Modern Health Care offers a compelling look at where we stand and where we need to be headed. David Mechanic is the director of the Institute for Health, Health Care Policy, and Aging Research at Rutgers University and the nationalprogram director of The Robert Wood Johnson Foundation Investigator Awards in Health Policy Research. Lynn B. Ragout is deputy director of the Investigator Awards in Health Policy Resarch. David C. Colby is interim vice president of Research and Evaluation at The Robert Wood Johnson Foundation. James R. Knickman is the president and chief executive officer of the New York Charitable Asset Foundation. |
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I Love My Insurance Agent Humor Hooded Sweatshirt by CafePress $45 I heart My Insurance Agent t-shirts and gifts for My Insurance Agent lovers…. Humor Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Jiggered: The Healthcare Insurance Industry; Unraveled, Explained and Exposed $28.82 No matter what type of healthcare insurance coverage you have, "Jiggered" will help you understand where you fit into the overall scheme of things, how your specific type of insurance works and how it will be affected in both quality and quantity over the next few years. You’ll find that the only real crisis in healthcare is the one caused by the Federal government’s inability to fiscally control and monitor itself. Who is being jiggered? Who is being unethically manipulated for someone else’s gain? It’s probably you and everyone like you. You have a job, pay your taxes, feed, clothe, educate and insure your children, own a home or are saving for one and generally behave in a lawful, fiscally responsible and upstanding manner. You’re an ordinary upper or middle class American. Some of you have made it through the daily struggle to realize your dreams and have found financial rewards and others of you are still working at it. You all have one thing in common. You’re part of the solution, not part of the problem. Are you jiggered? You figure it out. |
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Air Law and Policy $45.17 "Air Law and Policy" addresses cutting-edge issues in aviation through the interpretation of provisions of the Convention on International Civil Aviation signed at Chicago on 7 December 1944. Among the issues legally analysed are sovereignty in air space, the distinct status and functions of civil and state aircraft, competition in air transport and current trends in facilitation and security. It also examines the various nuances of language used in the Chicago Convention while addressing key issues that spring up with the application of the convention. The status of the International Civil Aviation Organization, the relevance to the organizationas work of crises such as SARS, avian flu and third-party war risk insurance as well as issues with regard to the liberalization of air transport and E-ticketing are some subjects discussed. There is also a discussion on the proposed open skies dialogue between Europe and the United States and competition in air transport. Finally certain fields of space law as they impact air law and policy, such as space tourism, suborbital flights and the provision of air navigation services through satellite networks are discussed. |
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Social Policy and Social Justice $35.87 Built on the core concepts of social justice, individual rights, equality of opportunity and public participation in decision making, this volume provides an analysis of the changing needs and demands in welfare; the debate about public and private provision and the interface between family, work and community. Social Policy and Social Justice brings together, for the first time, the IPPR’s influential work on family policy, health rights and rationing, self help and community development and citizens’ juries. The authors address the issues and debates which characterize today’s changing policy-making agenda. What kind of policies can encourage a stable and loving home environment for children to grow into dependable adults? How can we encourage initiatives to rejuvenate local communities from the bottom up? Can a cash-limited NHS survive ever increasing demands on its services? Why should we look for new ways to involve the public in decision making? The IPPR’s approach to policy making has influenced the new Labour Government, elected in 1997. It is an approach that takes account of the complexities of everyday life and develops strategies for working with rather than against the tide of change; with how people really live rather than how some people think they should live. Contributors include Adrienne Burgess, Ian Bynoe, Anna Coote, Dan Corry, David Donnison, Ian Gough, Harriet Harman, Patricia Hewitt, David J. Hunter, Jo Lenaghan, Tariq Modood, Raymond Plant, Sandy Ruxton and Mai Wann. This comprehensive social policy textbook is for students and researchers of social policy and the politics of welfare, as well as those working in health, housing, community, the voluntary sector and local government. It offers a distinct democratic liberal framework for policy making. |
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A Lost Cause: Bill Clinton’s Campaign for National Health Insurance $13.52 Bill Clinton’s 1993-94 health care reform initiative was one of the most active and sustained presidential campaigns ever undertaken in support of a single social issue, and certainly the boldest attempt to establish national health insurance in the United States. An analysis of the Clinton campaign, therefore, reveals much about the politics of divided government in the late 20th century, the apparent end of the New Deal-Great Society approach to governance and the enduring democratic coalition which supported it, and, of course, the high stakes politics of health care reform. This study attempts to advance our understanding of why national health insurance has proven to be such a potent idea while seemingly impossible to accomplish. The work focuses on the political factors which derailed the Clintons’ health care reform initiative, providing a case study of a most significant modern-day political and policy battle. |
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Changes in the Life Insurance Industry: Efficiency, Technology and Risk Management $9.8 Major challenges for life insurance companies have been posed by an unprecedented wave of mergers and acquisitions in the insurance industry and the emergence of non-traditional competitors such as banks, mutual fund companies and investment advisory firms. This is the first book to analyze the determinants of firm performance in the life insurance industry by identifying the best practices’ employed by leading insurers to succeed in this dynamic business environment. The book draws upon data from insurer financial statements as well as upon an extensive survey of life insurer management practices and strategic choices in distribution systems, information technology, mergers and acquisitions, human resources and financial strategies. Generic strategies such as cost leadership, customer focus, and product differentiation are analyzed as well as strategic practices specific to the insurance industry. Best practices are identified by measuring the economic efficiency of insurers and by comparing firms across the industry. Both cost and revenue efficiency are measured relative to best practice efficient frontiers consisting of the industry’s dominant life insurance firms. Economies of scale and the effects of mergers and acquisitions on efficiency are also analyzed. Financial strategies are examined with specific reference to pricing policy, valuation of assets and liabilities, and the current state of firm-level risk management systems. The benchmarks established are the result of extensive fieldwork that identifies key financial risks and methodologies to both measure and manage them at the firm level. The results discussed in the book indicate that firm performance is significantlycorrelated with management practices and strategic choices. Thus, life insurers can improve profitability by adopting optimal combinations of strategies. The book contains important new material on the effects of strategic choices in product distribution systems, information technology, mergers and acquisitions, human resources, and financial risk management policies. In the area of efficiency, the methodology provides a new approach for identifying peer groups of insurers and measuring the performance of individual insurers relative to their peer group. On the topics of risk and pricing, new insights are offered relative to current methodologies and in regard to areas where improvement is clearly warranted. The book concludes with an analysis of the future opportunities and challenges in the life insurance industry facing managers, and the strategic options available to them to cope with these changes. |
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: Insurance is fun Take this job and Fun Wall Clock by CafePress $15 Wall Clock: Insurance is fun Take this job and love it Fun Wall Clock Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. |
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: Insurance is fun Forget my Fun Wall Clock by CafePress $15 Wall Clock: Insurance is fun Forget my exclusions-Let’s talk about your limitations Fun Wall Clock Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. |
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Insurance Is Fun , all slogans. Slogans Hooded Sweatshirt by CafePress $48 Insurance Is Fun Hooded Sweatshirt, all slogans. Slogans Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Insurance Major $59.99 F. Frusius M.d. Insurance Major – Wall Decal |
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Social Welfare: Politics and Public Policy (7th Edition) $41.92 Social Welfare: Politics and Public Policy, Seventh Edition, emphasizes the current political aspects of policymaking and major social welfare programs, including public assistance, Social Security, disability, health insurance, and much more. The author also focuses on policies that affect issues as racism, sexism, gay rights, and immigration. In addition, a wealth of updated instructor and student supplements give this text its celebrated advantage as a leader in the social welfare policy textbook market.This book stands out from others because it does more than describe the major social welfare policies and programs. The book also tackles the conflict and controversies surrounding these programs. Social policy is not presented as solutions to social problems. Social policy is portrayed as public conflict over the nature and causes of social welfare problems, over what, if anything, should be done about them, over who should do it, and over who should decide about it. |
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The Crisis in Energy Policy $28.24 Our future depends on what we do about energy. This stark fact, clear since the oil embargo of the 1970s, has been hammered home through crisis after crisis–and yet our government has failed to come up with a coherent energy policy. John Deutch, with his extraordinary mix of technical, scholarly, corporate, and governmental expertise in the realm of energy, is uniquely qualified to explain what has stood in the way of progress on this most pressing issue. His book is at once an eye-opening history of the muddled practices that have passed for energy policy over the past thirty years, and a cogent account of what we can and should learn from so many breakdowns of strategy and execution. Three goals drive any comprehensive energy policy: develop an effective approach to climate-change; transition from fossil fuels to renewable energy technologies; increase the efficiency of energy use to reduce dependence on imported oil. Why has every effort in this direction eventually fallen short? Deutch identifies the sources of this failure in our popular but unrealistic goals, our competing domestic and international agendas, and our poor analysis in planning, policy-making, and administering government programs. Most significantly, "The Crisis in Energy Policy" clarifies the need to link domestic and global considerations, as well as the critical importance of integrating technical, economic, and political factors. Written for experts and citizens alike, this book will strengthen the hand of anyone concerned about the future of energy policy. |
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Armed Forces Guide to Personal Financial Planning: Strategies for Securing Your Finances at Home While Serving Our Nation Abroad $3.95 Revised and updated for today’s military, this comprehensive guide covers all key financial decisions from choosing checking accounts and using credit cards to deciding whether to rent or buy a home and choosing an insurance policy. In light of the realities of the war on terror, special attention is paid to managing your finances while deployed. Military personnel of all services and ranks will benefit from the advice given in this crisply written book. Each topic is covered in a thorough, logical, and easy-to-read manner. |
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Questions And Answers On Life Insurance $9.69 Questions And Answers On Life Insurance |
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International/Multinational Insurance $4.99 International/Multinational Insurance |
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Insult to Injury: Insurance, Fraud, and the Big Business of Bad Faith $3.95 Joan Hangarter bought a disability policy in 1990 to protect her in case of serious illness. When she did become disabled a decade later, she ended up homeless and on welfare when the company refused to pay. With the help of her attorney, Ray Bourhis, she fought back, winning a $7.7 million verdict against the company. In "Insult to Injury, Bourhis walks readers through this case study in bad faith double-dealing by insurance providers. Bourhis, a national champion of policy-holder rights, uses an engaging narrative style to reveal the back-room strategic mind-set that drives these illegal practices, how low-level employees are duped into unethical conduct, and how insurers manipulate data and witnesses in the few cases that do go to trial. He also explains the key regulatory oversights that encourage such corruption, and how the American legal system actually facilitates insurer fraud. "Insult to Injury closes with a roadmap to reform — advice no one who holds a policy can afford to ignore. |
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2 oz. Police/Home Pepper Spray – 140,000 SHU $30 This Police/Home Unit is the perfect defense against attackers or intruders at home, place of business or on the road. The Police/Home Pepper Spray is easy to conceal on your person or it can be purchased with a Belt Clip Holster. It delivers a potent Pepper Spray that stops attackers cold at the touch of a button. It’s your insurance policy against unexpected or unforeseen dangers, anytime, anywhere. Specifications Guaranteed Heat Rating. 2 oz. Police/Home Unit NOTE: Pepper Spray Restrictions We do not ship pepper sprays to the following states:Hawaii, Massachusetts, New Jersey, New York, Wisconsinand outside of the United States. Bear sprays are legal in all states. Please note that there are certain legal restrictions that vary per state and city. Please check your local laws before purchasing a pepper spray. |
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Intensive Care: How Congress Shapes Health Policy $24.94 The devastating and politically consequential defeat of President Clinton’s comprehensive health plan in Congress has unleashed a torrent of speculation over " who or what killed reform." One class of explanation deals with the institutional arrangements by which policy is made in the United States and, more specifically, with the rules and organization of Congress. This volume weighs the importance of Congress in the failure to enact health reform by examining more broadly how Congress shapes health policy–on matters ranging from ambitious plans to achieve universal health insurance coverage to annual appropriations for public health agencies. Part One examines how Congress has organized and equipped itself to make health policy. Individual chapters consider how committee jurisdictions, budgeting procedures, information, and oversight influence health policymaking. Part Two uses recent health policy episodes–the 1988-89 adoption and repeal of Medicare catastrophic coverage and the 1993-94 failure to pass national health reform–to generalize about how process shapes policy. This book is a product of the Renewing Congress Project, a joint undertaking of the Brookings Institution and the American Enterprise Institute. The contributors include C. Lawrence Evans, College of William and Mary; Mark Nadel, General Accounting Office; Julie Rovner, freelance health policy writer; and Allen Schick and Joseph White, Brookings. Copublished with the American Enterprise Institute |
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Insurance Underwriters: Job Hunting – A Practical Manual for Job-Hunters and Career Changers $25.69 Insurance companies protect individuals and organizations from financial loss by assuming billions of dollars in risk each years risks of car accident, property damage, illness, and other occurrences. Underwriters decide whether insurance is provided and, if so, under what terms. They identify and calculate the risk of loss from policyholders, establish who receives a policy, determine the appropriate premium, and write policies that cover this risk. An insurance company may lose business to competitors if risk underwriting is too conservative, or it may have to pay excessive claims if the underwriting actions are too liberal. This book gives you good solid advice and great strategies for getting interviews and landing the job as Insurance Underwriter. To Prepare for the Job this book tells you: – The training and education needed – Earnings – Expected job prospects – The job’s activities and responsibilities – Working conditions To Land the Job, it gives you the hands-on and how-to’s insight on: – Finding Opportunities – the best places to find them – Writing Unbeatable Resumes and Cover Letters – Acing the Interview – What to Expect From Recruiters – How employers hunt for Job-hunters…. and More This book offers excellent, insightful advice for everyone from entry level to senior professionals. None of the other such career guides compare with this one. It stands out because it: 1. Explains how the people doing the hiring think, so that you can win them over on paper and then in your interview; 2. Is filled with useful cheat and work-sheets; 3. Explains every step of the job-hunting process – from little known ways for finding openings to getting ahead on the job. This book covers everything. Whether you are trying to get your first Job or move up in the system, get this book. |
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Understanding Health Policy: A Clinical Approach $17.8 An engaging and clinically applicable work on the principles and structure of the U.S. healthcare system A Doody’s Core Title ESSENTIAL PURCHASE "Eminently readable…Anyone wanting to gain insight into the forces that shaping health policy and the future of health care will appreciate this book."–"Critical Care Nurse Magazine" "Understanding Health Policy" is the best-written, most informative book available on the subject–and it’s the #1 choice for healthcare students and professionals alike. The authors carefully weave key principles, descriptions, and concrete examples into chapters that make important health policy issues both interesting and understandable. Fully updated to reflect current issues in the ever-changing world of healthcare, the newest edition addresses all the topics that affect you most, from the structure and organization of the industry to issues regarding government and private insurance, to access to healthcare. Everything you need to understand how the healthcare system works – and your role in it: Clinical vignettes in every chapter illustrate key points Detailed treatment of both U.S. and international issues A complete chapter of review questions NEW Expanded coverage of healthcare workers other than physicians NEW Closer scrutiny of the pharmaceutical industry NEW Brand-new chapter on the medical education system |
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At Home Abroad: Identity and Power in American Foreign Policy $3.95 The United States has never felt at home abroad. The problem is not threats to American power — the United States has faced few direct security threats. The reason for this unease is that Americans see themselves as members of an exceptional liberal society in a world until recently composed of largely non-democratic states. The United States finds no comfort in this world and, alternately, tries to withdraw from or reform it. But withdrawal violates an American sense of moral purpose, and global reform exhausts its resources. America cycles between ambitious efforts to enlarge democracy and create a New World Order, and more humble appeals to reduce U.S. military commitments and require that European and Japanese allies do more. In At Home Abroad, Henry R. Nau explains that America is no longer exceptional. All the industrial great powers are now strong democracies. When identities converge, nations do not need to balance military power against one another. U.S. relations with western Europe and Japan constitute a new, peaceful partnership that anchors America’s identity in the world. Nau shows how national identities as well as national power interact to define America’s national interests. He combines realist and constructivist perspectives to differentiate U.S. grand strategy toward various countries. The author provides many fresh insights to guide policymakers who must deal with both moral and material interests simultaneously. In Europe, the identity and power perspective advocates NATO expansion to consolidate democratic identities in eastern Europe and concurrent but separate great power cooperation with Russia in the United Nations. In Asia, it recommends thedevelopment of a multilateral democratic security community with Japan, Australia, and South Korea, progressively widening to include ASEAN states and, if it democratizes, China. In the developing world, it cautions against U.S. military intervention unless U.S. identity (moral) and power (material) interests are equally engaged, as in Kosovo and Haiti but not in Sudan or Somalia. |
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What Is Social Policy?: Understanding the Welfare State $21.19 From housing, pensions and family benefits, to health care, unemployment insurance and social assistance, the welfare state is a key aspect of our lives. But social programs are contested political realities that we can’t hope to understand without locating them within the "big picture." This book provides a concise political and sociological introduction to social policy, helping readers to grasp the nature of social programs and the political struggles surrounding them. It takes a broad comparative and historical viewpoint on the United States, using an international perspective to contextualize American social policy within the developed world. Provocative and engaging, it offers insight into a wide range of social policy issues such as: welfare regimes, welfare state development, the politics of retrenchment and restructuring; ethnic, racial, and gender inequalities; changing family and economic relations; the role of private social benefits; the potential impact of globalization; and debates about the future of the welfare state. "What is Social Policy?" will be stimulating reading for upper-level students of sociology, political science, public policy, and social work. |
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Independent Contractors: Prevalence and Implications for Unemployment Insurance Programs $34.01 Original publisher: Washington, DC: The Administration, 2000] OCLC Number: (OCoLC)45170177 Subject: Independent contractors — United States. Excerpt: …ways of organizing work in today’s environment. They view the growth as being primarily employer driven and as a disadvantage to workers. They are troubled by the fact that employees who prefer the stability of regular full-time employment are being compelled by employers to accept IC status or are being deliberately misclassified. The general consensus of the study respondents on the demographic profile ICs was that there is no typical profile. ICs are males or females and of all ages and of a variety of ethnic origins. They have different education and skill levels. The majority earns middle to low-level wages and has no health insurance or retirement benefits. Construction, trucking, home health and hi-tech industries were frequently mentioned as examples of industries most likely to use ICs or lure workers into becoming ICs and contain high incidences of misclassification. The number one reason employers use ICs and / or misclassify employees is the savings in not paying workers ‘ compensation premiums and not being subject to workplace injury and disability-related disputes. Another reason is the avoidance of costs associated with employee lawsuits against employers alleging discrimination, sexual harassment, and implementing regulations and reporting procedures that go along with having employees. Understanding and complying with all the labor and worker protection laws is often beyond the capabilities of many small businesses. Even governmental agencies use ICs to avoid conferring employee status and attendant benefits because they have authorization to spend money on contracted services, but not on full-time employees. The report contains an analysis of aggregate employer audit data from nine states that was extrapolated to each state’s workforce to provide a rough measure of the extent of employee… |
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Issues in Monetary and Fiscal Policy in Small Developing States: A Case Study of the Caribbean $28.56 This study examines how monetary and fiscal policies are implemented in Caribbean small states, tracing the differences and similarities in tax structure, current expenditure and current revenues. It shows the impact of monetary policy on inflation and the importance of exchange rate regimes to the effectiveness of monetary policy in the region. The authors show that fiscal stabilization in the region is very low and as such countries within the region would benefit from insurance mechanisms and stabilization funds. |
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Insurance Agent Insurance Sweatshirt by CafePress $39.5 Our INSURANCE AGENT T-SHIRTS and gifts, like caps, tote bags, mugs, and sweatshirts all have funny insurance agent words like Insurance is Life; First Class Insurance Agent; I Live for Insurance more Insurance Sweatshirt Tee, TShirt, Shirt Warm up in our stylin’ Hanes Heavyweight 90/10 cotton/polyester sweatshirt. Thick but not bulky, for maximum comfort and durability whether you’re working out or hanging out. 10.1 oz. patented PrintPro174; fabric in a 90/10 cotton/polyester |
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Insurance & Technology Magazine $52 “reaches over 18,000 insurance executives, providing technology strategies for the insurance industry.” |
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Natural Disasters: Public Policy Options for Changing the Federal Role in Natural Catastrophe Insurance: Report to the Ranking Mem $27.59 Original publisher: Washington, D.C.]: U.S. Govt. Accountability Office, 2007] OCLC Number: (OCoLC)191958817 Subject: Natural disasters — United States. Excerpt: …The housing supply in coastal areas also continues to grow, despite the high risk of earthquakes and hurricanes. NOAA reported that coastal 8 counties contained 52 percent of the nation’s total housing supply in 2000. The leading states in terms of total housing units in coastal counties were California, Florida, and New York, which together have 41 percent of the total housing supply in these counties. One study put the estimated insured value of coastal property in states bordering the Atlantic Ocean and Gulf of 9 Mexico at $ 7.2 trillion as of December 2004. As shown in figure 2, properties along the Pacific and North-Atlantic Coasts and the Gulf of Mexico have some of the highest insured property values. The value of residential and commercial coastal property in Florida and New York was $ 1.94 trillion and $ 1.90 trillion, respectively, in 2004. 8 Population Trends Along the Coastal United States ( September 2004 ). We checked numerous sources for more recent data on this subject, but this document contained the best available data. 9 Karen M. Clark, " The Coastline at Risk: Estimated Insured Value of Coastal Properties, " AIR Worldwide Corporation. We checked numerous sources for more recent data on this subject, but this document contained the best available data. Page 10 GAO-08-7 Natural Disasters |
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Insurance Ad, 1930 $39.99 Insurance Ad, 1930 – Giclee Print |
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Selection of Risks for Life Insurance, Health Insurance, Accident Insurance $37.39 General Books publication date: 2009 Original publication date: 1935 Original Publisher: The National underwriter co. Subjects: Insurance, Life Insurance, Health Insurance, Accident Pathology Life insurance Health insurance Accident insurance Business |
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Medical Malpractice: Prevention, Insurance, and Coverage Options $44.74 Confidence in a country’s health care system, its viability, its smooth functioning and patient safety require indemnification and deterrence systems that: Adequately cover liability, both that of the medical practitioner and the health care establishment; Provide fair compensation of injury; and Deter medical malpractices. Over the last years, in many OECD countries, these systems have experienced difficulties resulting in high-risk specialty physicians and surgeons leaving the practice and the development of expensive and useless-if not risky-defensive medicine.This publication surveys and assesses various types of mechanisms and reforms implemented and refined in OECD countries that best limit and indemnify medical accidents. Reasons for difficulties faced by some compensation and prevention regimes, given the specificities of national circumstances and in particular of health care systems, are examined.The study offers a series of unique and focused policy options and suggestions of interest for private and public parties in countries in the process of establishing a more efficient indemnification and deterrence system to cope with medical accidents. |
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Inclusion in the American Dream: Assets, Poverty, and Public Policy $49.63 Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most of its assets in home equity and retirement accounts, both of which are subsidized through the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included. |
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Policy $32.25 ""This third edition of Hal Colebatch’s book, "Policy," is a welcome addition to the policy literature. Through as series of interrelated questions–such as Why worry about policy? What is it for? What does it look like on the ground? and How do we do it?–Colebatch interestingly unravels and elaborates on the key issues, both practical and theoretical, that constitute the field of policy studies. In a very succinct and highly readable style, the nine chapters weave together discussions of traditional models and approaches (e.g., process models, rationality, and incrementalism) with a presentation of newer emphases (e.g., social constructivism, discourse, and his own innovative concept of ”policy work”). He does it in ways that are accessible to the beginning university student, but that are, at the same time, helpful to the experienced practitioner. As such, the book is highly recommendable." Professor Frank Fischer, Rutgers University, USA "This 3rd edition, like the previous ones, offers students an excellent guided tour of the field of policy studies. The major strands of thinking and research are introduced as answers to a set of straightforward, commonsense questions, written in highly accessible, non-technical, easy to grasp prose. Yet, this edition has more to offer. Colebatch systematically reflects on the paradigmatic struggles over the meanings of ‘policy’ – as problem solving and authoritative choice in the corridors of power, as bargaining and negotiation in multilayered governance networks, and as political sense-making through collective puzzling. Asking how ‘policy’ works in practice, the author demonstrates the myriad ways in which these meanings permeate and colour each other. In doing so, Colebatch restores intellectual unity to a field that appears fragmented to many academic observers and practitioners." Professor Robert Hoppe, University of Twente, The Netherlands "This third edition of Hal Colebatch’s volume, Policy, is a very accessible book that has the ability to meet the needs of a broad range of readers. The book provides a range of examples of the illusive world of policy; these examples travel the globe and allows the work to move beyond the original Australian focus in the first edition. The nine questions that serve to organize the volume are useful and provide access to the ever-growing literature in the policy field." Dr Beryl A. Radin, School of Public Affairs, American University, USA "This book is essential reading for all students of public policy and policy analysis. It is pleasure to read and covers a great deal of important material in a comprehensive and informed manner. I warmly welcome this new edition." Professor Wayne Parsons, University of London, UK " This new edition of a highly successful text provides an even sharper critical analysis than before of the place of policy in the way we are governed. It is a b |
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Health Care Policy: Issues and Trends $5.8 This book offers a systematic review of major issues and trends in health care policy, including those related to physical health and disease trends, mental and behavioral health concerns, reorganizing the U.S. health system, and managed care and health care personnel. Kronenfeld addresses the problems, challenges, issues and trends in the policies that determine the role and future of health care in the United States. This book offers a systematic review of major issues and trends in health care policy, including those related to physical health and disease trends, mental and behavioral health concerns, reorganizing the U.S. health system, and managed care and health care personnel. Kronenfeld addresses the problems, challenges, issues and trends in the policies that determine the role and future of health care in the United States. Also covered are special populations, such as the elderly and children, reproductive health, and issues cost, quality, and access to care. Health care policies affect all Americans. Managed care has been a major trend in the past decade’s reorganization of the U.S. health care system, yet its future is uncertain. Despite unparalleled spending and the world’s most technologically sophisticated health care, measure such as life expectancy and infant mortality rates indicate that the country’s health outcomes may not be the best. Mental health and behavioral health problems are major impediments to quality of life for some Americans, and roughly 17% of the population under 65 does not have insurance coverage for necessary health care services. Despite calls for a major overhaul of the U.S. health care system, incremental reform is more likely than major, comprehensive reform. |
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The New Politics of State Health Care Policy $28.65 With the collapse of national health care reform efforts in the early 1990s, states emerged as a focal point for new policy and administrative developments in U.S. health care. This book provides an overview of the key issues facing states as they have responded to this challenge. It tells how states are making decisions about health policies and then putting them into action-and how legislatures, executives, courts, and bureaucracies all participate in this process. The New Politics of State Health Policy describes many of the major trends in states’ responses to health care problems of the 1990s, and it identifies the forces that will influence state policy actions in the new century. It examines reforms now under way, from Medicaid to tobacco control to mental health, and addresses today’s most pressing issues surrounding managed care, health insurance, and public health administration. Editors Hackey and Rochefort have brought together a distinguished group of scholars and practitioners in the field of health policy analysis. Frank Thompson, Theodore Marmor, Michael Dukakis, and others map out the different institutional frames shaping how each state approaches the health care domain. While some states deliberate over universal coverage, others have shifted to the county level decisions once made in Washington, D.C. But all face the difficulty of taking on unprecedented responsibilities with limited resources amid the often-conflicting concerns of public management and "moral politics." Each contribution in the volume explores the interplay between state governance and health care policy by addressing four themes: the capacity of states to fulfill their new health care roles, thesignificance of recent policy changes, patterns in the politics of state health policy making, and the relationship of state-level changes to failed national health care reform. Together, they sound the call for stronger partnerships with both federal agencies and private sector organizations and the need for state officials to engage in broader, "outside-the-box" thinking. As these essays show, health care policy can only be as good as the governments that make it. The New Politics of State Health Policy can help scholars, researchers, and practitioners better assess the programs and policy process in their own states in order to meet the demands of the health care marketplace on the one hand and public expectations on the other. |
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Fundamentals of Insurance $75.75 FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give your students a full understanding of insurance. Extensive use of activities help students better understand the importance of insurance and how it affects them today–and through to their retirement days. Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require students to make contact with the insurance world where they will get additional career information and bring interest and realism into the classroom. Students learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities and planning for retirement. |
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Insurance Rockstar A – Medtronic Wall Clock by CafePress $15 Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. Wall Clock Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. |
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Principles of Risk Management and Insurance $18.49 Principles of Risk Management and Insurance focuses primarily on the consumers of insurance, and the text blends basic risk management and insurance principles with consumer considerations. Praised for its depth and breadth of coverage, the Tenth Edition provides even more flexibility in its organization by giving an overview of the insurance industry first, before discussing specific plans. Basic Concepts in Risk Management and Insurance: Risk in Our Society; Insurance and Risk; Introduction to Risk Management; Advanced Topics in Risk Management; The Private Insurance Industry: Types of Insurers and Marketing Systems; Insurance Company Operations; Financial Operations of Insurers; Government Regulation of Insurance; Legal Principles in Risk and Insurance: Fundamental Legal Principles; Analysis of Insurance Contracts; Life and Health Risks: Life Insurance; Life Insurance Contractual Provisions; Buying Life Insurance; Annuities and Individual Retirement Accounts; Individual Health Insurance Coverages; Employee Benefits: Group Health Insurance; Employee Benefits: Retirement Plans; Social Insurance; Personal Property and Liability Risks: The Liability Risk; Homeowners Insurance, Section I; Homeowners Insurance, Section II; Auto Insurance; Auto Insurance and Society; Other Property and Liability Insurance Coverages; Commercial Property and Liability Risks: Commercial Property Insurance; Commercial Liability Insurance; Crime Insurance and Surety Bonds. For all readers interested in risk management and insurance. |
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: Insurance is fun Bind Me Baby Fun weird humor Wall Clock by CafePress $15 Wall Clock: Insurance is fun Bind Me Baby Fun weird humor Wall Clock Decorate any room in your home or office with our 10 inch wall clock. Black plastic case. Requires 1 AA battery included. |
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got Insurance Progressive Hooded Sweatshirt by CafePress $45 The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 Progressive Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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Genetic Tests and Health Insurance: Results of a Survey $24.73 Original publisher: Washington, DC: Congress of the U.S., Office of Technology Assessment: For sale by the U.S. G.P.O., Supt. of Docs., 1992]. OCLC Number: (OCoLC)27139825 Subject: Human chromosome abnormalities — Diagnosis — Social aspects — United States. Excerpt: …Genetic and Health of a 8 Isurame: Tests Results Survey plans offering medically underwritten group poli-erage offer standard rates to more than 50 percent of their applicants. The majority of HMOS offering cies covered less than 25 percent of applicants with individual coverage ( 9 of 11 ) do not use exclusion a waiting period and a rated premium, but 13 plans represented by underwriters never offered this cov-waivers, and a similar proportion of HMOS offering erage. No open enrollment plans offered coverage medically underwritten group coverage ( 15 of 20 ) with a waiting period or an exclusion waiver and a also do not use exclusion waivers. Similar propor-rated premium. tions were found for HMOS covering applicants with rated premiums: 10 of the 11 HMOs offering None of the medical directors from BC / BS plans individual coverage and 13 of the 20 offering that offer individual policies said their plan covered medically underwritten coverage never provide any applicants with a rated premium and an exclu-coverage with a rated premium. sion waiver. Medical directors from 12 of 15 BC / BS plans that offer medically underwritten group poli-Clearly, HMO practices are either to accept cies said their plans do not cover any applicants with applicants or to decline them. Rarely did HMO a rated premium and an exclusion waiver. Fifteen of survey respondents report accepting an applicant 18 medical directors from BC / BS plans that offer with a restriction on the policy. More than half of individual coverage said their plans do not cover any responding HMOS that offer individual coverage ( 6 applicants with a waiting period and a rated pre-of 11 ) declined applicants less than 25 percent of the mi… |
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Social Policy and Human Development in Zambia (PB $41.18 Social Policy And Human Development In Zambia discusses social policy and human development endeavours in Zambia, including the various societal forces that converged on the country in both the pre-colonial and colonial periods and which later influenced post-colonial social policy initiatives. The pre-colonial era epitomised indigenous forms of social protection that safeguarded the well-being of Africans. Colonial rule, which was foreign in orientation, was geared towards meeting the needs of a small European settler population through social policy programmes. Most of the discussions in the book unfold in the setting of a post-colonial society. The central thesis of the book is that social policy and human development in Zambia are inextricably bound up with the political and economic forces in the country and that they constantly reinforce each other. Politics is taken as an important variable that legitimises the role of politicians and policy-makers in determining the development path of the country. Thus, their efficacy, lack of depth or ineptitude will be translated into the way public policies, including social policy, are formulated and implemented. Given the normative nature of social policy, it is argued that ideology plays a critical role in both its formulation and execution. This argument is brought home by showing how the socialist government in Zambia during the 1960s and 1970s relied upon ideology to marshal social policy towards the goal of national development. Based on the analyses of different political eras in the country the book also argues that the economy is the central pillar in the implementation of social policy and the provision of social services. ……………………………………………… Ndangwa Noyoo holds a Ph.D in Social Development from the University of the Witwatersrand, South Africa and an M.phil in Development Studies from the University of Cambridge. He has worked as a Senior Researcher at the University of Johannesburg and was also a Post-Doctoral Research Fellow with the Fondation Maison des sciences de l’homme (MSH), Paris, France. He has held the positions of Senior Lecturer and Deputy Head of the Department of Social Work in the School of Human and Community Development, University of the Witwatersrand. He is currently a Senior Social Policy Specialist at the National Department of Social Development Tshwane, South Africa. He has published on various socio-economic and political issues, especially in the context of Zambia and Africa. |
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Health Insurance $44.79 Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. |
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St. Petersburg Insurance Co. $59.99 St. Petersburg Insurance Co. – Wall Decal |
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Widow With Insurance Policies $24.99 George Marks Widow With Insurance Policies – Photographic Print |
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A View of an Insurance Company Building $79.99 A View of an Insurance Company Building – Premium Photographic Print |
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Slavia Insurance Company $19.99 Alphonse Mucha Slavia Insurance Company – Premium Poster |
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Travelers Insurance Tower $19.99 Einar Chindmark Travelers Insurance Tower – Photographic Print |
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Woman Holding Insurance Folder $29.99 Woman Holding Insurance Folder – Photographic Print |
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Insurance Advertisement from 1912 $24.99 Insurance Advertisement from 1912 – Photographic Print |
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Getting Old…Health Insurance $21.99 Getting Old…Health Insurance – T-Shirt |
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Frontiers in Development Policy: A Primer on Emerging Issues $28.88 The global crisis of 2008-09 has brought to the forefront a plethora of economic and political policy issues. There is a re-opening of discussion on basic economic concepts, appropriate framework for analysis, role of private and public sectors in the economy, structural transformation of economies, human development and managing of growing risks and crises. The purpose of this book has been to bring home the inter-linkages in various parts of the economy and the need for practical policy making to reach development goals while being aware of the instabilities, complexities and downside risks inherent in the nature of a an economy operating in a globalized world. Thematically, this book focuses on two core types of policy: policies that promote strong, sustainable and inclusive growth in low income and middle income developing countries and new and emerging policies that necessitates a discussion amongst policy makers and practitioners. Throughout the book, the authors provide insight in to the different types of policy approaches that can be taken to help the economy grow. Ultimately the book looks to foster discussion amongst policy makers on growth and development. |
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Deadly Spin: An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving Americans $24.79 Wendell Potter is the insurance industry’s worst nightmare. In June 2009, Wendell Potter made national headlines with his scorching testimony before the Senate panel on health care reform. This former senior VP of CIGNA explained how health insurers make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they skew political debate with multibillion-dollar PR campaigns designed to spread disinformation. Potter had walked away from a six-figure salary and two decades as an insurance executive because he could no longer abide the routine practices of an industry where the needs of sick and suffering Americans take a backseat to the bottom line. The last straw: when he visited a rural health clinic and saw hundreds of people standing in line in the rain to receive treatment in stalls built for livestock. In "Deadly Spin," Potter takes readers behind the scenes to show how a huge chunk of our absurd healthcare spending actually bankrolls a propaganda campaign and lobbying effort focused on protecting one thing: profits. Whatever the fate of the current health care legislation, it makes no attempt to change that fundamental problem. Potter shows how relentless PR assaults play an insidious role in our political process anywhere that corporate profits are at stake–from climate change to defense policy. "Deadly Spin" tells us why–and how–we must fight back. "Wendell Potter is a straight shooter–and he hits the bulls-eye here with an expose of corporate power that reveals why real health care reform didn’t happen, can’t happen, and won’t happen until that power is contained.–Bill Moyers "The recently passed health care bill did many good things, including make health insurance available to more Americans and restrain some of the most egregious practices of the health insurance industry. It also forced more people to become customers of that industry. What the bill did "not" do is reform the health care system. Wendell Potter explains why not, and what went wrong."–Howard Dean "Wendell Potter transformed the national debate over health care when he stood up and told the truth about the health insurance industry. By breaking the insurance industry’s code of silence and explaining to his fellow Americans how health insurance companies put profits ahead of patient care, Wendell showed extraordinary courage. The compelling story of Wendell’s conversion from a health care executive to an outspoken reform advocate is essential reading for anyone trying to understand the American health care system."–Senator Jay Rockefeller of West Virginia |
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Love Insurance $34.89 Allan, Lord Harrowby, son and heir of James Nelson Harrowby, came to Lloyds of London with a most unusual request for insurance. He knew that Lloyds took out policies on unusual risks. And what he wanted was insurance of a most unusual kind…love insurance. What follows is a comic novel of improbable dimensions, by the world-famous creator of Chinese detective Charlie Chan |
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Not Marine Corps Policy Funny Hooded Sweatshirt by CafePress $45 Not Marine Corps Policy Funny Hooded Sweatshirt Tee, TShirt, Shirt The hoodie: the perfect utilitarian piece of clothing. Leave your hat and scarf at home Stay warm and comfy in your Pullover Hooded Sweatshirt. This hoodie is constructed with a cotton/polyester blend – both durable and comfortable.Heavyweight 90 |
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GODDAMNED INSURANCE COMPANIES Insurance Large Mug by CafePress $18 It’s ‘goddamned insurance companies,’ goddamnit.It is NOT ‘goddamn insurance companies’ or ‘god damned insurance companies’ or ‘god damn insurance companies’ or ‘goddam insurance companies Insurance Large Mug Super-size your favorite beverage or just size-up to avoid spills with our hefty, 15 oz. ceramic Large Mug. Large easy-grip handle. When you need more, mug it up. Measures 4.5 tall, 3.25 diameter. Dishwasher and microwave safe. |
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Insurance And Technology $58.5 Insurance And Technology is part of the General family of magazines. It is generally sold to individuals and businesses and quite often can be found in a reception room or waiting room of a company or a professional office like a dentist, doctor, health club, gym, or beauty and hair salon. A full year magazine subscription to Insurance And Technology includes issues delivered right to your mailbox. |
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Policy and Choice: Public Finance Through the Lens of Behavioral Economics $33.94 Traditional public finance provides a powerful framework for policy analysis, but it relies on a model of human behavior that the new science of behavioral economics increasingly calls into question. In "Policy and Choice" economists William Congdon, Jeffrey Kling, and Sendhil Mullainathan argue that public finance not only can incorporate many lessons of behavioral economics but also can serve as a solid foundation from which to apply insights from psychology to questions of economic policy. The authors revisit the core questions of public finance, armed with a richer perspectiveon human behavior. They do not merely apply findings from psychology to specific economic problems; instead, they explore how psychological factors actually reshape core concepts in public finance such as moral hazard, deadweight loss, and incentives. Part one sets the stage for integrating behavioral economics into public finance byinterpreting the evidence from psychology and developing a framework for applying it to questions in public finance. In part two, the authors apply that framework to specific topics in public finance, including social insurance, externalities and public goods, income support and redistribution, and taxation. In doing so, the authors build a unified analytical approach that encompasses bothtraditional policy levers, such as taxes and subsidies, and more psychologically informedinstruments. The net result of this innovative approach is a fully behavioral public finance, an integration of psychology and the economics of the public sector that is explicit, systematic, rigorous, and realistic. |
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Fundamentals of Risk and Insurance $4.28 This consumer-oriented textbook addresses the principles of risk management without skimping on the discussion of insurance. It summarizes the nature of pure risk on the individual and on society and illustrates how insurance can be used to deal with the problems posed by such risk. Mirroring the diverse experience of its authors, the text is equally effective in presenting the principles of insurance theory and offering how-to advice to students. Throughout, the main emphasis is on the insurance product and the use of insurance within the risk management framework. The traditional fields of life insurance, health insurance, property and liability insurance, and social insurance are treated in terms of their relationship to the wide range of insurable risks to which the individual and the business firm are exposed. |
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Free for All?: Lessons from the Rand Health Insurance Experiment $47.25 From 1971 to 1982, researchers at the RAND Corporation devised an experiment to address two key questions in health care financing: how much more medical care will people use if it is provided free of charge? and what are the consequences for their health? This book presents a comprehensive account of the experiment and its findings. It will be an invaluable teaching tool and reference for anyone concerned with health-care policy. |
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Financial Systems in Developing Economies: Growth, Inequality, and Policy Evaluation in Thailand $68.58 Unique in its approach and in the variety of methods and data employed, this book is the first of its kind to provide an in-depth evaluation of the financial system of Thailand, a proto-typical Asian developing economy. Using a wealth of primary source qualitative and quantitative data, including survey data collected by the author, it evaluates the impact of specific financial institutions, markets for credit and insurance, and government policies on growth, inequality, and poverty at the macro, regional, and village level in Thailand. Useful not only as a guide to the Thai economy but more importantly as a means of assessing the impact that financial institutions and policy variation can have at the macro- and micro-level, including the distribution of gains and losses, this book will be invaluable to academics and policymakers with an interest in development finance. |